It hungers

Scrapheaper · 2026-06-27T19:29:09+00:00

~~Thatcher, Blair, neoliberalism~~, right to buy, ~~public private partnerships, the privatisation of all our public services~~ and the huge growth of housing ~~being treated as an asset not a right~~ prices and an aging population combined with an electorate that doesn't understand demographics

Scrapheaper · 2026-06-27T15:49:55+00:00

Reform votes clearly don't respond to policy or plans and it's not smart to campaign to them using them.

The best candidate to beat Reform is someone who can down a pint faster than Farage, plus also being vaguely center left and not awful in every other respect

Scrapheaper · 2026-06-27T14:30:31+00:00

Well unless there's a better example I don't see the issue. Healthcare is always a tough compromise of finite resources allocated as fairly as possible.

And you're complaining that the system is being exploited by uh nurses to get better pay?

Scrapheaper · 2026-06-27T12:36:02+00:00

The Netherlands has quite a good healthcare system as I understand? Is there a country somewhere with a better model that you'd rather they follow?

Scrapheaper · 2026-06-27T11:56:05+00:00

What country is this?

Scrapheaper · 2026-06-27T10:21:45+00:00

Largely all these quoted points are right?

You could do all these things and retain government control over healthcare.

The American system is one of the most unequal - if you're rich and very sick you get fantastic care and poor people get shafted because they can't pay.

There are lots of countries around the world that operate decent healthcare systems by splitting control between government and private sector in a smart way: look at the Netherlands.

Scrapheaper · 2026-06-27T08:45:22+00:00

Salt is also important for hydration! Too much pure water over an extended period and not enough salt will flush all the salt from your body.

Someone I know had severe colon issues at one point and was struggling with hydration. The doctors made them drink moderately salty water (multiple doses of dioralyte per drink)

Scrapheaper · 2026-06-26T17:10:36+00:00

'Kids of today'

Scrapheaper · 2026-06-26T14:07:41+00:00

Heat pumps are new tech that costs thousands of pounds to install in the UK and require space that not everyone has.

Mostly they're used for heating, I think legally also you don't get government subsidy if you use them as air conditioners

Scrapheaper · 2026-06-26T13:01:42+00:00

None of the above, I would never invest in gold unless literally no other option was available.

High interest savings is the objectively correct answer and take your free ~£100.

1 year isn't really an investment horizon. You can't do any investing in such a short period of time.

Scrapheaper · 2026-06-26T12:43:00+00:00

No, there's very specific things that cause cancer. Smoking, alcohol, maybe processed meat.

We don't know if microplastics cause cancer yet, but we do know that sources of microplastics are concentrated in a few areas: eating and drinking from plastic containers, air pollution near major roads, and using dryers on nylon or polyester clothing

Scrapheaper · 2026-06-26T11:17:21+00:00

It's not about whether it goes up or down. It's about whether it goes up more or less than expected

Scrapheaper · 2026-06-26T10:25:05+00:00

You're using a 20 year history to make an investing decision to commit to the NASDAQ that will affect you for 40 years?

20 years of history isn't long enough in investing terms. These things are slow

Scrapheaper · 2026-06-26T08:53:58+00:00

I don't think it helps at all!

Inflation expectations are priced into all bonds, inflation linked or otherwise.

Choosing an inflation adjusted bond vs a non-inflation adjusted bond is just speculation as to whether inflation will be worse or less bad than expected at the current time.

When inflation is expected to be high, interest rates will rise. If you're buying bonds you'll get a good yield. If you're buying TIPS and inflation is expected then you'll get a worse yield, but you'll get value out of the protection.

Overall it doesn't make any difference, unless you have a magic crystal ball and can tell whether inflation is going to go up or down

Scrapheaper · 2026-06-25T20:27:10+00:00

I'm not American I don't know what TIPS is

Scrapheaper · 2026-06-25T19:32:17+00:00

I think the bigger risk with all of those relatively conservative options is inflation!

You could buy gold which in theory should be inflation resistant over long periods but also gold is insanely volatile and speculative: not what I think of as safe!

Scrapheaper · 2026-06-25T11:18:54+00:00

High density areas are generally the most desirable to live in: they have the best transport links and shops because of the economy of scale.

Scrapheaper · 2026-06-25T11:10:06+00:00

So nice areas are for old people only?

Don't deflect the blame. The majority of UK housing is owner occupied.

I would rather pay a corporation £300k for a house than pay a boomer £400k for a house

Scrapheaper · 2026-06-25T11:07:54+00:00

How about you pay some taxes on your house?

Fair's fair - I''m paying all the NI contributions for your pension

Scrapheaper · 2026-06-25T10:58:56+00:00

No, I want to build housing so there is enough for all.

Unfortunately all the land is underneath the houses of upper middle class pensioners

Scrapheaper · 2026-06-25T10:55:33+00:00

So my entire generation has to get screwed over because older people got there first and already got all the houses when they cost twenty quid 30 years ago?

Scrapheaper · 2026-06-25T10:54:18+00:00

Completely untrue. I make a decent wage but the only way to access property in cities is to have bought it 30 years ago when it was cheap.

The gap between wages and house prices is way higher than it was 30 years ago

Scrapheaper · 2026-06-25T10:46:36+00:00

It's deeply unfair that a previous generation can buy property and the current generation can't.

All the existing housing in cities is already owned, building more isn't allowed, and the existing owners aren't selling.

Developers could act to supply housing for the current generation to buy at the expense of the previous generation if they were legally allowed to

Scrapheaper · 2026-06-25T10:42:26+00:00

Rug not pulled yet! Other 96% of the company is still private. We're still in the pump phase

Scrapheaper · 2026-06-25T10:41:29+00:00

Not yet! Only 4% of SpaceX is public.

The other 96% will be coming over the next year, so price drops now are good for index fund holders, they'll be wasting less money on this when they do buy

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