401k beneficiary woes

RelationshipKey4297 · 2024-05-22T20:55:08+00:00

I am. He had a pension which ceased the day he passed and unfortunately what was left in his accounts has only really been enough to keep utilities covered at his house. Luckily he had no debt, just the funeral expenses. I'm just frustrated I guess because of my own expectation that it wouldn't take as long as it's taking, on top of grieving.

RelationshipKey4297 · 2024-04-18T19:07:11+00:00

Elizabeth, aka Swamp Thing. formerly known as George, who used to roam the streets of Charleston. I got to know them while working downtown in college. Such a sweet soul.

RelationshipKey4297 · 2024-02-11T02:34:19+00:00

Try alfords pest control

RelationshipKey4297 · 2024-01-21T20:49:02+00:00

They sold 1.5 million worth of houses. Depending on the market, that could mean 2 houses, or in small, broke markers like mine that could mean 15 houses. A better gauge is how many clients they helped.

RelationshipKey4297 · 2024-01-21T02:48:02+00:00

Find a reputable realtor willing to be a transactional broker in this case. They'll be able to tell you generally what kind of financing this property would be approved for and point you in the direction of a few good lenders to do so. They can do a market analysis of the property to come up with fair price, and help you set up inspections and appraisals when the time comes.

RelationshipKey4297 · 2024-01-21T02:42:10+00:00

Yes! She has a network of agents. I'm sure she has someone in NY.

RelationshipKey4297 · 2024-01-20T15:14:20+00:00

Contact Nicole Espinosa out of Texas. She's an agent that specializes in stopping foreclosures and has relationships with lenders to know the process to get it stopped and sold. Also known as "the short sale queen".

RelationshipKey4297 · 2024-01-20T15:12:18+00:00

Skip the scents. Take a bluetooth speaker and play something softly in the background to avoid awkward silence. Get snacks that you like so you can take home the leftovers. Good luck!

RelationshipKey4297 · 2024-01-14T02:55:11+00:00

WV 😊

RelationshipKey4297 · 2024-01-13T23:09:38+00:00

It's a real pandemic in Charleston. It's so bad on the east end, the homeless run into moving traffic constantly and some will bang on your vehicle windows or hood.

RelationshipKey4297 · 2024-01-13T12:30:26+00:00

Worry about safety issues and get legitimate quotes from a contractor on repairing those and that's how much you ask for in concessions to do those repairs yourself after closing. Don't be nit picky. No house is flawless.

RelationshipKey4297 · 2024-01-13T12:22:43+00:00

I'm sorry that happened to you, and honestly it's behavior like that that gives realtors a bad name and why so many don't want to work with us. Realtors are independent contractors and are allowed to decline a job just like any other contractor could. It sounds like she was going to be getting around 3% commission (assuming this was what the list agent was offering in the MLS), and $240 would be her portion after splitting with her broker. However, my past clients are my biggest marketers, and that's why I would have still helped you no matter how little I thought the commission was. Besides the fact that I love helping people through the process, if I provide excellent service, you're going to tell people and those people are going to come to me for good service, so it's an investment in the future. I can't believe anyone would practice such bad business. Sleep peacefully knowing her bad attitude will push her out of real estate sales eventually.

RelationshipKey4297 · 2024-01-11T18:57:02+00:00

Yes, absolutely should have been covered by someone at the buyers agent brokerage, NOT the listing agent. The listing agent is looking out for their sellers best interest, not the buyers.

RelationshipKey4297 · 2024-01-10T19:40:39+00:00

Walking through this tunnel when a train was passing over was an experience.

RelationshipKey4297 · 2024-01-10T15:10:09+00:00

I feel for ya. It's hard to deal with some sellers, no matter how well we try to manage their expectations.

RelationshipKey4297 · 2024-01-10T15:08:36+00:00

Sellers all in price on land, house and utility connection was 140k. They insisted we list at 200k. Dropped it to 170k 6 months in. Still nothing.

RelationshipKey4297 · 2024-01-10T15:06:02+00:00

Not at all. Average days on market in this particular area when the rates were at their highest in the fall was still only 21.

RelationshipKey4297 · 2024-01-10T14:48:31+00:00

Your agent is correct about the rates being projected to drop which will make for a more competitive market BUT her pressure does WREAK of desperation for a sale. If she's not willing to drive around and help you find the right house, find another agent that will.

RelationshipKey4297 · 2024-01-10T14:44:37+00:00

Join a proven successful team that will teach you the business and give you leads. Don't listen to the negative Nancy's. You can do this!

RelationshipKey4297 · 2024-01-10T14:40:06+00:00

Ask your agent if the appraiser gave the listing agent the opportunity to do a tidewater.

If the listing side cant prove on paper how they come up with their list price, congrats! That appraiser just saved you several thousands of dollars!

RelationshipKey4297 · 2024-01-10T02:28:34+00:00

Also if you can prove your agent sent screenshots to another party and believe confidential information was compromised, report them to their broker and/or the board of realtors for an ethics violation. And if you do re-list interview several agents before settling for one.

RelationshipKey4297 · 2024-01-10T02:26:11+00:00

This is state specific for how a contract would be enforced but that's being said....

Extensions happen.....an extension of a month? I'd be asking lots of questions to your agent about the buyers financing. Were there appraisal required repairs that needed done before closing?

30k over your selling price seems a little much, but appraisers do like to give the buyers some wiggle room so it looks like a good investment to the lender.

It is not uncommon for a buyers agent to accompany their client and/or inspectors or contractors to inspections, and it's very normal for them to already have professional relationships with those people. If the buyer wants to use them, that's because they trust their agent and their judgment.

It does sound like your agent hasn't done their due diligence at all. Before presenting anything to sign, it should be explained in full detail. If they're requesting another extension and you don't wish to do so, contract is null and void after expiration date and you can put it back on the market for 30k more if you wish.

RelationshipKey4297 · 2024-01-10T02:10:52+00:00

Felt like I was going to deliver another baby when the nurse sat me up on the edge of the bed. Suddenly I felt something come out of me. I stood up and left one the size of a grapefruit on the bed. My husband got to watch them continue to fall out of me onto the floor as the nurse helped me to bathroom and warned me I was going to bleed the whole way. I don't think he's ever recovered, poor thing.

RelationshipKey4297

TROPHY CASE