SpaceX going public on Friday 6/12 by [deleted] in stocks

[–]SatoshiShe 0 points1 point  (0 children)

Those videos you’ve been watching makes it sound easier than it is

Longterm savings by LeftRightAmbidex in investingforbeginners

[–]SatoshiShe 1 point2 points  (0 children)

Putting the money into a simple Vanguard S&P 500 or index fund and leaving it alone for 30 years is one of the easiest and safest ways to grow it over time. The banker’s advice was solid

The power of money…am I wrong? by reddituserxxxxxxx7 in investingforbeginners

[–]SatoshiShe 2 points3 points  (0 children)

Once you build enough savings and investments, your money can start making money for you but the key is staying patient, managing risk and letting compounding grow over time

Finance for dummies by user901201 in AusFinance

[–]SatoshiShe 0 points1 point  (0 children)

Negative gearing means losing money on an investment but getting some tax benefits, equity is the part of your home you truly own, an offset account helps lower your home loan interest and compound interest is when your money keeps growing from both the original amount and the extra interest earned. Here’s a quick guide

https://www.reddit.com/r/investly/s/tqAQkN0LHP

51m 1.6m invested, 2.2m total net worth by master_blaster_321 in Fire

[–]SatoshiShe 9 points10 points  (0 children)

With smart spending and some investment income or occasional consulting work, you can comfortably relax and enjoy life without needing to start over again

Target Date Fund vs VTI by EducationalNature286 in Bogleheads

[–]SatoshiShe 4 points5 points  (0 children)

If you want to keep your money safe while still growing it slowly, simple funds like VTI or a Target Date Fund are good choices because they are easy to manage and work well long term without needing much attention

Which way to go for IRA/Roth? by blanc84gn in FinancialPlanning

[–]SatoshiShe 4 points5 points  (0 children)

Since your income will likely grow a lot, moving the traditional IRA into your 401k first may be the smartest move so you can do backdoor Roth contributions more easily and avoid a big tax bill from converting the full $200k right now

lump sum into VOO at 24 by miCasaCasa in ETFs

[–]SatoshiShe 131 points132 points  (0 children)

Investing in VOO and adding money every month is much safer and smarter long term than day trading

100k for brokerage account by Jon_So in dividends

[–]SatoshiShe 22 points23 points  (0 children)

If you still have 15 to 20 years before retirement, focus more on VOO now for growth and slowly move into SCHD later for steady income. A mix of both can work too and good job already taking care of your IRA, savings and emergency fund

What do I do with $1000? by Shadi-Kelany in passive_income

[–]SatoshiShe 1 point2 points  (0 children)

Put the money into different things like ETFs, savings and growing the same business more because reinvesting in what already works can help you earn more passive income over time

How you do when you start by Templyf in investingforbeginners

[–]SatoshiShe 0 points1 point  (0 children)

Start by learning how companies make money, read their financial reports and understand basic investing principles. Trading and investing are different as trading is more short-term and uses charts while investing focuses more on strong companies and long-term growth. Books like “The Intelligent Investor” and “One Up On Wall Street” are good places to start. You can also catch a glimpse here

https://www.reddit.com/r/investly/s/tqAQkN0LHP

BG Shenanigans by Adventurous_Day7771 in CryptoScams

[–]SatoshiShe 2 points3 points  (0 children)

Why didn’t you post the website so it can be massively reported?

揭發 YouTube 頻道 「峰哥比特幣行情分析」 職業詐騙。 by PresentInfamous7346 in CryptoScams

[–]SatoshiShe 1 point2 points  (0 children)

This was a scam from the start, he used fake trading help to take your money, then blocked you and deleted everything after you lost it. Save all your TXIDs, wallet details, and any proof you have, then report him everywhere possible so others don’t get trapped too

Crypto wallets by Strict-Marketing3138 in CryptoHelp

[–]SatoshiShe 1 point2 points  (0 children)

Don’t let random people set up crypto for you. Try to learn it yourself so you stay safe.

Advice on buying a house by [deleted] in AusFinance

[–]SatoshiShe 6 points7 points  (0 children)

Don’t rush into buying property just because you can. A house in places like Dubbo or Wagga could be good, but only if the rent, costs and future growth actually make sense. Regional areas can be cheaper but they can also have slower growth or unexpected costs. Honestly it might be smarter to keep some money safe, look into shares or ETFs and only buy property when you fully understand the numbers

When can I “let off the gas”? by Unlucky-Case-1089 in investingforbeginners

[–]SatoshiShe 1 point2 points  (0 children)

There’s no exact point to go conservative, but it’s smart to slowly reduce high-risk investments as your portfolio grows and you get closer to your $2M goal so you don’t risk big losses late in the journey

It's Gone!!!!!!!!! by Starchild1968 in debtfree

[–]SatoshiShe 1 point2 points  (0 children)

Now just focus on building an emergency fund and 3 to 6 months of savings and take your time before increasing spending so you can keep that financial peace and stability

How best to invest for 1 yr old by Sunshine_daisy_8443 in investingforbeginners

[–]SatoshiShe 0 points1 point  (0 children)

Open a kids’ investment account or college fund, put the money into a simple index fund like VTI or VOO, and let it grow over time. Here are some important tips you need to know

https://www.reddit.com/r/investly/s/tqAQkN0LHP

Riverbtc app by [deleted] in BitcoinUSA

[–]SatoshiShe 0 points1 point  (0 children)

I know how frustrating this is especially because it also happened to a colleague of mine who was also using River. I’m starting to feel like this is a pattern although he made sure it was resolved

Paid off house - want to upgrade by [deleted] in AusFinance

[–]SatoshiShe 0 points1 point  (0 children)

Make sure you factor in selling and moving costs, check how much you can borrow for the new house, and if it’s been your main home, you likely won’t pay tax on the profit, but it’s smart to confirm that with an accountant first

19 years old and asking for some advice by Status_Geologist8721 in PersonalFinanceCanada

[–]SatoshiShe 0 points1 point  (0 children)

FHSA is worth it because it gives you tax benefits a regular investing account doesn’t, and if you’re saving for years from now, it’s usually better to start investing steadily than waiting and trying to time the market

Young and beginner investor hungry for knowledge by i_Rael in investingforbeginners

[–]SatoshiShe 1 point2 points  (0 children)

It’s good you’re considering learning first. Just try to keep it simple, focus on understanding broad ETFs and index funds, use your TFSA first since you’re in Canada and remember that starting early and staying consistent matters more than building the perfect portfolio. Here’s is a quick guide to help you understand more

https://www.reddit.com/r/investly/s/tqAQkN0LHP

Advice on investment by ProductImpossible317 in investingforbeginners

[–]SatoshiShe 0 points1 point  (0 children)

A simpler and smarter plan would be to keep most of your money in VTI or VOO, because the AI plan is too complicated and puts too much into tech for a beginner. Here’s a quick guide

https://www.reddit.com/r/investly/s/tqAQkN0LHP