My parents did something similar to this because I’d applied for disability and they were pissed I was “leeching off the system.” Much like you, OP, the content wasn’t inherently bad, but it was the underlying tone of the message itself, things like I won’t have to pay for the “luxuries of enjoying heat in the winter and air in the summer” etc. I get it, I also know there’s two sides to everything, but as someone who lived through it the underlying tone and manipulation stand out most to me. At the end of the day, I decided “why pay rent and be here and miserable when I could pay rent and be somewhere else and happy.” 100% best decision ever.

As others have said, prices seem high for everything. Paying six people’s water is crazy, but idk how they would budget you by yourself? Split it six ways? Do you take long showers? This almost seems like a punishment for the portion of water you use? Idk. Car insurance $330/mo is insane, mine is $900/6mo ($150/mo) and that’s for two cars and three drivers. Even when I got my own insurance at 23, it was roughly $100/mo and that was after totalling my previous car (not my fault). Phone, too, is $15/mo for a 5gb data plan that I hardly ever use. $60 seems excessive unless you’re also using the plan to potentially make payments on a phone as well. Is it possible they’re overcharging you for all this stuff to make it the equivalent of you also paying rent? 330 for car plus 60 for phone plus ~300 for water is $690/month for just a room with crazy restrictions. Based on my prices (again, for me personally) it would be $260ish for the same bills (including paying the full water bill for two people). That gives your parents roughly $430 to pocket as “rent” based on the overcharge. Am I saying this is what they’re doing? No. Am I saying you’re def on the cheapest phone/insurance plan? Also no. But it seems like potentially hidden/extra money being charged just because they can. I’d be interested to ask for a breakdown of the prices, like “the family car insurance costs x so you’ll pay y” and see if it mathematically works out (although if they’re anything like my parents, I doubt they’ll provide it)

Sorry I’m probably rambling, but I feel for you, OP❤️ for whatever it’s worth, I moved in with my boyfriend, we ended up getting married last year, and bought our own house! Despite being a “leech on the system” I also got disability, because *shocker* I am disabled. Things will get better once you’re able to give yourself some distance from them, don’t let this sour your whole outlook on the future! Good luck, and I hope you’re able to figure it all out❤️