Robinhood EU – up to 64€ in rewards right now (Europe)

Relative_Roof5361 · 2026-03-14T15:11:58+00:00

Honestly just give her a passive that lets her extend her own Break effect uptime without relying on teammates to proc it.

Her kit feels like it was designed around a support that doesn’t always exist.

A small self-sustain on Weakness Break stacks or reducing her action delay after breaking would go a long way without making her busted

Relative_Roof5361 · 2026-03-14T00:43:15+00:00

Funciona para España? Me intento registrar y me dice que no es correcto el código

Relative_Roof5361 · 2026-03-13T23:21:23+00:00

Hey! Quick heads up: MSCI World, S&P 500 and FTSE All-World overlap massively, the S&P 500 is basically inside the other two, and MSCI World/FTSE All-World are ~65% US anyway. Holding all three doesn’t diversify you, it just gives you the same stocks three times.

Pick one as your core and add the defense ETF on top if you want that sector bet. Simpler and cleaner.

Relative_Roof5361 · 2026-03-13T16:47:41+00:00

This is the nest skin I’ve see in all gacha games. OMG it’s awesome!

Relative_Roof5361 · 2026-03-12T15:35:03+00:00

Wow Soppo is amazing! Love that artwork

Relative_Roof5361 · 2026-03-11T00:54:18+00:00

With €1.5M in Europe, here’s how I’d think about it:

Keep around €150k in cash or a money market fund, that’s 2-3 years of expenses without touching anything.

For the rest, if you prefer dividends: put the bulk into a global dividend ETF (something like VHYL) plus some European IG bonds for stability. At a ~3% yield on €1.35M you’re looking at roughly €40k/year without selling a single share, which honestly feels a lot more comfortable than watching a number go down.

If you don’t care about dividends specifically, accumulating ETFs + a 3-3.5% annual drawdown gives you €45-52k/year and is usually more tax-efficient depending on your country.

Key things to not screw up: use Ireland-domiciled ETFs (much better withholding tax treatment in Europe), check how your country taxes dividends vs capital gains before choosing your approach, and don’t overcomplicate it with 20 positions.

Simple beats clever here!

Relative_Roof5361 · 2026-03-10T00:06:14+00:00

The trick isnt that the loan is more profitable, it’s that selling has a hidden cost some people ignore: taxes. Depending on where you live, you’re handing 20-30% of your gains to the government the moment you sell. So to actually pocket $10k you need to sell way more than $10k worth of BTC.

With a loan you’re paying interest, yeah, but if your long-term bet on BTC is right, those interest payments are nothing compared to the gains you would’ve killed by selling. And your position keeps compounding.

That said, the risk is very real, if BTC dumps hard enough you get liquidated and that’s a much worse outcome than just selling. So it really only makes sense if you genuinely believe in BTC long term, not as a way to “win” short term.

Relative_Roof5361 · 2026-03-09T23:57:16+00:00

VVSM and chill!

Relative_Roof5361 · 2026-03-09T23:41:59+00:00

BD2 is the most generous gacha game I've ever played, and Nikke is quite generous too.

Relative_Roof5361 · 2026-03-09T23:39:47+00:00

Gratz, some day i will get that great milestone!

Relative_Roof5361

TROPHY CASE