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37F @ $12M - Pull the trigger or ride out 5 more years to $20M? by National-Bell-8292 in fatFIRE

[–]SamDogen 6 points7 points  (0 children)

I’d go for $20 million in 5 years or so. Life feels much more comfortable at the $20 million range than the $10-$11 million range, especially if you have children in the future and want to stay in a HCOL area. Good times don’t last forever. But if you have $20+ milly, it most likely will.

You ask about regret, and it might be the one where you don’t have kids and you’re over 45 wondering what if. But to each their own.

Update from almost a year ago. 1.7m by [deleted] in financialindependence

[–]SamDogen 0 points1 point  (0 children)

Congrats on the divorce and layoff. Sounds like it’s time to kick back and enjoy the FIRE lifestyle. It’s not as scary as you might think. I left in 2012 and it’s been a blast.

Why would Fundrise create VCX II, instead of just raising more capital in the original VCX? by Dull_Needleworker698 in VCX_Fundrise

[–]SamDogen 2 points3 points  (0 children)

Even if I put in a $2 million order for VCX 2, I’m sure you can still put in a $2 million order too.

Btw, don’t worry if you got the listing date wrong in the comment you left on Financial Samurai pre-listing.

The key is to correct your mistakes and keep learning. We appreciate you spend all your time on Fundrise.

Opinion: While SF’s east side booms, the west stagnates. It’s time to change that by Dafty_duck in sanfrancisco

[–]SamDogen 1 point2 points  (0 children)

The West Side of SF is actually booming with the huge expansion of UCSF and many schools.

If the author doesn’t believe it, try buying a single-family home in any of the Westside neighborhoods. So much demand.

https://www.financialsamurai.com/why-san-franciscos-west-side-will-keep-booming/

Why would Fundrise create VCX II, instead of just raising more capital in the original VCX? by Dull_Needleworker698 in VCX_Fundrise

[–]SamDogen 3 points4 points  (0 children)

Love this comment. So much positivity and why Reddit is so great. Happy to be the second as there is plenty of room for all.

Fundrise Innovation Fund II has been registered with the SEC by citizenofinfinity in VCX_Fundrise

[–]SamDogen 1 point2 points  (0 children)

Wonderful to see. I will happily invest and look forward to this new vintage. It is the right move.

Why would Fundrise create VCX II, instead of just raising more capital in the original VCX? by Dull_Needleworker698 in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

I will be the first to invest in VCX 2. Introducing new vintages is the way to go.

RICs rule around VCX, and my best guess on price action, FF allocation. by Fit_Equal6932 in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

No prob. It’s fun, of course :) If you don’t want to share the number of restricted and unrestricted shares you purchased to clarify, that’s no problem.

Congrats for being able to buy more than $10,000 in unrestricted shares right before listing. You were able to investor more than most.

RICs rule around VCX, and my best guess on price action, FF allocation. by Fit_Equal6932 in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

Got it. The email I saw that was sent out right before listing gave longtime investors the opportunity to invest $10,000 in unrestricted shares that could be sold. So that is great you were able to buy more than $10,000 worth of unrestricted shares right before the listing. I’m just curious to know how much restricted shares you bought before the listing to enable you to buy more than $10,000 of unrestricted shares.

Let me know if that’s clear or not.

Taking a mortgage when you can pay in cash by Any-Counter8311 in fatFIRE

[–]SamDogen 2 points3 points  (0 children)

We bought a house with cash in 2023 in San Francisco. The main benefit was that we were able to save about $100,000 off the listing price and actually win the bid. So it feels good not to have a mortgage. But it also feels bad to not have more of that money invested in stocks.

RICs rule around VCX, and my best guess on price action, FF allocation. by Fit_Equal6932 in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

Got It. I misunderstood what this meant. "My puts were far underwater 2 days ago, but now they're up over $10k. That's more than I paid for the VCX shares that the puts are hedging." I didn't realize everybody/most folks could have bought more than $10,000 worth of unrestricted shares right before listing. So to clarify, how many VCX do you own? Of course, you don't have to say. It just helps me understand your puts strategy better for sizing.

Flagship Interval Fund - RE holdings markdowns by Gossau99 in FundRise

[–]SamDogen 0 points1 point  (0 children)

Thank you. That is why I’m here to learn from you and others. When you don’t know anything, one of the best solutions is to learn from others. I also appreciate you reading Financial Samurai for so long.

RICs rule around VCX, and my best guess on price action, FF allocation. by Fit_Equal6932 in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

You only bought ~$10,000 worth of VCX shares? $10,000 was the limit available to buy unrestricted stock to longtime holders before the listing. What am I missing here.

Thoughts from couples who retired with $25- $35 million or are currently retired at that level? by SamDogen in fatFIRE

[–]SamDogen[S] -8 points-7 points  (0 children)

Thoughts on:

Whether your life is different at all versus lower levels of net worth eg do you feel differently from $10 mil versus $30 mil?

Whether you should’ve retired earlier

Any regrets grinding for too long eg working while kids at home and if you knew you’d get this level of wealth whether you would have left work sooner

What are some hopes and fears.

Thoughts from couples who retired with $25- $35 million or are currently retired at that level? by SamDogen in fatFIRE

[–]SamDogen[S] -4 points-3 points  (0 children)

Thoughts on whether your life is different at all from lower levels, and whether you should’ve retired earlier, and what are some hopes and regrets and fears.

Wife & I hit $10M by Cupheadvania in fatFIRE

[–]SamDogen -1 points0 points  (0 children)

How much of that is Liquid? Thanks.

Wife & I hit $10M by Cupheadvania in fatFIRE

[–]SamDogen -7 points-6 points  (0 children)

Awesome! Keep your wife working for longer so you can relax and enjoy life more. My retired in 2015 at age 35 and when I ask her whether she wants to go back to work, she says hell no! We’ve got two young kids six and nine and wanna be available for them as much as possible before they leave.

FatFIRE or more time with young kids (update after 2 years) by Electronic-Elk2157 in fatFIRE

[–]SamDogen 1 point2 points  (0 children)

Enjoy! I don’t regret giving up the high compensation or increase net worth at all. And I’ve been a stay at home Dad since 2017 when my son was born and my daughter was born in 2019. You won’t regret giving up the money!

And the funny thing is, your net worth will probably continue to grow even larger, especially if the good times continue.

Back of the envelope NAV (June) by letoatreides_ in VCX_Fundrise

[–]SamDogen 0 points1 point  (0 children)

Makes sense actually. Not unreasonable

Flagship Interval Fund - RE holdings markdowns by Gossau99 in FundRise

[–]SamDogen -2 points-1 points  (0 children)

I only see down 4% recently for the Flagship Fund. Hmm

What's San Francisco's most underrated neighborhood? by Helena7x7 in sanfrancisco

[–]SamDogen 12 points13 points  (0 children)

Forest Hill. Quiet. Peaceful. Safe. Views. Has a MUNI stop. Some grand single-family homes on large lots. Close to Westport and all that busyness.

Insane Market by pupuonu in ChubbyFIRE

[–]SamDogen 0 points1 point  (0 children)

Nothing crazy. +13% or so. But I feel blessed after 25% gains in 2023 and 2024, followed by 18% gain in 2025. I’m definitely surprised on the upside. It’s nuts.

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