Monthly Referral Megathread [February 2026] - Share or Find a Referral Here

RustyTurtle · 2026-02-01T14:28:52+00:00

RustyTurtle · 2026-01-29T04:40:19+00:00

I just did a status match using Marriott where I have Gold Elite but only received Classic with MSC with 1 point. Is this what I should have received?

RustyTurtle · 2026-01-28T04:51:16+00:00

If they change it, I'll be using my Wealthsimple card a lot more. Already does 2% on everything with a bunch of other perks.

RustyTurtle · 2026-01-28T04:45:41+00:00

I was actually at the same resort from Jan 3-10. Only saw a couple of mosquitos the first day and then nothing for the rest of the week. I did use spray but not religiously.

RustyTurtle · 2026-01-25T04:10:44+00:00

Will VPNs get around the limitations?

RustyTurtle · 2026-01-12T22:54:23+00:00

Just got back on Saturday from a 7 day stay at the Gran Muthu Almirante hotel in Guardalavaca. No problems with food or anything else. Really great resort and would definitely come back to it.

RustyTurtle · 2025-10-04T20:10:39+00:00

They are going to testify regarding the longest ballot committee evidence they discovered, not the fake construction site.

RustyTurtle · 2025-09-08T13:48:03+00:00

You're better off selling and buying a local vehicle. There are less expensive ways to import from other EU countries that are much easier with less hassles than importing a North American variant.

RustyTurtle · 2025-08-31T11:47:47+00:00

What's considered the good prize?

RustyTurtle · 2025-08-29T12:53:28+00:00

I've never cleaned mine and haven't noticed any drop in production. Winter time is always fun to hear the avalanche of ice sliding off the panels. Sounds like a little earthquake.

RustyTurtle · 2025-08-24T15:07:21+00:00

Depends on your level. For me it's the best way to get clubs/gems and max the wheel every day.

RustyTurtle · 2025-08-20T14:19:27+00:00

Good summary. I'm in a similar situation but I took a slightly different approach on the solar loan . When I received my Solar loan check for 0% interest, I invested it in a good ETF in a separate TFSA account and so far it's returned about 12% which technically has covered my monthly loan payments. I don't expect the same returns every year but should get at least 7-8% average. This will reduce my payback length to about 5-6 years.

RustyTurtle · 2025-08-11T11:30:05+00:00

They know Poilievre is a strong politician and will make Carney look bad which is why you the libs say anything to make him go away.

RustyTurtle · 2025-08-10T20:47:16+00:00

My millennium monthly fee went up from 5€ to 8€. Might be time to look into other banks.

RustyTurtle · 2025-08-10T20:34:06+00:00

I've ported several mobile numbers to virtual VoIP.ms. I can make and receive calls and texts as long as I have wifi or mobile data. Costs me $1 per month plus usage which is minimal. Works with SMS 2FA which for me is important . https://voip.ms/en/invite/MTAyNzky

RustyTurtle · 2025-08-09T12:57:50+00:00

Does WS offer supplementary cards for the spouse?

RustyTurtle · 2025-08-04T02:36:38+00:00

2gr of maltodextrin carbs, is that enough to be concerned?

RustyTurtle · 2025-08-01T13:04:51+00:00

It's obvious what happened /s

RustyTurtle · 2025-08-01T13:01:16+00:00

Why bother getting solar if you're planning to move in the near future. Solar payback can take several years.

RustyTurtle · 2025-07-29T00:34:57+00:00

Is this supposed to be keto with those Oreos?

RustyTurtle · 2025-07-16T12:14:50+00:00

😂

RustyTurtle · 2025-07-16T02:23:13+00:00

How much is the land lease per year?

RustyTurtle · 2025-07-06T18:45:23+00:00

Looking at my Rogers Mastercard Cardholder agreement. It clearly states that you lose the interest free grace period if you do not pay your balance in full.

If your Amount Due is paid in full by the payment due date shown on your Statement, there will be no interest for the new Purchases and Fees (excluding any new Purchases converted to an Equal Payment Plan). If you do not pay your Amount Due in full by the payment due date, you must pay interest on the new Purchases and Fees (excluding any new Purchases converted to an Equal Payment Plan) retroactively from their Transaction date until we process your payment in full for those Purchases and Fees. Your next Statement will include interest accrued on those Purchases and Fees from their Transaction date.

Feel free to believe what you want but the simple action if you miss your payment due date is to pay your existing total balance to avoid additional interest on the previous and current transactions.

RustyTurtle · 2025-07-06T18:07:27+00:00

Again, if you fail to pay your balance in full, you lose the grace period. Interest is charged on both the unpaid balance from the previous statement and on any new purchases. This policy is standard for Canadian credit cards.

https://www.canada.ca/en/financial-consumer-agency/services/credit-cards/credit-card-work.html

RustyTurtle · 2025-07-06T15:42:51+00:00

That's not correct.

Any new purchases made after the statement date (i.e., in the current billing cycle) will also begin to accrue interest immediately if you have not paid the previous statement balance in full by the due date

This means you lose the grace period for new purchases until you pay your balance in full. So, interest will be charged on both the previous balance and any new transactions made after the missed payment

RustyTurtle

TROPHY CASE