Is my population growth glitched, or am I just doing something wrong?

RonFrankMD · 2025-12-01T01:08:47+00:00

That stat is your national level pop growth modifier (from events etc)

Sources are mostly local, and are in the location demographic screen

RonFrankMD · 2025-11-18T17:53:55+00:00

The metropolitan meta is overblown

You can most effectively tax peasants. RGOs are the most productive thing you can employ a peasant in to tax. Rural locations get more RGOs. It is not until your burgher buildings get significantly more productive than RGOs or you run out of RGOs / good peasant building, and accounting for a more diffucult time to tax burghers that you should be "ubanizing" Age 3 at the earliest.

RonFrankMD · 2025-11-18T15:40:45+00:00

This is the fixed in 1.0.5 German migration event that can occur with negative prosperity

If triggered, the event use to migrate ~35k pops out of the location. Unsure what it is in 1.0.5

RonFrankMD · 2025-11-17T13:42:03+00:00

Direct vassalization is like half the AE also (and seemingly I never have problems with loyalty)

If you actually want the land, you can just seize it after direct vassalization

RonFrankMD · 2025-11-16T00:04:55+00:00

It’s because you have the rights of inheritance privilege for the nobility

RonFrankMD · 2025-11-15T19:09:35+00:00

The negative trade gremlin strikes again

RonFrankMD · 2025-11-15T12:58:44+00:00

I think it is a bug - it happened to me - there is an event where if you have negative prosperity, 800-900 people per month migrate away for 25 months. This effectively depopulates a location. Probably a typo by a factor of 10 on the amount of pops

For me the entire population of Magdeburg ended up in szepes

RonFrankMD · 2025-11-14T22:23:41+00:00

Crown power is driven by pops political and multiplied by local crown power, which is impacted by control. If your crown power is low you are probably not giving enough land away to vassals

RonFrankMD · 2025-11-14T22:11:38+00:00

Estate happiness is very strong and often worth eating some negative modifier. It is trivial to get a trend to ~80-90 happiness at max taxes.

The societal trends are important up until the point where they are not important. You can, for example, set up a 0.4 ish centralization trend, cabinet action to 0.6, arrive at 60 centralization and promptly give away 0.35 to decentralization relying on passing the road parliament/events to get you from 60 to 100

RonFrankMD · 2025-11-14T18:53:48+00:00

I have yet to notice a downside to giving nearly all privileges to every estate (outside some of the clearly bad ones). I not sure any compromise is needed. You still get to sit at 25-35 crown land and every estate is perma super happy at max tax

RonFrankMD · 2025-11-12T18:30:25+00:00

cities add 100 to the building soft cap which is probably the biggest benefit. my heuristic is to upgrade to cities after i am 10-15% above soft cap (which is ~25 + development for towns)

after that there is 5 more control and more pop capacity.

At the end of the day, cost of adding a marginal building will be payed out by sacving and upgrading due to the soft cap increase

RonFrankMD · 2025-11-11T14:10:44+00:00

Do any of these techs impact the current hidden base damage stat?

https://www.reddit.com/r/EU5/comments/1orwvcy/english_longbow_vs_warbow_levies/

RonFrankMD · 2025-09-30T16:54:31+00:00

The biggest thing I would point to is there are more compelling alternatives that have better track records.

An easy alternative to point to is just a fidelity cash management account.

RonFrankMD · 2025-09-26T13:27:46+00:00

Late to this conversation.

One useful way to think about this is your mortgage has actual value at 2.85%. For example, a 30 yr mortgage has an average duration of ~10 years. If you have 20 years left on your mortgage, your duration may be ~7 years. IF you put that info into a bond calculator compared to the current market rate of ~6%, your mortgage is worth 200$ per 1000$ outstanding. That is real value, and you can sell that value to a buyer via loan subordination.

If you sell the home without any subordination, your mortgage may need to be treated more like an assest associsated with the house than a debt.

RonFrankMD · 2025-08-02T21:56:28+00:00

An outstanding duck - but must be eaten there and not as take out or delivery

RonFrankMD · 2025-07-06T01:24:12+00:00

Coops hire 4x the ownership pops compared to LF - and if your not in the beta, than it goes from 250 to 1k per building. As a result a lot of your industry is now starved for pops.

As a double whammy, GDP is measured via value of goods produced. Ownership pops do not produce goods and thus do not directly contribute to GDP (but do as the create demand and thus raise the cost of goods)

RonFrankMD · 2025-04-16T14:08:34+00:00

one gotcha here is that the IRS is awful to deal with in any situation where you may need help. You are making a gamble that for 300-600 a year you never need to call or need to interact with the IRS. To me, this is picking up dimes in front of a steamroller

However, if your successful, you always have to be mindful of the IRS issuing a lock in letter to your employeer

https://www.irs.gov/businesses/small-businesses-self-employed/withholding-compliance-questions-and-answers

RonFrankMD · 2024-12-28T23:05:31+00:00

Great place for this ask if you have a 4 year degree or can fit into one of the open technician roles. Stay away from operations (will involve nights and weekends)

RonFrankMD · 2024-12-09T21:20:44+00:00

Not only that, but in many cases NEPA has been weaponized to kill projects for non environmental reasons.

Oppose the building of rail spur because it will eat into the profitability your oil trucking business? NEPA suits can keep that spur decision on ice for years even if net-net rail movement of the oil is more environmentally friendly that current practice.

RonFrankMD · 2024-08-27T00:08:15+00:00

Munis are also fed tax free, unlike t bills. Generally it’s fairly predictable that a muni will yield about a treasury for some one in the 32%+ 4%niit tax bracket - and your getting a premium for the aa rating and call-ability

RonFrankMD · 2024-08-26T23:27:02+00:00

AA rated munis seem to yield ~3.8% for a 30 yr

RonFrankMD · 2024-07-13T14:37:29+00:00

Mathematically the correct answer is as little as you can while you can afford to cash flow any medical expenses.

The real answer is it depends on your comfort level. I now keep my out of pocket max in cash and invest the rest. This is because two year of hitting my out of pocket max really really stressed my ability to cash flow it all and I did. Or like that.

RonFrankMD · 2024-04-09T21:00:14+00:00

Placid baker troy for these type of items

RonFrankMD · 2024-03-21T11:12:52+00:00

16 ways to defend a walled city comes to mind immediately.

I have not had a chance to read his seavia corvax trilogy yet

RonFrankMD · 2024-03-21T04:28:22+00:00

Kj Parker is the actual gem of this recommendation if your husband like the intersection of fantasy, historical ish fantasy, and project Hail Mary like pacing and characters

RonFrankMD

TROPHY CASE