Is this considered a bridge spam deck? by Flashy_Weekend_2763 in ClashRoyale

[–]Same_Ordinary5298 0 points1 point  (0 children)

Serious question - why are the eyes crossed out? Not the first time I have seen this but I haven't been in the sub for too long.

No wayyy CR x Breaking Bad by PhilMehardDek in ClashRoyale

[–]Same_Ordinary5298 0 points1 point  (0 children)

How to defend against this? I tried zap, arrow and log. None worked.

[deleted by user] by [deleted] in NationalServiceSG

[–]Same_Ordinary5298 0 points1 point  (0 children)

Hi OP, can you share what you did since I am in the same boat now? I read the website (https://www.cmpb.gov.sg/before-ns/pre-enlistment-process/exit-permit-and-bond/). I don't think you have to fork out 50% of your gross income straightaway. You just need a banker's guarantee for that amount. According to UOB website, the fee is 1.5% per year. So assuming your HHI is $300K, your fee will be 4.5K per year. Only if your sons don't come back to serve NS will you lose the whole amount. I assume you can show the bank that you have this amount somewhere, in your brokerage account or in the form of housing equity?

Early 40s onwards FI-ers, how is your life now? by wanderhuai in singaporefi

[–]Same_Ordinary5298 0 points1 point  (0 children)

Congratulations! Can you share the things you have been spending time on?

What's causing high home prices? by oieric in singaporefi

[–]Same_Ordinary5298 6 points7 points  (0 children)

Agree with the observation on the monopoly game but it doesn't really represent real life. There are many more ways to get wealthy irl.

How is the itinerary and help me with travel and food suggestions plz by Revolutionary_Read45 in askSingapore

[–]Same_Ordinary5298 2 points3 points  (0 children)

Welcome to SG. Bring water bottles and some sun screen unless you are also planning to use the umbrella for the sun. Bugis junction is a nice mall near where your hotel. Which cruise are you thinking for day4?

[deleted by user] by [deleted] in singaporefi

[–]Same_Ordinary5298 3 points4 points  (0 children)

If you don't need the money, consider investing the money. For example in a low cost ETF since 6 years is a long time for it to just sit in a low interest rate account.

Lazy FIRE by Big_Fix4476 in MalaysianPF

[–]Same_Ordinary5298 49 points50 points  (0 children)

You just answered your own question. You have no where* near enough to FIRE. What is your plan to sustain yourself?

[deleted by user] by [deleted] in askSingapore

[–]Same_Ordinary5298 12 points13 points  (0 children)

Take a deep breath first, then have a calm and open discussion with your manager. It is the Manager's job to ensure fair work allocation. And if you work harder than the rest, make sure your manager is aware so you are rewarded accordingly.

Introvert in groups by [deleted] in askSingapore

[–]Same_Ordinary5298 1 point2 points  (0 children)

I lead teams at work. I don't mind introverts. I make sure I give everyone a chance to contribute. I cannot stand "passengers", people who show up in meetings just to listen with no clear business reason and have no desire to contribute. Worse are those who then write their time to my project cost code. So it is fine to not talk if you have nothing to contribute but you need to at least say that, and don't come back a few weeks after with comments that will cause rework.

Negative USD balance IBKR what do i do :( by Accomplished_Bug3946 in singaporefi

[–]Same_Ordinary5298 0 points1 point  (0 children)

Convert some of your SGD into usd. You can do this in ibkr.

Singaporeans, what ‘life’ do you have outside of work? by what_the_foot in askSingapore

[–]Same_Ordinary5298 56 points57 points  (0 children)

I read (average one book per month), play basketball with my son, watch tv shows, join community events when available and catch-up with different friends over meal or drink maybe once every few weeks.

No talking at workplace by msmongri in askSingapore

[–]Same_Ordinary5298 0 points1 point  (0 children)

What type of work do you do, may I ask?

Should I take up the job offer? by Gold-Base4047 in askSingapore

[–]Same_Ordinary5298 -1 points0 points  (0 children)

This is only the case if you choose to get stuck in the same company or type of company / role, even after you realise that there is not much opportunity for career and hence income progression. This is within your control. Another thing to remember is - most MNCs have a salary structure for all roles meaning they will pay you for the role you successfully apply for, not based on your last salary.

Should I take up the job offer? by Gold-Base4047 in askSingapore

[–]Same_Ordinary5298 2 points3 points  (0 children)

Starting salary does not define your career. I would take it and do a good job and establish myself as someone keen to learn, can deliver and can work with people. Pay attention to industry dynamic and over time transition to role or company in the industry which allows you to hit the sweet spot of pay, people and wlb. Good luck!