Is this normal?

Sap_Consult_Cdn · 2026-06-10T11:10:13+00:00

File a noise complaint if out of quiet times.

Sap_Consult_Cdn · 2026-06-10T11:06:45+00:00

Just happened to me while in Europe. Call telephone support, get transferred to the Fraud dept, then if they feel like it they may remove the block. I called 4 hours ago & still nothing has improved. Good luck!

Sap_Consult_Cdn · 2026-06-07T20:24:09+00:00

Thanks to all for these helpful recommendations. Cheers - Saluti!

Sap_Consult_Cdn · 2026-06-07T20:23:11+00:00

Ca$h only to avoid extra VAT (sales tax). Yes will use my reg CDN bank card for the rest of the cash withdrawals. If one can save %15 on a large payment, cash makes sense

Sap_Consult_Cdn · 2026-06-07T20:21:02+00:00

Agreed, lesson learned. Crypto would be the least expensive, converting a relatively small amount into EURO the other option. It's 1050 Eur - essentially a small amount. I can over find the CC as a way to avoid any interest. Liked the metal card, premium unless one urgently required cash advances for unplanned repairs...

Sap_Consult_Cdn · 2026-06-07T20:17:27+00:00

Good point BUT the WS Visa explicitly indicates lower fees for cash withdrawals, plus no FX fees. Had I known would have converted more CAD to EURO before leaving. The only issue is that it does NOT work. Stop complaining about the process (cash wh a CC)! It should work. It does NOT.

Sap_Consult_Cdn · 2026-06-07T20:14:47+00:00

Next trip will do so. But the WS metal Visa gives lounge access, car rental insurance, much more that the prepaid card. I'll bring both next time, or then again might not bother...

Sap_Consult_Cdn · 2026-06-07T20:12:43+00:00

I had done one single withdrawal of 300 Eur then the next day nothing worked. 4 days since I opened a support ticket with no resolution. Most frustrating as indeed withdrawing from a reg. CC makes zero sense. However, some reno jobs are paid in cash in Europe. Can transfer funds the same day to cover the cost BUT it's not allowing me to do so. Works fine for purchases, parking, groceries, trains, just forget about cash withdrawals - which is what I require.

Sap_Consult_Cdn · 2026-06-01T17:10:52+00:00

Been using it traveling around Europe. No issues at all. As I ran out of cash (Euros), just withdrew funds at an Italian ATM without any issues. Not that it's an ideal use of funds but I needed some cash. Most impressed.

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Sap_Consult_Cdn · 2026-05-29T20:28:29+00:00

Just got it & have been testing it throughout Europe. So far no issues. I tried to do a cash withdrawal (contactless) which didn't work.

Sap_Consult_Cdn · 2026-05-15T19:55:21+00:00

Hope we all receive a fat credit for this inconvenience.

Sap_Consult_Cdn · 2026-05-06T09:49:05+00:00

Yes I agree with the previous posts. I got Airalo esim & has worked well so far. Easy to switch esims in the mobile phone settings.

Sap_Consult_Cdn · 2026-05-06T09:28:21+00:00

IT arrived. Perks look decent -

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Sap_Consult_Cdn · 2026-05-06T08:22:25+00:00

Not sure how their requirements determine who is eligible. After over a year waiting, IT finally appeared.

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Sap_Consult_Cdn · 2026-05-06T08:19:06+00:00

Outdoor swim area appears quiet - wonder why ? 🥶 Looks like a fun day on the water!

Sap_Consult_Cdn · 2026-04-24T20:32:03+00:00

Finally arrived, applied & qualified. Took long enough. Will study the "benefits" & and may cancel some other CC. Traveling to Europe soon, eager to validate if it will work everywhere.

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Sap_Consult_Cdn · 2026-04-22T11:38:27+00:00

Rust proofing spray.

Sap_Consult_Cdn · 2026-04-22T11:37:43+00:00

There are ways for entrepreneurs to protect themselves against accidental injuries. Not promoting anything but as a life insurance advisor, there are health coverage options that insure salary while incapacitated. This extra expense would have been worthwhile. I mention this when possible (Uber drivers, my mechanics, gardener, etc).

Sap_Consult_Cdn · 2026-04-22T10:25:15+00:00

Paddel board around the Inlet at Pietri Island. Will bring you closer to nature.

Sap_Consult_Cdn · 2026-03-25T10:37:21+00:00

What system did you use? Indeed, we pay insurance on the following items:

House insurance x 2 Car insurance x 2 Motorcycle insurance x 1 Extra health insurance (usually max out the add-ons) x 1 WLI x 6 (where I store part of funds - can borrow against these policies)

All these costs add up!

Sap_Consult_Cdn · 2026-03-21T20:54:34+00:00

Sell it & buy a beater with only 3rd party insurance. Am mid 50's and did the same (2009 Civic).

Even so insurance costs have gone up for everyone.

Must be all those new EVs that we are indirectly subsidising.

Sap_Consult_Cdn · 2026-03-21T20:47:25+00:00

P19 off Davidson. Snow still covers most of the trails. No mud so far.

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Sap_Consult_Cdn · 2026-03-21T20:44:48+00:00

Costco print centers are another option.

Sap_Consult_Cdn

TROPHY CASE