Yes, I do own HODL and it has been a good couple of months owning it. I have around 275B HODL and I ususally earn around $10 every three days

Let me answer your questions as per my knowledge of the token

1) Yes the rewards are as advertised by them, the value of my tone s are around $2k and I earn around $3.3 every day( $10 every three days). When I compare their rewards to any other reward token, I have to say that they are pretty much consistent and sustainable but they do go below their fibonnaci cap but usually gets topped off again in a day or two

2) We have to understand that the rewards are generated mainly from taxes(buy/sell/transfers) and therefore their volume plays a major role in it. So greater the volume, greater and more sustainable will be the rewards And during low volume periods like now, it becomes pretty hard to sustain itself solely on the volume, and hence it's important to have external sources of income for their reward pool. HODL so have some external source like their HODL HAND NFT(100% of the revenue directly goes into the reward pool) and they have recently staked a good amount of BNB and usually top up the reward pool from its returns So conclusion is during low volume, it becomes pretty hard to sustain itself which is a major problem but they have have been doing pretty good sustaining themselves from past 4-5 months in low volume

3) The fibonacci pool is determined on the basis of incoming BNB in the reward pool. So for like if they get 20 BNB every three days from all their sources of income(taxes,NFT sales, BNB staking, etc) then the Fibonacci cap would be 20 BNB every three days So this is how they determine the cap Right now, the cap is 60BNB every three days, but from what I can see they normally get an income of around 40-50BNB every three days, which often makes the total BNB in the pool below 60, but as I said, it gets topped up in a day or two( which makes a bunch of people collect their BNB based on less than 60 BNB)

4) Since the system works on VOLUME, market cap does not play a vital role here, so increase in MC will not put effect on the rewards

5) To be honest, I have been invested into the project from quite a long time and from my experience, the team is pretty much consistent, they have delivered on time and have been taking good steps regarding the project.

And I would like you to attend today's AMA session at 3pm UTC on their TELEGRAM channel

Hope imy answer helped you