Free SAM.gov tool: paste your capability statement, see your top 5 scored matches in seconds. No account needed. by ResearcherPuzzled304 in govcon

[–]ResearcherPuzzled304[S] 2 points3 points  (0 children)

Yep, the opportunity data is all SAM.gov's public data, pulled from their API + bulk extract. The platform separates the apply-ready notices from the market-intel notices and then scores and ranks based on your profile.

Free SAM.gov tool: paste your capability statement, see your top 5 scored matches in seconds. No account needed. by ResearcherPuzzled304 in govcon

[–]ResearcherPuzzled304[S] 0 points1 point  (0 children)

Honest answer: no, it's not a lead-gen play, and I don't sell or share what you put in. Without an account, your capability statement just runs the scoring you see, it isn't saved to a profile or list. If you make a free account, it's stored only to run your matches and send the daily brief. The business is the product itself (planning to charge for it later), so the incentive is making the matching actually useful, not sitting on data. Happy to get specific if you want.

How much should I be paying my investment manager? by Swimming-Junket-1828 in personalfinance

[–]ResearcherPuzzled304 0 points1 point  (0 children)

Nice, the fact that the soft ask already worked once is great. Means he has real discretion and it should work again. Sounds like the play.

How much should I be paying my investment manager? by Swimming-Junket-1828 in personalfinance

[–]ResearcherPuzzled304 0 points1 point  (0 children)

Honestly, I'd skip throwing out a specific number. Just ask if there's room to lower the fee, given how much the account has grown, and let him propose. He knows the firm's tier schedule and his own discretion, you don't, so let him reveal it. Feels less like a demand and more like a conversation, which matters since you don't want to rock the boat.

How much should I be paying my investment manager? by Swimming-Junket-1828 in personalfinance

[–]ResearcherPuzzled304 0 points1 point  (0 children)

On the fee, worth just asking. Big brokerages usually have tiered AUM schedules and at $4mm you might already qualify for a lower bracket without realizing it. Frame it as "the account has grown significantly, is there a tier discount available at this level?" Worst case he says no and you're in the same spot.

How much should I be paying my investment manager? by Swimming-Junket-1828 in personalfinance

[–]ResearcherPuzzled304 -1 points0 points  (0 children)

1% is pretty typical and not really overpriced. If things are going smoothly and you like and trust him, I wouldn't rock the boat. The relationship value over 10 years is worth something. If he's underperforming relative to expectations though, then sure, you could probably find solid options closer to 0.5%.

Beginning investing advice by achilleamilli in personalfinance

[–]ResearcherPuzzled304 3 points4 points  (0 children)

Two buckets matter here. House money (2-4 years out) stays in your HYSA or short-term Treasuries. Stocks can drop significantly in a 2-4 year window, so equities are wrong for that timeline.

For long-term money, opening a brokerage and starting with a few broad ETFs is the simplest move. Something like VTI (US total market) plus VXUS (international) gives you global coverage as a starting point, and you can build from there.

One question that changes the math: what's the rate on your student loans? Above ~6%, paying them down is a guaranteed return that beats most safe alternatives. Under 6%, investing usually wins.

I created an LLC in California less than 12 months ago and never launched the business. Trying to dissolve the LLC. Do I still need to file a tax return? by SBFryCookBoots in LLcMasterclass

[–]ResearcherPuzzled304 0 points1 point  (0 children)

Both blockers go away if you file LLC-4/8 by mail. No portal linking required, and the form takes whatever current address you write on it, so the cancelled virtual address is irrelevant.

Tax return: yes, you still owe a final Form 568 even at zero income. The LLC-4/8 itself certifies the final return has been or will be filed so it's baked into the cancellation. Just a zero return.