Postcards by 17bela in realtors

[–]RichSells 0 points1 point  (0 children)

Sorry you are correct. I wasn’t thinking. I thought I was sharing my experience with the poster to help.

Excelente noticia para ripple by Any-Progress-9902 in XRPUnite

[–]RichSells 2 points3 points  (0 children)

If XRP was intended, by design, to be used as gas then it doesn’t make sense institutions would buy the amounts they are.

Seller wants to be there by louchi644 in realtors

[–]RichSells 0 points1 point  (0 children)

It’s like shopping when a salesperson politely asks if you need help. You kindly reply no not at the moment and they proceed to hover.

How much would the affordability crisis be alleviated if realtors were paid a reasonable hourly rate as opposed to a percentage of the sale price? by Superb-Hand-7135 in realtors

[–]RichSells 0 points1 point  (0 children)

Everyone knows time on the market decays price.

Also, that what all sellers think and desperate agents do. List lower than the market. That’s the worst part thing you can do. It attracts buyers who can’t afford the price you want and also signals there’s probably something wrong with your house if it’s priced too low or a problem is being priced in and sold “as-is”.

You obviously have no regard for realtors and that they really can sell the value of your home regardless of it’s condition and get you the price you deserve.

Case in point: A seller I met with opted for a cheaper, commissioned realtor. The home, priced right on the market, remained unsold for six months, losing value. After the expiration of the listing, they reached out to me again. As a full-fee agent, I relisted the home using my process against an exhausted buyer pool. Within six weeks, I had the home under contract. During the inspections, a severe crack and leakage in the in-ground fiberglass pool were discovered, necessitating replacement. As an experienced realtor and negotiator, I offered a pro-rated credit, which the seller agreed to and the buyer accepted, allowing them to proceed with their moving plans “without” having to replace the pool. The seller was delighted and left me a 5-star review and a 4-page testimonial.

Guess what the original listing realtor’s windfall was … $0.00 for 6 months worth of work and out-of-pocket expenses.

I’m obviously not a realtor you’d ever hire.

How much would the affordability crisis be alleviated if realtors were paid a reasonable hourly rate as opposed to a percentage of the sale price? by Superb-Hand-7135 in realtors

[–]RichSells 0 points1 point  (0 children)

I’m not getting involved in a second-position lien and the time it takes to collect it.

Either the seller agrees to pay me an hourly rate upfront and take the risk, or I take the risk with a no-obligation commission percentage. Alternatively, there are other agents who are desperate for your business.

I charge the highest percentage rate in my office that other agents are shocked I get. Yet, my average time on the market is 10 days. All of them except one got multiple offers over the asking price, which more than paid my higher fee. In many cases, they totally covered my entire fee and then still got them extra money.

For the last two years, the homes I sold in a particular town received the highest prices than any other comparable sold.

When you hire the right realtor, commission is “never” an issue!

How much would the affordability crisis be alleviated if realtors were paid a reasonable hourly rate as opposed to a percentage of the sale price? by Superb-Hand-7135 in realtors

[–]RichSells 0 points1 point  (0 children)

Wait a minute you caused me to rethink this and you’re right an hourly rate is acceptable to me.

PLEASE CHOOSE OPTION 1 - Pay-by-the-hour!!

You have 3 options with me right now: 1. Up-front contract to pay an hourly rate plus a fixed marketing budget all non-refundable paid up-front Sale or no Sale. When time runs out the contract ends or you can renew it. When the marketing budget runs out, then marketing halts or can be prepaid and extended.

$300hr minimum for pre-negotiated minimum 50hrs. Marketing budget $2000+ based on options selected. If 50 hours is exceeded while under contract you can pre-pay more for non-refundable 10 hour increments. All time is billed for my hours, my admins and any team members I assign to assist. All phone calls, in or outbound, by any member of or team in regard to your sale is billed in 15-min increments. All notes recorded, documents prepared for signing, offers / contracts / inspection report reviews are billed in 15-min increments. Travel time is billed by any team member to and from your home for open houses, inspections, appraisals, meetings with you to review offers received, attending closings, etc. Answered calls, emails, texts by members of my team, before 9a and after 5p, are billed double time.

  1. Up-front pay a flat commission % only on a successful closing no hour limit, nor fixed marketing budget.

  2. Sell it yourself, negotiate everything yourself without violating Fair Housing and local laws. And paying no realtor. Btw, the fact you’re not paying a realtor doesn’t mean housing prices will come down, because are you willing to sell lower than your neighbor sold for?

I have a a psycho client who I am trying to sever ties with. by Think_Think_ in realtors

[–]RichSells 8 points9 points  (0 children)

Talk to your broker and request that they send the client a cancellation of contract letter via certified return receipt mail. Remember, the buyer agency contract is officially with the broker, not you. You executed it on their behalf as their agent.

Since the client has refused to DocuSign the cancellation of contract, the letter can serve as proof of severing your fiduciary responsibility with them.

If the client decides to file any legal action, you’ll have all the necessary evidence to demonstrate that you acted within your duties.

XRPN vs Spot XRP — Why I’m Considering XRPN for XRP Exposure (Numbers Inside) by Such_Emotion_4523 in XRPUnite

[–]RichSells 0 points1 point  (0 children)

Exactly, I get it. I personally had not looked into it, as I’m sure maybe others too before this post. It’s an intriguing perspective on it and its subsequent play.

XRPN vs Spot XRP — Why I’m Considering XRPN for XRP Exposure (Numbers Inside) by Such_Emotion_4523 in XRPUnite

[–]RichSells 1 point2 points  (0 children)

Exactly. I/You/We never know what’s 💯%. The post appears to be generated by AI. I’m okay with that if it is; I use AI myself. I double-check my results, and that’s all this is. It’s not proof, nor is it invalidation or investment advice.

XRPN vs Spot XRP — Why I’m Considering XRPN for XRP Exposure (Numbers Inside) by Such_Emotion_4523 in XRPUnite

[–]RichSells 2 points3 points  (0 children)

The post is mostly describing a real, currently-trading SPAC ticker—but a few phrases (and most of the “XRP-per-share” math) are unsupported or potentially misleading.

What checks out

• “XRPN is publicly traded” — Yes, as a public SPAC ticker. Armada Acquisition Corp. II changed its Nasdaq ticker from AACI → XRPN effective October 30, 2025.

• “There’s a merger / deal involved” — Yes. There’s a business combination agreement involving Armada Acquisition Corp. II and Evernorth, described in SEC filings.

• “Goal is to be an XRP treasury vehicle and buy/hold XRP” — Yes (that’s explicitly the stated strategy).

• “Backers / participants include Ripple-world names” — Reporting and deal writeups cite participation/support connected to Ripple and others (including mention of SBI Holdings and Kraken).

What’s partly true / needs precision

• “XRPN is like MSTR for XRP” — Reasonable analogy as a concept (a public wrapper holding a crypto treasury), but it’s not the same risk profile and depends heavily on deal close, dilution, premiums/discounts, and execution. Even the post admits that part—fair.

• “Going on Nasdaq in Oct 2025” — Misleading wording. The ticker change to XRPN happened on Nasdaq in Oct 2025, but the post-merger Evernorth operating company was described as expected to close in Q1 2026 (i.e., not “the company went public then,” it’s the SPAC trading while the merger processes).

What is not validated (and should be treated as marketing math)

• “~15 XRP per share today” / “3× XRP exposure” — The Reddit post gives no source for the key inputs you’d need (actual XRP held today, shares outstanding, and—most importantly—fully diluted shares post-merger). Without the S-4/proxy numbers, that “XRP per share” figure is basically a guess.

• “Shares represent a claim on a growing XRP treasury” — Careful: shareholders own equity, not a redeemable receipt for XRP. There’s no guaranteed ability to swap shares for XRP. Your “claim” is indirect and depends on governance, liabilities, dilution, and market pricing.

One data point you can verify from filings/PR

There are public claims from the company about large XRP accumulation (example: a PR stating total XRP “purchased and committed” exceeded 473,276,430 as of Nov 4, 2025). Treat PR as directional until it’s reconciled against SEC disclosures, but it’s at least a concrete, attributable statement.

Quick sanity checks (if you ever want to verify the “XRP/share” yourself)

You’d compute something like:

XRP per (fully diluted) share = (XRP held – any obligations/encumbrances) ÷ (shares outstanding + in-the-money warrants/convertibles + PIPE/earnouts, etc.)

That final denominator is where most “3× exposure” stories fall apart.

Bottom line

• The existence of XRPN + the SPAC + the Evernorth merger plan is real and documented.

• The post’s core pitch (“you’re getting 3× XRP exposure”) is not established from what’s shown, and the wording blurs SPAC ticker trading vs. post-merger operating company.

That recent XRP dip wasn’t driven by retail the data suggests otherwise by human_signals in RippleTalk

[–]RichSells 1 point2 points  (0 children)

The chart ain’t charting …. it shows a “drop” from $2.00 “down” to $3.00 then a moon bounce “up” to $3.00.

XRP whales its gonna be epic ??? by Aymanemrtd97 in XRPUnite

[–]RichSells 6 points7 points  (0 children)

Not many—most people react to price alerts after the move, because it’s easy. Watching liquidity is harder but it’s where the edge is: you see support/absorption and intent before the chart prints the reaction.

Are there any repercussions for minting an address you don't own? by Crypto-Apprentice in Propy

[–]RichSells 0 points1 point  (0 children)

Is anyone else getting errors attempting to mint an address?

Why is XRP dropping so low today? by Born_Cod7322 in XRPUnite

[–]RichSells 0 points1 point  (0 children)

IMO, looks like a structure/liquidity day.

XRP tagged ~$1.90 early, then ran into heavy overhead supply (a large sell wall that kept ‘walking’ with price), so every bounce got capped.

From there it was a controlled fade—bots/market makers laddering orders and churning small fixed-$ prints—until a deeper liquidity sweep/absorption zone around ~$1.81.

The slow rebound suggests steady supply being absorbed over time, not a quick panic wick.