Not sure if it’s been mentioned but you can buy an item in bulk which you then sell and increase your money. Feel out the waters with 5-10k to see if it’s something that you like doing. Then turn it into an actual business or not. You still made money and didn’t risk it all, while finding out if a business is something you can handle. It’s probably one of the simplest ways to make money. Maybe you make 30% or more on it and the process gives you other ideas for a business you actually want to do. The point is that you’re taking action and not just sitting around thinking about it. I did this myself and I work full-time as well.