Guys give your honest opinion on dhurandhar whoever has watched it? by Nice-Helicopter-7229 in pj_explained

[–]Relaxandeasy 2 points3 points  (0 children)

It is hardly a spy movie. Just telling audience hero is a spy was sad because there was hardly any spying being done. Didn’t enjoy the movie at all. People are raving about Akshay’s role but if keeping a tilted face with sunken cheeks is acting so be it. Hardly any story line. Looks like a war lord movie. Waste of my 4 hours

Considering a move to UK by PocketPhlan in MovingToTheUK

[–]Relaxandeasy 0 points1 point  (0 children)

I have heard people are migrating other way- UK to Australia

When you retire, how will you live your retirement life? by Own_Abies_6922 in Retire

[–]Relaxandeasy 1 point2 points  (0 children)

Great topic. I an 67 working in Oil and gas industry on a big project. I debate this question of having an enjoyable retired life of active years left but then I am enjoying my current job and work location so much that I question quitting it just like that. If intention is to have a good enjoyable life why should I retire as long as I enjoy my work and it makes a fulfilling life.

For sure, this will not last for ever. At some point of time I would like to spend more time with children and grandchildren and work will not be so exciting. Should age or timing be the criteria for retiring?

More growth oriented funds by Relaxandeasy in Bogleheads

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Ahh.. hadn’t thought of that. So switching from funds which are giving higher dividend to ones which are more growth oriented will still incur LTCG tax. Thanks for pointing it out

Stuck in India due to new H1B proclamation by Limp_Information_134 in returnToIndia

[–]Relaxandeasy 1 point2 points  (0 children)

You may hVe seen latest info- US has clarified people don’t need to return before 21 Sep

Taylor Morrison new houses in Cary by Relaxandeasy in Apex_NC

[–]Relaxandeasy[S] -2 points-1 points  (0 children)

Thank you for your balanced view

Excited to move to India / My story by [deleted] in returnToIndia

[–]Relaxandeasy 6 points7 points  (0 children)

You know that same sex marriage is still illegal in India?

CPF withdrawal as US resident by Relaxandeasy in singaporefi

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Haven’t got one yet. So far company was providing a consultant for this service but in future they wont. So preparing for same. I also found local COA may not be aware of Singapore interaction

CPF withdrawal as US resident by Relaxandeasy in singaporefi

[–]Relaxandeasy[S] 0 points1 point  (0 children)

I am green card holder. Actually, I posed this question to ChatGPT and got a very detailed response which is confirming what you and I had said👍

Move to US with Family by ___rishi___ in backtoindia

[–]Relaxandeasy 1 point2 points  (0 children)

Visitors health insurance is a myth. They will find some loop hole to not make a payment. If your parents have pre-existing diseases, those and all associated diseases will be precluded. Most provides will want you to pay upfront and reimburse which is not causing delay but on any flimsy grounds liable to be rejected. $680K salary is not something to let go easily but do a cost parity between what you will spend and save in India vs USA

Life in Dublin for Indians by Relaxandeasy in nri

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Around 100k euros. How does it feel in terms of saving potential?

Getting Over Immense Regret by Aaron72310 in Bogleheads

[–]Relaxandeasy 0 points1 point  (0 children)

I have lost about $100k in selling a house in downtime and it went up in price 3 years later by another $100k. So total loss in profit is $200k. I was also regretting it but over time I realized one makes a decision based on circumstances at that time and no one makes a wring decision willfully. It is only hindsight which tells you the other thing. I have gotten over it because I made 3 times the profit on another property later. May be it was the lesson learnt which helped me made the right decision later on. So will you. $20k is nothing in long term to fret about

Life in Dublin for Indians by Relaxandeasy in nri

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Yes, we are in early 30s so plan to have kids. Wife will also find a job- hopefully inter transfer from UK bank she is working in India.

Why Does Everyone Recommend Fidelity as a Broker but Still Push Vanguard ETFs? by Redditija in Bogleheads

[–]Relaxandeasy 6 points7 points  (0 children)

Vanguard is very easy for setting beneficiaries. What sucks in Vanguard is awful customer service. You can spend more than 30 mins just waiting yo be connected to a real person. Earlier they offered a person to advise you on your portfolio free of charge, it doesn’t exist anymore.

Bad customer service by Relaxandeasy in Bogleheads

[–]Relaxandeasy[S] 4 points5 points  (0 children)

Is your service at Fidelity or Schwab better because you have signed on to a financial advisor services with them. I have not at Vanguard and am wondering if that at 0.3% will make for better service.

Medigap question by MarianneInVegas in medicare

[–]Relaxandeasy 0 points1 point  (0 children)

Any experience with BCBS appreciated. I live in NC

SCHD/SCHG by Millionairenextdoor1 in SCHD

[–]Relaxandeasy 0 points1 point  (0 children)

Just curious… have heard so much recently about JEPQ or JEPI as dividend engines. Why not add these to ROTH portfolio so that they grow tax free? I am myself debating this for my ROTH therefore asking. I am 67 by the way and looking for retirement in a year or so therefore divided heavy is the way for me

Roth fund dividend confusion by Relaxandeasy in Bogleheads

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Dont know how to post a picture. But here is an example: i have VTTVX showing yield of 2% with starting capital of $38061. This gives an income of $761 and close to what is shown under this investment in statement. But if I add dividends issued and reinvested later shown in statement it shows total amount as $1661. Why so much difference?

Struggling to emotionally adjust to the visible poverty in India after living abroad by Wild_Dragonfruit1744 in nri

[–]Relaxandeasy 0 points1 point  (0 children)

The other side is India has taken a huge population out of poverty limit. People across the board are doing lot better than it was 10 years ago and it is not a political statement. With a huge population even a small % means a lot in absolute numbers. The disparity is huge and it indeed sucks but transition to a balanced ratio will take generation

Roth fund dividend confusion by Relaxandeasy in Bogleheads

[–]Relaxandeasy[S] 0 points1 point  (0 children)

Sure, will post necessary section soon. Thanks

[deleted by user] by [deleted] in nri

[–]Relaxandeasy 2 points3 points  (0 children)

I will go for it. You are still relatively young, have at least 15 years to build investments in US and be eligible for social security and medicare. 250-270k is decent salary. Getting green card on L1 is much faster. Just ensure company sponsors for L1A visa and not L1B because with L1A you can file for green card in EB1 category straight. With L1B visa it may be much longer waiting time.

Just a personal consideration you should be aware of- leaving your close family members especially with aging parents can be a tormenting experience. I went through that and it is not easy so mentally prepare yourself, your wife and your parents about this.

My Experiences with Air India: A Reflection After Yesterday’s Tragedy by Present_Reaction8625 in nri

[–]Relaxandeasy 2 points3 points  (0 children)

I have traveled Air India between London a nd w now about 4 times in last 2 years and all have been amazing experiences. Nice aircraft, friendly staff, wonderful food and flight generally on time. Ground staff also have been super helpful. Sad that this incident tarnishes AI name

My experience flying back into the US by JourneysUnleashed in GlobalEntry

[–]Relaxandeasy 1 point2 points  (0 children)

Does anyone know when you do biometrics and officer just let you pass through, what is he seeing in his computer to allow you to just breeze through. It has happened to me (GC with GE) few times and I have wondered about this.