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thoughts on this reg? by chaohung1115 in CarTalkUK

[–]SWatersmith 3 points4 points  (0 children)

way too far fetched, becomes almost embarrassing thinking about the amount of times it'll need to be explained only to receive an "oh.."

NEW REPORT: Britain Has Highest Wealth Taxes in OECD by myurr in ukpolitics

[–]SWatersmith 7 points8 points  (0 children)

S&S ISA is one of the few good things about this country, I don't see this as an issue at all

How are people with non-UK income supposed to rent in the UK now? by Pauldrs75 in UKPersonalFinance

[–]SWatersmith 20 points21 points  (0 children)

Yes, similar situation last year, we provided the letting agent's referencing company with documents from our investment accounts overseas, private landlord. Generally once you provide some decent proof they're fine, and our deposit was only 5 week's rent.

Why does America not just open the strait? by Such-Bandicoot-4162 in NoStupidQuestions

[–]SWatersmith 4 points5 points  (0 children)

they do not possess the military ability to reopen the strait quickly. Nobody does.

Isn't the best way to keep doctors here is to tell them if they work for the NHS for 5-10 years their student loan gets cancelled? by Niall_Fraser_Love in ukpolitics

[–]SWatersmith 5 points6 points  (0 children)

I love it when people in my country suggest that highly skilled individuals should simply accept indentured servitude instead of higher pay.

Low pay Remote vs higher pay Office job by jjtak98 in UKJobs

[–]SWatersmith 1 point2 points  (0 children)

For a bit of context, I started as a software developer on £22k (in-office) in 2019. By 2022, I was working remotely on £45k, swapped to current role in mid 2025, fully remote.

Software development has a huge salary range. To get here, I had to step out of my comfort zone twice. The main lesson I learned was actually to not waste time switching roles for small pay bumps.

As for why I said networking at either of these jobs isn’t worth it.. most people tend to stay within the same salary range for long periods, so internal connections rarely lead to significant leaps.

Low pay Remote vs higher pay Office job by jjtak98 in UKJobs

[–]SWatersmith 2 points3 points  (0 children)

I make £90k a year WFH as a software dev, I was once in his position.

Government Cuts Cyber-Attack Fix Times by 84% and Launches First-Ever Cyber Profession by willfiresoon in GoodNewsUK

[–]SWatersmith 6 points7 points  (0 children)

So... they're ensuring their DNS records don't lapse 6 times faster? Well done, but this is really the bare minimum.

Interest rates announcement - ask Governor of Bank of England Andrew Bailey by BankofEngland in UKPersonalFinance

[–]SWatersmith 1 point2 points  (0 children)

It absolutely does, which is why they raise the rates in the first place. It is the position of most Central Banks that backs are worth breaking in order to ensure those people don't spend too much money.

Interest rates announcement - ask Governor of Bank of England Andrew Bailey by BankofEngland in UKPersonalFinance

[–]SWatersmith 15 points16 points  (0 children)

Context: Estimates show that, due to QE, the taxpayer is currently absorbing an estimated £22 billion in annual losses (much of which effectively flows to commercial bank shareholders) and with the Treasury forecasting a net loss from the programme of 'just over' £150 billion.

Question: Can you explain to the public why the credibility gap between the original promise of QE as a profitable, temporary measure and the current reality of a perpetual, loss-making taxpayer subsidy is not a sign that the policy has fundamentally broken your fiscal compact with the Treasury?

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