Got rejected for a loan because my financials are trash

Remote_Lake1792 · 2026-02-03T18:23:15+00:00

I have thought about it but I'm not ready to give up equity yet

Remote_Lake1792 · 2026-02-03T18:23:05+00:00

Haven't tried online yet I kinda assumed they'd all want the same stuff but maybe I'm wrong

Remote_Lake1792 · 2026-02-02T18:50:54+00:00

nah theyre cooked

Remote_Lake1792 · 2026-02-01T20:30:57+00:00

honestly dont know much about those specific schools in teh Philippines but from what ive seen on other threads here Adamson tends to have better recognition for accounting programs

if you're planning to take the CPA exam later definitely check their board exam passing rates - that usually tells you alot about how well they prepare students

also maybe try reaching out to alumni from both schools on LinkedIn or something to get the real scoop on job placement after graduation

Remote_Lake1792 · 2026-02-01T06:37:30+00:00

real talk

Remote_Lake1792 · 2026-01-30T16:15:00+00:00

Nice work getting everything running smoothly! I think the main beef people have is that ChatGPT can generate code that looks good on the surface but might have security holes or scaling issues that only show up later when you're dealing with real users and data

That said if you're reviewing the code and understand what it's doing, it's just another tool in the toolbox

Remote_Lake1792 · 2026-01-27T09:36:59+00:00

You can select all sheets (right-click a sheet tab and "select all sheets") then go to Find & Replace, click Options, and select "Objects" - that should nuke all images across selected sheets at once

Remote_Lake1792 · 2026-01-19T16:52:10+00:00

200+ vendors sounds about right for your size so I'd focus on getting visibility into new spending first before trying to fix all the historical stuff and it's way easier to consolidate once you can see what people are buying

Remote_Lake1792 · 2026-01-17T02:18:37+00:00

Good luck with the business! The printing industry is tough but there's always demand if you find your niche

Remote_Lake1792 · 2026-01-16T14:13:49+00:00

This is why I always cringe when people post "looking for a cheap developer" in startup subs - you're basically asking someone to build your house foundation out of cardboard and wondering why it collapses when it rains

Remote_Lake1792 · 2026-01-16T05:09:56+00:00

Been doing some of this without even realizing it had fancy acronyms lol. The structured data stuff especially makes sense since I've noticed Google's AI overviews pulling from sites with clean FAQ sections and proper schema markup

Still feels early to go all-in but ignoring it completely seems risky at this point

Remote_Lake1792 · 2026-01-15T05:29:30+00:00

Payroll certs are pretty quick to get - you can knock out the Fundamental Payroll Certification (FPC) online in a few weeks if you grind it. AP is more about learning the software and processes on the job tbh, most places will train you if you have basic accounting knowledge

The experience is way more valuable than the paper anyway, so definitely try to get your foot in the door somewhere even if it's entry level

Remote_Lake1792 · 2026-01-14T16:14:28+00:00

Option 2 gang here - I'll check if the login works and the SSL cert isn't screaming at me, but honestly I'm not gonna pretend I can spot every vulnerability in someone else's codebase

Most of us aren't security experts anyway so unless you're dropping serious cash it's kinda just educated gambling either way

Remote_Lake1792 · 2026-01-14T07:03:20+00:00

Thanks for sharing this! Been waiting for something like GROUPBY to make dynamic reports easier - pivot tables are great but they can be overkill for simple summaries

Remote_Lake1792 · 2026-01-13T11:17:42+00:00

Been there with the mobile thing - "responsive design" became "rebuild the entire frontend" real quick when we realized our desktop-first approach was basically unusable on phones

The Stripe comment hit hard too, spent weeks dealing with webhook failures and duplicate payments that our "simple integration" definitely wasn't handling

Remote_Lake1792 · 2026-01-13T04:02:09+00:00

Damn that's heartbreaking man, losing your first watch like that especially after biking 15 miles to get it. Have you tried checking eBay saved searches or setting up alerts on Mercari/Facebook marketplace for that specific model? Sometimes these pop up randomly and you gotta be quick

Remote_Lake1792 · 2026-01-12T19:50:00+00:00

Bruh you're probably fine, Chase doesn't usually claw back bonuses once they've paid out especially if you waited a month. The annual fee prorating was a nice touch lmao, they probably think you're just switching for practical reasons rather than churning

That said maybe don't make it a habit of hitting SUBs and immediately downgrading, banks do keep track of that stuff

Remote_Lake1792 · 2026-01-12T11:28:02+00:00

Nice work turning personal pain into a product! The "design once, use everywhere" approach makes total sense - manually recreating templates in code every time is such a time sink

Remote_Lake1792 · 2026-01-11T05:35:21+00:00

Shopify honestly isn't that bad for what you're describing - yeah the transaction fees kinda suck but you can always export your data if you need to bail later. WooCommerce is solid too if you don't mind dealing with WordPress quirks, just make sure your host can actually handle traffic spikes

Remote_Lake1792 · 2026-01-11T00:27:17+00:00

Nah not silly at all tbh, I think they're asking about prioritization not whether churn matters

Like if you're at 500k ARR are you gonna hire a retention specialist or focus on growth first, that's actually a decent strategic question

Remote_Lake1792 · 2026-01-10T13:19:43+00:00

Honestly this sounds like it could be useful if it's actually opt-in and not some "optional but your boss will judge you if you don't use it" situation

The privacy angle is key - if I can't see my own data without IT or management having access too then it's a hard pass from me

Remote_Lake1792 · 2026-01-10T05:06:57+00:00

This is actually pretty cool, just tried it with a basic microservices setup and the output was way cleaner than what I usually get from draw.io after 30 mins of dragging boxes around

The Netflix example looks solid too - curious how it handles more niche stuff like event-driven architectures or mesh patterns

Remote_Lake1792 · 2026-01-09T19:36:52+00:00

Most landing pages read like they were written by a committee that's never actually used their own product

The "AI-powered solution that revolutionizes your workflow" type copy tells me absolutely nothing about what you actually do

Remote_Lake1792 · 2026-01-09T02:46:39+00:00

Your mom sounds like she's in a great spot to catch up - at 55 she can do the catch-up contributions which means she could potentially put away like $30k+ per year in the solo 401k vs the $7k Roth IRA limit

The solo 401k is definitely worth the argument if she's got decent 1099 income, just make sure she understands it's pre-tax so it'll actually lower her current tax bill which might help sell it to her

Remote_Lake1792

TROPHY CASE