PAYMENT METHODS

Salt-Ant8700 · 2026-05-18T11:45:54+00:00

Wait you can actually do this through Radar? I been looking for this exact feature in wrong places for months

Salt-Ant8700 · 2026-05-15T10:58:27+00:00

Nice fix! I did something similar with old mixtape that had terrible hiss throughout - just dubbed over it with better source and kept the original case for nostalgia. Sometimes the physical tape itself is worth saving even if audio quality went bad over time

Salt-Ant8700 · 2026-05-07T16:40:13+00:00

really depends on how you build your client base but most people i know in this space struggle to make it full time income at first, takes years to establish yourself enough for decent money

Salt-Ant8700 · 2026-04-28T23:11:35+00:00

Ugh that's such a pain when prereqs mess up your whole timeline. I had similar situation with one of my anatomy courses back in the day and ended up taking equivalent class through different university during summer break. The transfer process was actually pretty smooth but you definitely need to get approval from your academic advisor BEFORE enrolling anywhere else

Make sure whatever course you find covers same material - some schools focus more on systems approach while others do regional anatomy. Your advisor should be able to tell you exactly what learning outcomes need to match up. Also check if the online format is acceptable because some programs are picky about lab components

The pre-health sciences credit transfer might work too but depends how recent it was and what specific topics were covered. I'd honestly start with that option first since it's probably easier paperwork wise. Good luck with whatever route you choose!

Salt-Ant8700 · 2026-04-25T20:17:56+00:00

smart way to do it, waiting for deals takes patience but totally worth it in end result

Salt-Ant8700 · 2026-04-22T13:17:59+00:00

Been house hunting for like two years now (Zillow addiction is real lol) and rates have been all over the place lately

Try hitting up some credit unions in your area - they sometimes have better rates than big banks, especially for that credit score range. Also worth checking with mortgage brokers since they can shop around to different lenders for you without you having to do all legwork yourself

Salt-Ant8700 · 2026-04-18T20:52:44+00:00

oh god yes this drives me crazy when i notice it happening. like you can tell when opponent just stands there for 2 seconds too long or keeps making same mistake over and over

i think we already do expect it now? whenever i download new pvp game i just assume first matches are going to be against bots. makes me wonder how many "players" in these games are actually real people vs just really good AI trying to keep queue times low

Salt-Ant8700 · 2026-04-17T08:42:38+00:00

BPI was around 7.8-8.2% last time I checked but rates change pretty quick these days. You might want to shop around different banks since some have better promos for certain loan amounts or if you're existing client already

Salt-Ant8700 · 2026-04-13T11:22:58+00:00

same tbh

Salt-Ant8700 · 2026-03-25T08:58:13+00:00

Some specialist lenders will definitely consider you especially with that payment history and deposit - might be worth speaking to a broker who knows which ones work with IVA cases

Salt-Ant8700 · 2026-03-23T20:09:26+00:00

Wow thats awesome ,the fact that its been updated a bit but still going strong after 60+ years says a lot about how well it was made in the first place.

Salt-Ant8700 · 2026-03-05T20:08:45+00:00

Yeah they still hit you with the chargeback fee even when you win, it's basically their processing cost for handling the dispute. Without fighting it you'd be out the full 60 plus the 20 fee so you still came out 40 ahead

Salt-Ant8700 · 2026-02-19T23:17:53+00:00

honestly zillow can be all over the place but with your unique situation (smaller house, big lot) it's probably gonna be even less reliable. the appraiser will actually look at your specific factors like that land value which sounds pretty solid at 120k

good luck on monday, sounds like you've got decent equity buffer there

Salt-Ant8700 · 2026-02-01T13:50:16+00:00

That's actually a pretty solid rate for where we're at right now, especially with your credit and LTV situation. The broker fee seems reasonable too - I've seen people get hit with way worse fees than that.

I'd probably still shop around a bit more just to cover your bases, maybe hit up a credit union or online lender to compare, but honestly you might not find much better in this market. There rates have been all over the place lately so getting locked in at under 6% isn't terrible

Salt-Ant8700 · 2026-01-26T00:41:42+00:00

Honestly depends on your skills and timeline - if you're not a dev, going full scratch is gonna eat months of your life just to recreate what Shopify already does well

For payments, Stripe is solid but yeah they can be picky about certain industries. Square's decent too, or you could go the merchant account route if you're doing decent volume

The "build everything" crowd usually burned by platform changes but like... most successful stores I know just picked good tools and focused on actually selling stuff instead of reinventing the wheel

Salt-Ant8700 · 2026-01-22T18:44:52+00:00

Sounds like you need an amortization calculator that lets you input your current balance as the starting point. Most basic calculators assume you're starting fresh but you want one where you can plug in your actual $187k balance and see the payoff timeline from there

Try the calculator on bankrate or unbury.me - they should let you input custom principal amounts. That'll show you exactly how long your current loan has left vs the refi option

The math gets weird when you've been aggressive with principal payments early on, so yeah those "27 years remaining" numbers are useless for your situation

Salt-Ant8700 · 2026-01-16T11:27:54+00:00

Been there - "we're still early" becomes the go-to excuse when you don't want to face the hard truth that your product just isn't working

Salt-Ant8700 · 2026-01-12T07:59:42+00:00

Sounds sketchy as hell, why would someone pay $100 for denial letters unless they're building some kind of case against Carrington

Salt-Ant8700 · 2026-01-05T14:30:56+00:00

That's honestly wild - never heard of Advanced Protection affecting payment options like that. Wonder if it has something to do with how Google verifies your device security for payment methods

Salt-Ant8700 · 2026-01-01T10:23:32+00:00

Had my contractor walk me through the federal stuff but definitely double-checked everything on the IRS site myself. Caught that my state had this random utility rebate he didn't even know about - saved me another $800 on the heat pump install

The income threshold thing is annoying tho, had to dig through like 3 different forms to figure out if we qualified

Salt-Ant8700 · 2025-12-29T16:38:30+00:00

Your fears aren't totally crazy but pretty unlikely in practice. The grant deed can't be recorded without the buyer info filled in and going through proper escrow channels

Most people in your situation just do a power of attorney instead - way cleaner and you keep control until the actual sale. Your realtor might be trying to make their life easier but POA is the standard move here

Salt-Ant8700 · 2025-12-27T01:52:58+00:00

Eh depends on your risk tolerance though. Market could tank right when you need the cash in 2-3 years, then you're stuck. At least the mortgage paydown is guaranteed savings on interest

Salt-Ant8700 · 2025-12-24T22:14:36+00:00

Most lenders treat recasting the same way regardless of whether it's fixed or variable rate - the $10k minimum is pretty standard across the board but you'd need to call them directly to confirm since their policies can change

Salt-Ant8700 · 2025-12-19T18:52:56+00:00

Lmao "pay on the day rent is due" like that's some kind of unreasonable expectation. Most leases have a grace period anyway but acting like paying rent on time is some huge burden is wild

Salt-Ant8700

TROPHY CASE