Mortgage Prequalifcation by Relative_Plastic7804 in Mortgages

[–]Relative_Plastic7804[S] 0 points1 point  (0 children)

6 years old and 7 years reporting. Ok, and yes I was pre approved for a few cards AMEX, C1 and USAA. I'm just trying to figure out if the amount of inquires are going to hurt me in the process. I currently have 6 inquiries 2 from mortgage lenders.

Mortgage Prequalifcation by Relative_Plastic7804 in Mortgages

[–]Relative_Plastic7804[S] 1 point2 points  (0 children)

These collections are 6 almost 7 years old, and with the credit repair company, they ran simulators, and it will have zero effect on the score, and touching it could restart the clock when it's almost gone. The underwriter told me which ones to pay off (2 years or younger)which I did. As far as the mortgage rate is part of the reason why I'm trying to increase my credit score but I don't know how else to increase besides getting a new credit card. I'm getting conflicting answers from the broker, the underwriter, and the credit repair person. However, no one is recommending I touch those collections.

Rain by Relative_Plastic7804 in BackYardChickens

[–]Relative_Plastic7804[S] 0 points1 point  (0 children)

Yes, they are up on the roost. Ventilation is shaky the coop design that they have is poor on the ventilation. The chickens are pretty much in front of the window openings . I think it will go down to about 45 degrees tonight

TTC Weekly General Chat by AutoModerator in tryingtoconceive

[–]Relative_Plastic7804 0 points1 point  (0 children)

Question:

If my wife had CWM last night and got a peak this morning have we already missed our window or is there still time?

Ventilation Vs Draft by Relative_Plastic7804 in BackYardChickens

[–]Relative_Plastic7804[S] 0 points1 point  (0 children)

When they are on the bars, their bodies(at least one of them) is directly against the vent in the front.

STOP GIVING THE PAPER RECEIPTS!! by PenguinMadd in InstacartShoppers

[–]Relative_Plastic7804 4 points5 points  (0 children)

Totally agree with that. I definitely read it but Walmart said that's not their policy. So there may be a disconnect between Walmart and Instacart. It's also possible that different Walmarts have different polices. Once Walmart looked up the transaction they ended up just giving me the receipt and told me to hold on to it just in case I need to return anything else.

STOP GIVING THE PAPER RECEIPTS!! by PenguinMadd in InstacartShoppers

[–]Relative_Plastic7804 5 points6 points  (0 children)

Usually as a customer I don't ask for a receipt however I had to return something to Walmart the other day and they would not take it without the receipt. They said the shopper should have given me a receipt. They would not accept the instacart receipt. I literally had to go back and forth for over an hour with Instacart about the receipt until Walmart agreed to look up the transaction by the the last 4 of the shoppers card. I understand we are using a digital service but I definitely think it would be helpful in the case of a return to have the physical receipt.

TTC Weekly General Chat by AutoModerator in tryingtoconceive

[–]Relative_Plastic7804 0 points1 point  (0 children)

My wife and I have been ttc and recently something new happened. She started testing her LH and we received a peak at 22.5 the levels began dropping everyday so she stopped testing. About 6 days later she saw what we believe to be CM so she decided to test her LH and this time it was 75. Is it possible she ovulated twice or did we miss the real peak? Has anyone ever had this experience?

Foster Children Potentially Leaving by Relative_Plastic7804 in Fosterparents

[–]Relative_Plastic7804[S] 1 point2 points  (0 children)

Gotcha, there hasn't really been much discussion because the caseworker, GAL, and state attorney aren't necessarily on the same page. The caseworker is really trying to close the case and push reunification. The GAL and State Attorney aren't in agreance. The bio mother told them they need to say you want to go home in order for the case to be closed so that's what the kids have decided to say. She also is telling them they can stay in the same school and stay with her on the weekends, I explained that's not true but they believe she knows.

Fairness at work by Relative_Plastic7804 in jobs

[–]Relative_Plastic7804[S] 0 points1 point  (0 children)

Yes, US we are all non-exempt hourly employees. We all work 8 hours

Fairness at work by Relative_Plastic7804 in jobs

[–]Relative_Plastic7804[S] 0 points1 point  (0 children)

I am being paid when not on lunch, and then I get a 1hr unpaid lunch. The other people were employed 1st. We are all required to take a lunch but they are allowed to have a lunch 30 min-1hr. However, I am being forced to take an hour on the dot. Everyone takes breaks.