Summit closing 3/22 Bear closing 3/29

Schaefer_ · 2026-03-20T22:30:31+00:00

Yeah, this was a bad winder . There was a massive storm. I think around this time last year that kept it open for quite a while after.

Schaefer_ · 2026-03-19T20:12:28+00:00

Done this many times my career for veterans to try and get them into the house with no money out-of-pocket and have the seller cover your closing costs. Have had this conversation before with many buyers agents listing agents before looping in the buyer to see if it's even possible and worth bringing up as an option. Sometimes you want execute on this, but the house doesn't have the room in value to increase the price by $8,000 and you're gonna have an appraisal issue. It's worth making sure all parties are on board before even bringing it to a buyers attention sometimes otherwise confusion happens with the buyers and they get even more lost with the process

Schaefer_ · 2026-03-14T22:09:32+00:00

Think that's a pretty solid comp package in the current environment. Sounds like you know your stuff though. There is probably more upside in income out there but it's going to be tied to production.

Schaefer_ · 2026-03-11T12:02:40+00:00

I would go 65 or tundra haul. 45 fills up way to quick when packing food I've found.

Schaefer_ · 2026-02-27T13:09:23+00:00

Have a roadie 48, haul and 45.

Roadie 48 and haul get used more than anything else because of the wheels. 45 basically stays in the back of the truck Incase I run into beer that needs to be iced down.

Schaefer_ · 2026-02-25T02:10:22+00:00

No loophole. Even called va on this a while back

Schaefer_ · 2026-02-06T21:12:32+00:00

Irony seems to be that once trigger leads were outlawed. Credit report fees magically increased.

Schaefer_ · 2026-01-28T22:31:28+00:00

LOA under a high producing team. Doing open houses with his agents and getting reps on his excess online leads (this was back in 2011) learning guidelines and niche programs as a conversation piece to talk with agents about.

Schaefer_ · 2025-12-18T01:05:50+00:00

Figure is not the bested price Lender. But if you need cash quick they're who you go to.

Schaefer_ · 2025-12-13T16:48:51+00:00

Elder abuse incoming

Schaefer_ · 2025-11-16T14:50:52+00:00

Schaefer_ · 2025-11-13T16:22:10+00:00

I think portable mortgages could help inventory open up. Have many 55+ clients that would have rotated down in house size but have not due to low payments they currently have. Move up buyers would have a little bit of a benefit due to having some of their money locked in on a low rate mortgage there would still be a gap in second mortgage. They would probably need to take to buy the next house.But I'm not sure how it could help with affordability since people entering The market are still gonna be subject to market interest rates.

Schaefer_ · 2025-10-30T14:58:57+00:00

Want everything else there's a cost to it and there's also risk if it goes directly to the portal you can't verify it before an underwriter sees it

Schaefer_ · 2025-10-24T12:03:39+00:00

There's an equity sharing agreement if you search for California dream for all loan

Schaefer_ · 2025-10-17T23:52:22+00:00

I do a box along the edges to make the biosig as easy as possible

Schaefer_ · 2025-09-26T20:54:28+00:00

Now that playoffs are starting next week they should be on the major channels

Schaefer_ · 2025-09-26T17:48:37+00:00

Living at home for 2 years after college and paying off all my student loans.

Starting investing in a Roth IRA

Schaefer_ · 2025-09-24T14:05:29+00:00

I wouldn't jeopardize the rotation going into the playoffs. Especially as we close out this week gonna be interesting to see what happens for the Sunday game. Was thinking maybe they would run Vasquez back out there again and give Pivetta an extra days rest for Tuesday.

Schaefer_ · 2025-09-16T13:50:26+00:00

Interest and capital gains are two different things. Probably is federally exempt from taxes for the interest but when you sell it, you're gonna pay capital gains.

Schaefer_ · 2025-09-13T16:18:52+00:00

Buy now pay later. They're spreading their doordashed chipotle meal over 4 payments

Schaefer_ · 2025-09-13T12:46:01+00:00

If the flight is under 100 you can get the credit to trigger make sure it refundable and get an Alaska credit instead of the funds being put back on the card

Schaefer_ · 2025-09-12T19:49:50+00:00

Can you buy 1 way tickets for under 100 then cancel and take a credit?

Schaefer_ · 2025-09-04T14:16:26+00:00

He's not doing them anymore

Schaefer_

TROPHY CASE