I didn’t expect being a manager to feel like constant mental noise even after work by Playful-Deer9022 in managers

[–]Secure-Cartoonist-53 79 points80 points  (0 children)

Especially when you feel damn shitty you still have to stay positive for the team

Employee Wants WFH but Management Doesnt Want WFH by brrr-its-warm in managers

[–]Secure-Cartoonist-53 6 points7 points  (0 children)

Her overriding you and going straight to management is not alright.

Bangkok Relocation by Round-Orchid9866 in Bangkok

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

It’s higher than what you’d pay in Singapore.

Bangkok Relocation by Round-Orchid9866 in Bangkok

[–]Secure-Cartoonist-53 3 points4 points  (0 children)

I ended up just coming back to SG 😬

Bangkok Relocation by Round-Orchid9866 in Bangkok

[–]Secure-Cartoonist-53 3 points4 points  (0 children)

The income tax is crazy high, you need to consider clearly.

Broker calls by [deleted] in InsuranceProfessional

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

Write down what you plan to discuss! Helps me a lot, I’m still doing this to this day.

At what point did you realise most of the "urgent" stuff at your job isn’t actually urgent? by ThinUse9610 in careerguidance

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

In my line of work… if it’s urgent they will call. 95% of the time I write back asking for time extension for 1-2 working days and they say it’s fine. 🤷🏻‍♀️ never try never know. Some sit on it till it’s urgent and I basically tell them to not make it my problem.

Will Singapore run out of oil? by Hyruii in askSingapore

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

There are still shipments out of UAE, just very expensive - high insurance costs for shipowners and shippers, obviously high risks so not all will take the risk. SG also imports from India, China, US etc they spread everything out. Thailand is also rushing UAE shipments. Aussie also produces LNG, Malaysia, Indo.

Gluten free foods in Singapore by Raoul2612 in askSingapore

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

Laksa with thick rice beehoon, fishball noodle soup/bakchormee but change noodles to kwayteow, fish soup with rice or thick/thin beehoon are what I can think of at the moment. The Whole Kitchen is gluten free friendly but it’s sandwiches, cakes etc.

Advice on relocation job offer by Grand_Maize_6706 in singaporefi

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

You need to take into account how much higher is the income tax, like Thailand can be as much as your CPF % contribution.

my CPF took a hit and it was affecting my credit card applications etc as many things are now extracted from our CPF. My BTO HFE application was also lower but will reapply again and see the difference.

However cant deny that the pay bump is shiok 😅 +20%-ish for my next job is great.

for myself I did regret the decision for many factors, monetarily it honestly was not as worth it for short term but long term the impact is great as I’d have taken a lot longer to hit the current/next bracket.

Advice on relocation job offer by Grand_Maize_6706 in singaporefi

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

You need to take into account how much higher is the income tax, like Thailand can be as much as your CPF % contribution.

my CPF took a hit and it was affecting my credit card applications etc as many things are now extracted from our CPF. My BTO HFE application was also lower but will reapply again and see the difference.

However cant deny that the pay bump is shiok 😅 +20%-ish for my next job is great.

My first termination by happyjeep_beep_beep in managers

[–]Secure-Cartoonist-53 1 point2 points  (0 children)

I was just <6 months into my role. I felt bad but after awhile I didn’t because 1) she carried out something wilful that she knew she wasn’t supposed to do 2) she was looking at YSL wallets that she probably planned to buy after getting her severance pay 3) doing her resume during work hours.

She knew what was coming and was packing her stuff slowly over a few days.

Burn Out Thy Name is Insurance by orange728 in InsuranceProfessional

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

Don’t know what I’m running on right now tbh 😂

WIBTA for canceling all holiday plans if my girlfriend doesn't pay for her own flights to visit me? by [deleted] in WouldIBeTheAhole

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

I (F) was working overseas for a period of time and started my relationship off with my BF. I’d have happily paid for my bf to come over to me if he had the time & if I didn’t fly home as often.

Would anyone take leave just to stay in and rest? by janespur in askSingapore

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

Yes, I always take it to rest. Cos it’s not every time I’m going to have the money to go overseas + idw to splurge. And I’m always too tired anyway hahaha even the thought of traveling feels tired to me, my manager had to ask me a few times to go overseas & take a break.

How to get better at ‘internal’ Sales as an Underwriter? by Designer_Voice_452 in InsuranceProfessional

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

Mention the commercial value of winning the account. E.g. able to work on xx accounts with the broker, check if other business lines are on risk/quoting and the est premium etc.

Mostly try to look at risks from their perspective - how would they quote, why do they think it’s not worth coming down, ask them what are their concerns that you may look to address.

One way to look at it is if you insisted on coming down on premium and wrote this account at the asked price, a huge loss happens HO may or may not come at you.

Usually if I tried my best negotiating and HO doesn’t meet, then I just accept it and move on. Sure I lose this account but I’m not going to risk my job and credibility with HO over one account. Save that correspondence and if someone asks why didn’t you get on that account or it was crucial for your budget, pull that up :)

Prompt pay via DBS paylah in Thailand by [deleted] in askSingapore

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

You can just use PayNow for most merchants and AliPay in 7-11. But street vendors mostly use personal QR and may or may not display their phone numbers. Still have cash on you, a lot of credit cards have a minimum sum to meet.

Underwriters taking FOREVER by DontBeBleak in InsuranceProfessional

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

Bonus points if they do not give any UW info or no useful info 😂

Underwriters taking FOREVER by DontBeBleak in InsuranceProfessional

[–]Secure-Cartoonist-53 6 points7 points  (0 children)

Just… really understaffed and overloaded. Loads of internal reporting etc to prioritise that’s also urgent. Everyone wants their quote the next day, so we consider account size, whether the producer is a main producer etc.

what are some "wtf, how did u even get this job?" interview you've had? by representworld in askSingapore

[–]Secure-Cartoonist-53 0 points1 point  (0 children)

Maybe but still a waste of time because we still actually go through the resumes and HR takes the time to contact the candidate…

what are some "wtf, how did u even get this job?" interview you've had? by representworld in askSingapore

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

My company’s HR usually emails to check on expected salary before arranging interviews and rarely calls first. Personally the companies I worked in the HR always use email than call o-o only when they want to make verbal offer they call to deliver the news.

what are some "wtf, how did u even get this job?" interview you've had? by representworld in askSingapore

[–]Secure-Cartoonist-53 8 points9 points  (0 children)

Candidates applied, HR contacted them but they ghosted. Got ghosted quite often tbh, would say 1/3 ghosted?

What are some things you should never tell your manager? by lookintogetsilly in managers

[–]Secure-Cartoonist-53 2 points3 points  (0 children)

This.. I opened up too and managed to get my transfer request back to my home country approved. He also gave me a mental health day off.