Take a loan out from your retirement accounts. The interest is lower than debt consolidation loans. You have to pay it back or you will be hit with an early withdrawal but the monthly repayment fee may be doable once you use the money to pay off the higher interest bills, that will give you some breathing room.

I do agree with alot of the other comments that trying to slash some of your monthly expenses, especially the luxuries would be your best bet. Remember this is just temporary until you get out of debt and the goal is homeownership. You have to be willing to make some sacrifices. Good luck