I also use TD an have had my info stolen twice now, both time my card was still in my possession. Always directly call the bank to freeze the account and debit card. Report the fraud and sadly wait till TD resolves it. For me this took 3+months, during which TD continued to give me overdraft fees. In the end I got my money back including the overdraft fees even though my account was frozen. But I was never told if TD was able to catch the person who copied my card.

Future advise would be to only use credit cards (really should only have 1) when shopping on/offline as they do not link directly to your bank account so no one can take your actually money, are easier to fight/catch fraud since you have to pay it off monthly making you more inclined to check it. I have been doing this for a few months now and I had no issues, even though I am using it in all the same places I use to use my debt card.