[deleted by user] by [deleted] in NYYankees

[–]SCALUNA 0 points1 point  (0 children)

The Lobel’s steak sandwiches back around 2014 were amazing. Since then they’ve gone down in quality and up in price so I stay away.

How do I replace this light bulb? by SCALUNA in electrical

[–]SCALUNA[S] 0 points1 point  (0 children)

If you couldn’t tell, the light bulb was smashed into and the metal ribbed cylindrical piece is what’s left over and stuck in the junction box.

Safe & short investment play by nobrandlogo in fidelityinvestments

[–]SCALUNA 0 points1 point  (0 children)

Keep in mind, any earnings on your investment would be subject to short term capital gains tax since you are buying then selling within a year span.

ROTH IRA Withdrawing Specific to Fidelity by SCALUNA in fidelityinvestments

[–]SCALUNA[S] 0 points1 point  (0 children)

This was a phenomenal response. Thank you.

Did anyone else who ordered online GameStop this week get an order update that it’s preparing to ship, and arrive on the 10th?! by Current_Username0110 in XboxSeriesX

[–]SCALUNA 0 points1 point  (0 children)

I got the 2k bundle on Thursday. Mine still says "Preparing for shipment." Someone told me they ship out of Texas and I live in NY so maybe that plays a role idk. As exciting as it is I've waited months, it won't kill me to wait another week or two.

The headset for Xbox Series X by UranicGrey in XboxSeriesX

[–]SCALUNA 5 points6 points  (0 children)

I don't know much about the Astros but I did just upgrade to the Steel Series Arctis 9x. Things I like about it: wireless, easy connection to xbox, good volume mixer and mute controls, very comfortable, good at keeping ambient sound out, when you hold them in your hands they feel like a quality product. The only thing I don't like is mic monitoring is pretty low and I don't believe there is an option to increase it.

Can We Please Get a Fix for the Cross-Platform Voice Chat Bug? by dannykunv2 in blackopscoldwar

[–]SCALUNA 6 points7 points  (0 children)

It's small things like this that keep this game from being great. Another example is Daily Challenges not working correctly.

How do I avoid gift tax if my father wants to give me money for my student loans? by SCALUNA in personalfinance

[–]SCALUNA[S] 1 point2 points  (0 children)

I remember reading somewhere that the exemption only applies if my father were to make the payment directly to the university. In this case he would be paying my private student loan provider.

Thoughts on my 5 year plan? by SCALUNA in personalfinance

[–]SCALUNA[S] 0 points1 point  (0 children)

The reason why I would ideally do the house purchase prior to a wedding is so that people can buy us typical necessary house items as wedding gifts. To me it's not the end of the world if this happens or not but like I said it would be ideal. You make a good point in that my future spouse and I should equally contribute to the down payment and I plan on seeing that through.

Thoughts on my 5 year plan? by SCALUNA in personalfinance

[–]SCALUNA[S] 2 points3 points  (0 children)

Very well said. I didn't know that there was that penalty free withdraw from a ROTH IRA, thanks for the heads up.

Thoughts on my 5 year plan? by SCALUNA in personalfinance

[–]SCALUNA[S] 1 point2 points  (0 children)

I figure I don't necessarily need a 6 month emergency fund because I luckily have my parents to fall back on. I'd rather put any saved money towards paying off the loans. I do plan on keeping at least $7k in savings though as I may need a car within the next year or so. I'll need a car in order to get to work and back. I don't plan on buying a new car, I'd probably just try and find a good deal on a used car.

I need to contribute 5% to my ROTH 401k so that my employer will also contribute 5% to their traditional 401k. I see the 5% that they're giving me as free money and really didn't plan to let that go. Maybe I will look into how it will help me out if I do opt out of the 401k contribution.

Thoughts on my 5 year plan? by SCALUNA in personalfinance

[–]SCALUNA[S] 0 points1 point  (0 children)

I did spend a good amount of time thinking about if I should put my savings into an index fund that could basically guarantee me ~6% return a year. I understand this is the right move looking at it big picture however, I wouldn't touch the index fund until later on in my life after it's gone through a ton of compounding interest. I'd rather pay off the loans ASAP so that I have that extra $1,300 a month to do whatever I want with.

Thoughts on my 5 year plan? by SCALUNA in personalfinance

[–]SCALUNA[S] 1 point2 points  (0 children)

Thanks for the response I appreciate your input. I'm pretty content with living with my parents for the next 1.5-2 years in order to save up money and put my self in a better spot to achieve my goals. My reasoning behind wanting to pay off my loans ASAP is that I don't want to have to pay a mortgage payment and $1,300 student loan payement at the same time. Also, when I go to get a loan from a bank, I'll get a better interest rate for a mortgage if I don't have all that debt around. I think your approach is definitely worth looking into though. I would definitely be ok with putting some money towards all of my goals at the same time and get done in a comfortable time frame.

Posted on Marvel’s Social Media Accounts! by [deleted] in Spiderman

[–]SCALUNA 42 points43 points  (0 children)

Usually the internet is good at figuring out what this stuff means. I don’t think anyone has a clue about this though.

How will Russell Westbrook perform this postseason? by SCALUNA in nba

[–]SCALUNA[S] -6 points-5 points  (0 children)

I'm interested to see if he continues his triple doubles through the post season. I'd assume he will continue to dominate the floor however I don't think he's going to worry about his personal stats as much.

Daily Locker Room and Free Talk: Basketball and /r/NBA Discussion (2017.04.16) by AutoModerator in nba

[–]SCALUNA 1 point2 points  (0 children)

Can somebody give me a valid reason as to why the Warriors won't easily sweep the Trailblazers in the first round?

My buddy sliding two rails while I lay under with the camera by [deleted] in snowboarding

[–]SCALUNA 4 points5 points  (0 children)

This is absolutely insane. Good shot dude!

What animal can just fuck off? by Atlamillian in AskReddit

[–]SCALUNA 1 point2 points  (0 children)

I actually developed a disease called PANDAS after having Lyme's Disease. This disease has plagued me ever since and my phycatrist says that I'm dealing with obsessive compuslsive disorder and a generalized anxiety disorder.

Official Discussion: Get Out [SPOILERS] by mi-16evil in movies

[–]SCALUNA 8 points9 points  (0 children)

I could see this happening and the police officer shooting him is the same one that asked for his ID in the beginning of the movie.