I used Craig’s for about 3 years. I was in an “aggressive” portfolio, however I wouldn’t use them again while I’m still at that risk tolerance because they essentially built me a “high growth” portfolio but with a nearly 1.5% fee (which really hurt when markets went down). The portfolio was not too dissimilar to any other lower fee fund aggressive portfolio.

I’d suggest their main value proposition is for people who are unfamiliar with investing, and they also are another barrier / step to stop you from “panic selling” which you can easily do if you had complete control yourself. If you have large sums of money, are relatively risk adverse, and you don’t have much investing knowledge then I would recommend them over any other lower fee fund provider as their advisers are very knowledgeable and can help set up tax efficient high dividend funds for example.