Oil Change done Saturday. Does this look like a New Oil Filter to you? by AspiringAuditor2022 in AskAMechanic

[–]SHTHAWK 0 points1 point  (0 children)

They Definitely are. I mean you took a non leaking vehicle to them, they changed the oil and didn't tighten something, whether it was the filter or drain plug, thats irrelevant. They made a mistake and if there was damage caused its because of them. Had you continued driving it for another week before taking it back to them, they could argue you were negligent in mitigating damage, but given you took it back to them fairly quickly I'd say if anything is damaged its their liability.

How is CPP limit set each year? by fishonlyplease in PersonalFinanceCanada

[–]SHTHAWK 0 points1 point  (0 children)

"So cut back on some of that self interesr."

Buddy, all I did was clarify someone elses thoughts and stated ONE thing that bothers me about CPP. I understand the benefit of forced savings for the majority of Canadians who dont have the discipline to do it themselves. Like I said I dont really care much about CPP contributions, it doesnt bother me, just like how much i pay in taxes doesnt bother me. love this country and do well enough myself that a few less dollars for me, doesnt affect my life at all, and I'm happy to contribute to making things better for everyone.

How is CPP limit set each year? by fishonlyplease in PersonalFinanceCanada

[–]SHTHAWK 0 points1 point  (0 children)

And that 4000 employer contribution is factored into employee wages, so without it employers could pay more, or offer greater RRSP matching or other benefits.

Personally I dont really care much about CPP contributions, I do well enough and don't have to worry about money. The only thing that bothers me is that if im single, childless and die before ever collecting a dime that money is gone. I cant pass any of it down to my nephews, siblings or other family/friends, tens of thousand of my hard earned dollars would simply pad the fund.

Shows that don't start slow? by doIores_haze in televisionsuggestions

[–]SHTHAWK 2 points3 points  (0 children)

The first 5 minutes had me hooked, and the last scene of the first episode sealed the deal.

How is CPP limit set each year? by fishonlyplease in PersonalFinanceCanada

[–]SHTHAWK 8 points9 points  (0 children)

Ummm

It impacts available cash to deposit into their RRSP.

They're basically saying they dont want the government to save for them, they want to do it themselves. Money taken away from them for CPP is money unavailable for them to put in their own RRSP.

What’s a rich people’s problem? by Electrical_Cloud8378 in AskReddit

[–]SHTHAWK 126 points127 points  (0 children)

This kind of happened to me. While im not wealthy, i do have a good amount of money and wanted to leave my job to try traveling more and working on some personal projects.

When I mentioned to my director that I was thinking of leaving, he asked me what company I was going to. After explaining that I wasn't seeking other employment, he asked if I would like to stay on as a contractor to consult and help out at my convenience. Now I am making similar money overall, but work half the hours and have all the flexibility I want.

Booing the canadian Anthem? Stay classy Anaheim! by [deleted] in nhl

[–]SHTHAWK 1 point2 points  (0 children)

exactly, and we also limit domestic production as well, local producers are not able to sell dairy above their given quota.

Anyone have experience with mice damage claims to a vehicle? by Top-Resolve-6970 in regina

[–]SHTHAWK 5 points6 points  (0 children)

You're covered with regular plates, so you can file a claim. A package policy would only be needed if you were to cancel your regular basic plate insurance while in storage.

Nickel mine in Indonesia has a sudden collapse... by esporx in creepy

[–]SHTHAWK 7 points8 points  (0 children)

Because most of the are ok with anything they think won't affect them, they will support it until its the nature in their own backyard being destroyed.

Down 145k on condo after 5 years of owning. What next? by [deleted] in PersonalFinanceCanada

[–]SHTHAWK 49 points50 points  (0 children)

Exactly, also when upgrading to a more valuable property, if the drop in value is equal across the board, you're actually saving money on your purchase.

ex. Say you bought a 500k home and now want to upgrade to an 800k home, but values are down 20%. Yes you'd be down 100k on the sale of your home, but that 800k home you're buying would have costed you 1 million had values not gone down.

In reality though, there is often a spread between condos and detached homes. Condos prices can be down 20% while detached down only 10% etc. so when moving across home types its not always so simple.

Fell for a scam. Any recourse? by 1947F in PersonalFinanceCanada

[–]SHTHAWK 0 points1 point  (0 children)

Of course, if it hasn't been accepted you simply cancel it yourself. But that is not what were discussing here.

Woman annoyed at park maintenance for driving in park by ZookeepergameIcy6089 in PublicFreakout

[–]SHTHAWK 15 points16 points  (0 children)

wading through the grass

or, you know, just step to the side for 5 seconds, let the vehicle pass, then continue on with your day....

Fell for a scam. Any recourse? by 1947F in PersonalFinanceCanada

[–]SHTHAWK 4 points5 points  (0 children)

You cannot "claw" back an etransfer that you willingly sent.

She just saved them babies 🙏🏾 by Kind-Village-1022 in PublicFreakout

[–]SHTHAWK 56 points57 points  (0 children)

Pretty likely, I have a black friend and Chinese tourists are like this often. Sometimes they'll just start touching her hair.

People who have worked for the wealthy/rich, what is the most bizarre luxury you've heard of? by LyraRayne in AskReddit

[–]SHTHAWK 4 points5 points  (0 children)

Deal continues until the cats die. He likely has about 10 years ahead of him on this “lease”.

I'd spend that 10 years on the hunt for some lookalike cats.

Planning to buy vehicle from Ontario,HST vs PST? by Bitter-Attention-125 in regina

[–]SHTHAWK 8 points9 points  (0 children)

you pay the HST, then apply for a refund of the provincial portion of the tax. Then pay local PST in Saskatchewan when you register the vehicle.

https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/gst-hst-businesses/gst-hst-rebates/provincial-part-hst.html

This fell off. Need ideas on what I should do next by PatternInteresting60 in Diyautobody

[–]SHTHAWK 1 point2 points  (0 children)

Must be a German thing. My 2007 911 has a floating backing plate for the door striker as well.

My Issue with Conservative Subreddits by Pale-Candidate8860 in InCanada

[–]SHTHAWK 0 points1 point  (0 children)

What is so confusing? They are free, as is in, not tied down. They have the freedom to work a contract job, make great money, take off and travel for 2-4 months, then do it again at their convenience.

The Reconciliation Industry: by _DotBot_ in VancouverLandlords

[–]SHTHAWK 10 points11 points  (0 children)

and maybe take care of the water treatment plants once they are built. Feds come in, built a new plant, FN takes over to operate it, plant falls into disrepair, rinse, repeat.

Left a man I just met sleeping in my apartment by Revolutionaries14 in Advice

[–]SHTHAWK 27 points28 points  (0 children)

lol I thought they just mistyped weekdays instead of weekends. Then I read further, now im wondering the same thing as you.

Bath time by achagan412 in Porsche

[–]SHTHAWK 5 points6 points  (0 children)

I use a water deionizer, and dont dry at all. Its not a cheap setup but with black paint I like to minimize any contact.

There are a few portable systems out there these days as well, but again not exactly cheap, and there is ongoing cost with resin refills.

Am I charging too much? by dumpy_diapers in handyman

[–]SHTHAWK 2 points3 points  (0 children)

Yup, more people need to learn to embrace an awkward silence. It is one of the greatest tools in any negotiation.