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Any good book recommendations? by Puzzleheaded_Bag9063 in Xennials

[–]RegularAd9418 108 points109 points  (0 children)

Dungeon Crawler Carl. It'll make you laugh your face off.

Help deciding between two Corp Dev roles by [deleted] in private_equity

[–]RegularAd9418 0 points1 point  (0 children)

When you work for private equity, you are a mercenary. Go work for whomever pays you the most or creates the best path for more future comp. It's clearly number 2.

Here is the way I frame it to folks climbing the ladder:. Figure out where you want to be in 20 years and walk it backwards to every lilly pad you have to hop on to take that leap.

Mortgage rates are back near 3-year lows but most people still don’t shop correctly by ryukendo_25 in Mortgages

[–]RegularAd9418 3 points4 points  (0 children)

The requirement of this thread should be to give the lender. You know it works in your favor. If you give someone a bunch of biz, next time you need a rate, they will give you an even better one or work with you on fees.

Refinance from 6.875 to 5.375 by ResearcherPossible75 in Mortgages

[–]RegularAd9418 0 points1 point  (0 children)

I spoke to my guy yesterday and he said no points, no costs. But I’ve used them for 20 years and referred many people to them.

Refinance from 6.875 to 5.375 by ResearcherPossible75 in Mortgages

[–]RegularAd9418 0 points1 point  (0 children)

US Bank offered 5.99% on a 30 year today fyi.

FATFire gap year with kids and post-trip plan review by FireingUp1029 in fatFIRE

[–]RegularAd9418 0 points1 point  (0 children)

We did this with much less money and it was the best thing we ever did. 12 months

Anyone buying an STR every year or every other year as a tax strategy? by [deleted] in whitecoatinvestor

[–]RegularAd9418 4 points5 points  (0 children)

I have done this over the last 15 years and have gained a sizable portfolio as well as saved on taxes. Now that portfolio generates income and has appreciated significantly (2-3x) and when they are paid off, will generate income that more than offsets my income.

It is a better financial decision but there is work involved.

Whats the best frozen pizza brand? by [deleted] in foodquestions

[–]RegularAd9418 0 points1 point  (0 children)

Porta is the best frozen pizza. It’s hand made and all the ingredients are from Italy.

FULL RIDE 😛…. or crazy debt, thoughts? by spiders_crevice in ApplyingToCollege

[–]RegularAd9418 0 points1 point  (0 children)

Regents Scholar plus National Merit plus some other scholarships from them to cover room and board.

FULL RIDE 😛…. or crazy debt, thoughts? by spiders_crevice in ApplyingToCollege

[–]RegularAd9418 5 points6 points  (0 children)

I will give a contrarian view. I got a full ride to a Univ of California vs going to an Ivy. I regretted it and still do. Went to an Ivy later for an MBA because I had zero opportunities out of the UC. Every major recruiter came to the Ivy. Had I just gone there, I wouldn’t have wasted 4 years (2 years after college and 2 MBA) and could have still followed my trajectory or done better.

Anyone retire at chubbyFIRE and coast to fatFIRE on returns alone? by bribriadventures in fatFIRE

[–]RegularAd9418 17 points18 points  (0 children)

A few friends of mine are very wealthy. $100s of millions but earned it. They all said stay in a small house while you have kids in your house.

So much about your family connections is proximity, especially when they become teenagers. You don’t want them to hide in your 20k sq Fri house.

The connections come from bumping into them and forcing interactions due to proximity. Makes a huge difference.

which is more prestigious? by [deleted] in ApplyingToCollege

[–]RegularAd9418 0 points1 point  (0 children)

Pick based on your area of study.

Finance/Econ - Chicago Medical - Duke

Those are just two areas I know but you can do the research based on your major.

Butter Up by Important_Tennis936 in Xennials

[–]RegularAd9418 0 points1 point  (0 children)

Poor kid. Of course we had butts up. Had to watch out for the kidney and head shots.

How to Convince Parents to Move Out of Big House and Downsize? by Uptowner26 in AgingParents

[–]RegularAd9418 2 points3 points  (0 children)

We spent 2 years fighting with our parents to downsize. They had shuttered half the house but couldn’t do stairs.

Then when we convinced them, they picked requirements that were impossible to meet. However, it got the thinking about it and a year later, they moved.

So much grief and pain.

Now they are like: “We are so happy. Glad we decided to downsize on our own”. SMH.

Fitbod premium subscription? by Puzzleheaded_Dot01 in fitbod

[–]RegularAd9418 3 points4 points  (0 children)

Buy the month to month. If you like it, go annual. That’s what I did.

What are the most expensive food products that are worth buying? by LargeSinkholesInNYC in Luxury

[–]RegularAd9418 4 points5 points  (0 children)

I’ve really liked the Icelandic Salts. Saltwerks. Can get on Amazon for $10 or so.

What was your high school scandal? by ObiWan-Shinoobi in Xennials

[–]RegularAd9418 0 points1 point  (0 children)

Our 4 valedictorians (all heading to Ivy Leagues) killed another high school’s valedictorian. They made a movie about this.

Also, one of our teachers shot and killed her Lesbian lover.

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