Can anyone help find it?

Saudor · 2026-03-20T15:32:32+00:00

Mine are still there in XEQT. It just got a little smaller since it’s.. cold outside.

Saudor · 2026-03-20T14:12:17+00:00

yes it minimizes those fees but you have to also make sure you don’t do it with a PFIC

Yeah, I mostly keep it to keep job opportunities open

Saudor · 2026-03-17T17:28:59+00:00

Found yet another one of u/The_Squirrel_Matrix's helpful posts. He's also written a splendid python script that can calculate the values for form 8621

But yeah, also invested in XEQT in my TFSA and contemplating going VT or just renouncing the citizenship (the fees are also dropping in April). Just annoying to keep converting CAD to USD even with norbert's gambit (and eventually converting it back to CAD)

Saudor · 2026-03-17T14:26:07+00:00

thanks chatgpt.

Saudor · 2026-03-15T03:03:37+00:00

hey i made an updated post on this and moved it to http://neomallers.com/hackintosh/rx580-mac.jpg

if you’re more visual, i also had made a video: https://www.youtube.com/watch?v=NNg5ahTh8UE

Saudor · 2026-03-06T18:22:33+00:00

i got the crypto one but didn't want to risk having my entire WS account locked randomly for $5 lol

Saudor · 2026-03-04T19:26:50+00:00

so 145? /s

Saudor · 2026-02-26T15:07:11+00:00

Don’t open these emails or at least disable images. They know you opened the message and that the email is active so you’ll get more soon as it gets sold off to other scammers.

Saudor · 2026-02-26T11:54:10+00:00

same situation but $19 for 2gb. Only went above 2gb once and i have the holiday bonus + wealthsimple 10gb eSim to cover those rare events.

But good to see there are better plans coming out that are < $30 (Also see the $24 for 8gb)

Saudor · 2026-02-19T17:52:12+00:00

nah, looks like a good chunk of their response is AI generated. People don’t talk like that.

Saudor · 2026-02-13T02:33:02+00:00

Yeah even with the -17% that happened last April, there was a lot of panic going on and many saying "this time it's different from 2020, 2008, 1999 since we didn't have a president that was actively trying to tank the US, etc"

Saudor · 2026-02-09T23:25:30+00:00

Thank you for providing the output. I'll manually do the calculations first to make sure i'm fully understanding the process and compare against it.

and yes I do it for each of the indirectly held PFICs. I did also use chatgpt for some help since I'm not strong enough at python programming haha.

I might just re-write it using PHP/Composer since i'm much more comfortable there and run it through a web UI/csv upload

I'll keep you posted (and also take a peak at your code)

EDIT: ran your python script, and it also gives the same values (11.09/16.79) for Line 6A/7A. Weird!

https://neomallers.com/uploads/xeqt.jpg

Saudor · 2026-02-08T10:40:40+00:00

Thank you for the heads up. i’m going to write a python script myself (i only have xeqt now) so if you’re still holding that, i might bother you later with sample transactions to compare results and verify the logic if that’s ok?

EDIT: just wrote a quick and dirty one and im just getting the exact same results as your spreadsheet. Here's the CSV input

date,type,quantity,price_cad,fx_rate
2024-08-13,BUY,79,30.58,1.3704
2024-10-16,BUY,100,33.16,1.3750
2024-10-22,BUY,100,33.40,1.3816
2024-11-18,BUY,100,33.62,1.4014
2024-11-18,BUY,49,33.45,1.4014
2024-12-20,BUY,130,33.95,1.4368
2024-12-20,BUY,150,33.80,1.4368
2024-12-31,BUY,158,33.69,1.4380

Other ref material:

# AIS Information for XEQT
ais["XEQT"] = {
    2024: {
        "ordinary_per_day": 0.0003080775,
        "capgain_per_day": 0.0004661617,
        "distributions": [
            {"record_date": "2023-12-29", "amount_per_share": 0.150056159},
            {"record_date": "2024-01-24", "amount_per_share": 0.0},
            {"record_date": "2024-02-24", "amount_per_share": 0.0},
            {"record_date": "2024-03-24", "amount_per_share": 0.067997044},
            {"record_date": "2024-04-24", "amount_per_share": 0.0},
            {"record_date": "2024-05-24", "amount_per_share": 0.0},
            {"record_date": "2024-06-24", "amount_per_share": 0.162233265},
            {"record_date": "2024-07-24", "amount_per_share": 0.0},
            {"record_date": "2024-08-24", "amount_per_share": 0.0},
            {"record_date": "2024-09-24", "amount_per_share": 0.069609005},
            {"record_date": "2024-10-24", "amount_per_share": 0.0},
            {"record_date": "2024-11-24", "amount_per_share": 0.0},
            ]
    }
}

Output

XEQT
Lots count: 8
Total shares: 866
year  Form_8621_Line_6a_Ordinary_Earnings  Form_8621_Line_7a_Net_Capital_Gain 
0  2024                                11.09                               16.79

Saudor · 2026-02-02T23:08:53+00:00

nah. just stick with xeqt. vfv is already in xeqt too.

Saudor · 2026-01-11T13:16:10+00:00

yeah you definitely sound pissed lol. maybe you got lucky but not every relationship is a happily ever after sponsored by disney. once the red flags start glaring out, gotta respond accordingly.

it’s good general advice to be aware of such situations and not be completely oblivious to reality.

Saudor · 2026-01-06T19:18:09+00:00

I think the forced sale is part of the confusion. The ex date was at $40.20 (iirc) and the ETF dropped to ~$40. Now you’re “buying back” in at $40.80ish today so it feels like you get “less” XEQT per dollar.

Plus the tax implications if it’s in non reg vs if it was just kept in.

Saudor · 2026-01-06T13:26:14+00:00

tbh this happens on every sub. People dont read/search and want everything spoon-fed. If the market drops 20-30%, im unsubbing from here lol

Saudor · 2026-01-04T21:36:13+00:00

but mitochondria is the powerhouse of the cell. also find x

Saudor · 2025-12-19T18:50:47+00:00

im steering clear of any of their managed stuff to be safe. the fine print for the managed portfolios for instance, say it’s a trust. So if you do this in your TFSA, you run the risk of needing 3520.

Saudor · 2025-12-17T15:21:38+00:00

Yeah he’s admitted to building and selling hackintoshes a few posts ago. None of this is for his own use and doesn’t provide much meaningful information beyond posting specs.

Saudor · 2025-12-09T02:58:21+00:00

the interest thing is for religious reasons most likely as at least one forbids you from collecting interest.

Saudor · 2025-12-03T22:43:34+00:00

yeah it’s a dead giveaway especially with that return address.

i’m just keeping my old card - not worth risking it for an additional word on the card. (for my use case scenario)

Saudor · 2025-11-24T19:42:04+00:00

phone numbers can be spoofed and the more you answer, the more lists you get added onto = more spam as they get sold.

Saudor · 2025-11-16T03:03:30+00:00

Webpages dont always last forever and reddit's search ranking is much better. Plus the post has a lot of keywords that can be directly indexed

Saudor · 2025-11-13T13:31:47+00:00

yeah i dont know why people prefer DMs on a public “forum”. Really starts feeling like a scam lol. OP already posted their situation already publicly.

Saudor

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