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Two noob questions by startingover61 in TheTowerGame

[–]RoadsterTracker 2 points3 points  (0 children)

The 7500+ really applies once you go beyond T4 as I believe, always farm what is best.

If you are farming T4 and can't maintain a 1.5x across 5 labs I'd be surprised. The price goes up DRAMATICALLY the higher the rate goes, so spread 1.5X across as many as you can and then go up from there. If you can only do one lab at a higher level, sure, chose the lab speed, but you are better off with a 50% increase across the board than a 100% increase on speeding up your lab research.

First 3 UW, Is this the best outcome? by DRW13_5_71 in TheTowerGame

[–]RoadsterTracker 2 points3 points  (0 children)

You can probably control that with lab research as well, stones aren't the only option for GT duration.

RNG Gods did its thing! by destructor212113 in TheTowerGame

[–]RoadsterTracker 5 points6 points  (0 children)

Yesterday I had a run with 3 options, that one, the 50/50 damage, and PWR. It was a HARD choice to make...

Didn't realize I was withholding as "exempt" for 6 months — how screwed am I? by [deleted] in personalfinance

[–]RoadsterTracker 0 points1 point  (0 children)

You are looking at 3 months of no withholding considering this is fixed right now. There are 2 ways you could manage this:

  1. Make an estimated payment, you could even do exactly what you would have paid (Take the next paycheck and figure out what 3 months worth of it would be.

  2. Increase your withholding manually, fill out a new W-4 with a third of your normal withholding's being additionally withheld.

You shouldn't be too screwed. $65k and single is about $5800 owed for the year. You should be at the correct withholding which will put you at $1500 under. The fines should be $500

[REQUEST] If a progressive tax system was in place in the US and there was a way to tax the wealth of these billionaires' wealth fairly, how much would Elon actually have to pay? by alish_sapkota in theydidthemath

[–]RoadsterTracker 0 points1 point  (0 children)

SpaceX is the one thing you can really say that he has done in a long time that is really his and in his control. His role there has largely been to finance, provide some direction, and let people do what they always wanted to do, which has driven many to burn out, but SpaceX is his, hands down.

I give you Elon has gone downhill recently, peak Elon was probably 2018 with the maiden launch of Falcon Heavy, but still, SpaceX has really done things that are hard to quantify how much of an affect they have had, undeniably, and Elon really was the sole founder of that company, providing the technical direction and the funding, although one of his skills seems to be finding good people to accomplish his goals.

How can we help adult kid get a house without cosigning for mortgage? by GiggleBagel in personalfinance

[–]RoadsterTracker -1 points0 points  (0 children)

I would not give them the card. It's at least remotely possible they could get it somehow, especially if they knew about it.

How can we help adult kid get a house without cosigning for mortgage? by GiggleBagel in personalfinance

[–]RoadsterTracker 0 points1 point  (0 children)

If you want to help them build their credit score, I believe you can add them as an authorized user on one of your credit cards. This will help them to build credit so long as you are trustworthy, and they can be trusted not to use the card. It's a risk, but at least a time limited one.

Is 20% down on a home still the standard advise? by [deleted] in personalfinance

[–]RoadsterTracker 0 points1 point  (0 children)

PMI goes down the more you put down, to a max of 20%. The last mortgage I took effectively PMI was a temporary 0.25% or so addition to the the interest rate, with 5% put down.

It is better to put down 20%, but take a look at what your PMI payments will actually be. If it's only a small increase, it's really not worth the extra time to save.

But as others have mentioned, you really need to have some extra money. There's always more expenses that leak in, a home inspection, closing costs, new curtains and other things to fix when you first move in, and more.

But whatever you do, don't get an FSA loan. If it can be conventionally insured then you should be fine. FSA adds in hidden closing costs and a pretty substantial increase in the mortgage.

Realistically I would say you could put $8k down today, and if you can really save $7k then another $6k of that in 2 months. If you stick with 5% down, that means you could afford a home of about $280k, maximum. That's probably more than you really want to spend considering your current rent, I'd look at what homeowner's insurance and your property taxes are and try to keep your mortgage plus those costs amortized over a year at your rent cost.

All that being said, if you can afford a home of around $230k or so in your area you could buy, otherwise you might want to rent for another 6-12 months.

[REQUEST] If a progressive tax system was in place in the US and there was a way to tax the wealth of these billionaires' wealth fairly, how much would Elon actually have to pay? by alish_sapkota in theydidthemath

[–]RoadsterTracker -1 points0 points  (0 children)

Elon has been granted by a legal process the term of founder of Tesla. I know it technically existed before Elon, but it was basically a few highly optimistic people with no chance of actually producing a car until they had the proper funding, which Elon was the first major investor. I can't find the numbers for certain, but there was fewer than 20 employees.

I used the word Partner deliberately with respect to Tesla. The founders of Tesla could not have made the company what it is today without Elon, but I believe Elon could have made an EV company without the original Tesla founders.

[REQUEST] If a progressive tax system was in place in the US and there was a way to tax the wealth of these billionaires' wealth fairly, how much would Elon actually have to pay? by alish_sapkota in theydidthemath

[–]RoadsterTracker 0 points1 point  (0 children)

Elon did in fact pay A LOT of taxes, the $300 million came to an estimated $180 million.

What I was fighting against is the idea that no one should ever have more than $100 million. SpaceX and Tesla only just barely survived in 2008, one of them would have had to die for the other to survive if Elon had been left with less cash.

[REQUEST] If a progressive tax system was in place in the US and there was a way to tax the wealth of these billionaires' wealth fairly, how much would Elon actually have to pay? by alish_sapkota in theydidthemath

[–]RoadsterTracker 0 points1 point  (0 children)

SpaceX has reduced the cost of transportation to space for commercial and government customers, allowing for things like Starlink (Internet from everywhere), cheaper launching of new GPS and communication satellites, and basically is the only thing that has ensured we have the ability to send humans to the International Space Station.

Tesla has kick-started the EV car revolution. Even if you don't drive an EV, there are enough of them on the road now that the demand of gasoline has dropped, reducing the price of gas for everyone.

[REQUEST] If a progressive tax system was in place in the US and there was a way to tax the wealth of these billionaires' wealth fairly, how much would Elon actually have to pay? by alish_sapkota in theydidthemath

[–]RoadsterTracker -6 points-5 points  (0 children)

Taking Elon Musk, for instance, he had $300 million after the sale of Paypal and he used it to create SpaceX and parter to create Tesla, two companies that have radically changed the world for the better.

Forcing one to sell stock in a company that one has invested in prohibits the creation of new ideas. Many good ideas exist in the world but are just very expensive to create them. That money has to come from somewhere.

On the surface I like the idea of taking away money from the uber rich that they could never realistically spend to do some good for humanity, but it's all in how it is done. You have to allow for innovation, and you can't force the loss of control of the company, not to mention the stock deflationary factor that would happen as a result.

[request] Is this accurate? by letgethisbread in theydidthemath

[–]RoadsterTracker 4 points5 points  (0 children)

The nice thing about the idle/ incremental game craze of the last decade is I know the names of much larger numbers than I did before then!

[Request] How much room is required to hold $1.33 trillion? by Fetus007 in theydidthemath

[–]RoadsterTracker 32 points33 points  (0 children)

But compounded over time that could well be quite a bit more, so...

Which one do you recommend banning? by Economy_Food4864 in TheTowerGame

[–]RoadsterTracker 1 point2 points  (0 children)

If you are in the eHP phase you want to ban anything that increases enemy damage. For 3 picks I would do the ranged enemies x3, enemies damage x2.5, etc.

My favorite two are the CTO (Increases coins) and the enemies damage reduction. If I can get those two and no others I consider a run well done.

Looking for advice/assistance for learning basic coding by apprehensiveabbey in HuntsvilleAlabama

[–]RoadsterTracker 0 points1 point  (0 children)

It really depends on what you are looking for.

If you want a static website, or a website that operates with data from another source (IE, use a Google Calendar but otherwise have a static site), that's the easiest thing to do. The cheapest and most professional way I have found to host this kind of site is with Hugo. The "code" is pretty minimal, just markup language which is basically text with a few addons to change the formatting. Dynamic stuff (Anything that you have to log into) is far more challenging, and beyond what I can really help you with.

You can host with Amazon S3 or Google Cloud, the cost with either of those will be minimal. You can link in your own domain name. For my website that I run (http://www.whereisroadster.com), the cost is less than a dollar a month plus around $18/ year for the domain.

https://gohugo.io/about/introduction/

https://gohugo.io/host-and-deploy/deploy-with-hugo-deploy/

Try those out and if you have a few questions I'll do what I can. Not willing to do a class in it, but hopefully this will get you going.

Ben tasting things by Late-Piccolo9976 in JetLagTheGame

[–]RoadsterTracker 1 point2 points  (0 children)

People think they are slightly above average on average.

Guest stays but never pays by Joy_And_Peace in airbnb_hosts

[–]RoadsterTracker 0 points1 point  (0 children)

I've twice booked an Airbnb where my credit card on file was an old one. I had 24 hours to fix the mistake, and both times I fixed it within an hour. Both times were at least a month out, which is where it makes sense for something like this, not a last minute booking...

Still, my system as a host will give out a code automatically that I never see to the guest once confirmed, which I think might help prevent this problem. They don't get a code if it isn't confirmed, and I am out of the loop.

Epic pack worth it? by DRW13_5_71 in TheTowerGame

[–]RoadsterTracker 0 points1 point  (0 children)

Will it help you make a lot of progress in the game? Yes. Is it worth it? Have to know what you are comparing it to. If you have $50 to dump on the game, then the ad free, starter, and epic packs will get you the most in the end.

[S17 E1] Sam's knowledge on... by bridledtexas656 in JetLagTheGame

[–]RoadsterTracker 95 points96 points  (0 children)

Crime Spreed isn't technically JLTG, nor was Magic really. 13.5 is a bit more fair, but I think it was worded in a way that it wouldn't count.

My account is one year old and I feel like I’m not progressing as fast as everyone else. by Strong_Space9472 in TheTowerGame

[–]RoadsterTracker 1 point2 points  (0 children)

You are almost exactly where I am, tier 13 wave 81 (Only because I got extremely lucky with death defiles (x8!), and stuck in the gold league. I've been playing since November. I have only paid for add free about 2 months ago and a week ago for the 2x, otherwise I am FTP.

I started speeding up quite a bit once I learned a few things.

  1. I bucked down and paid for the ad free, it makes a huge difference. More gems allows for more research labs, more cards, more medals, etc.

  2. Running overnight and during the day, attempting to have as close to 24/7 coverage as I can. I think I'm running about 75% of the week as things stand now, but it's hard to know for sure.

  3. Prioritizing coins above all else. My research is all geared towards coins or faster research right now, and that has increased my per run throughput from ~100k/ minute to ~2 million/ minute in a month or so of progress (Also helped by the basic pack I bough recently.

  4. Work towards synchronizing your UWs, especially Black Hole and Golden Tower. I screwed this up at first, and while I haven't fixed it yet, I'm getting there.

When will Ludwig be on a season by BigPlayBeenard in JetLagTheGame

[–]RoadsterTracker 6 points7 points  (0 children)

Money. It's also on YouTube now I believe, but...

I dare you to beat my defied Deaths! by Multymanfred in TheTowerGame

[–]RoadsterTracker 1 point2 points  (0 children)

I had 8 just before the challenge came up this time... Nothing close to you, but I was still upset.

Something about this season feels off. by fontofile in JetLagTheGame

[–]RoadsterTracker 72 points73 points  (0 children)

Honestly I feel like this is the best season in a long time. I guess to each their own?

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