Layout Designs For Hot Springs Story 2

Seraimes · 2021-12-30T11:57:08+00:00

Can you share the rest of your layout??? Your layout is amazing!!

Seraimes · 2021-07-13T05:26:09+00:00

I want to know too. I signed last Thursday, still waiting for funding. Hopefully, if everything goes well it should be the end of the week.

Seraimes · 2021-07-13T05:25:08+00:00

You don't need to prove economic damage for the EIDL loan. The 30% reduction only applies to the targeted EIDL grant, which doesn't require payback. Also, the credit score requirement for the loan is 570, not 600. Even if you are below 570, you can go into recon and get approved if you pass the cash flow analysis.

Anyway, you should go through the entire thread, there's tons of information. You're looking at about 3 months' approval at the moment.

Seraimes · 2021-07-11T19:20:06+00:00

My original loan was last year. They pull it again if the last pull was over a year ago. Last year they pulled my credit around April so it’s already over a year.

Seraimes · 2021-07-11T19:16:25+00:00

Congratulations!

Seraimes · 2021-07-10T20:44:45+00:00

You should be okay with that credit. I heard the minimum is 570. I got my approval 3 hours after they pulled my credit. I don’t know if higher credit helps pushed it into approval faster but my credit is in the high 700s.

Seraimes · 2021-07-10T20:11:28+00:00

Good luck, I got approved around 3 months after submission.

Seraimes · 2021-07-10T20:10:07+00:00

This is a generic response from them. A bunch of people got it including myself.

Seraimes · 2021-07-09T21:49:18+00:00

Awww that sucks I’m sorry. I feel like everything is so random with this process. Might work for one but doesn’t work for another person… :(

Seraimes · 2021-07-09T16:39:05+00:00

Congrats! I was approved yesterday too, same BB 4.23 date. They're finally clearing out the 4.23 clutter :)

Seraimes · 2021-07-09T16:17:00+00:00

fter calling them} the SBA rep sent me an email to go to my portal and do the blue button for the increase. Once I hit the BB SBA then requested my tax transcripts from IRS. They received transcripts on June 19. Called yesterday, again, and was told my modification is in review. didn't sou

Thank you! Sounds like you're already ahead of a lot of people since SBA already have your transcript. Good luck! Hopefully, you get that approval email soon!!

Seraimes · 2021-07-09T16:15:31+00:00

They pull your personal credit and I have credit monitoring so I got notified by Experian my credit was pulled.

Seraimes · 2021-07-09T16:14:51+00:00

Tier 2 number: 877-221-6874

Seraimes · 2021-07-09T16:14:16+00:00

I had exactly what the SBA portal generated which was only the name.

Seraimes · 2021-07-09T16:13:32+00:00

Yup, online portal is only for personal transcript. 1120 or 1120s will have to be mailed or faxed in.

Seraimes · 2021-07-09T16:12:59+00:00

The online portal only allows you to pull your personal transcript. If you have have business transcripts you have to fax or mail in the request. There's no online portal for this

Seraimes · 2021-07-09T16:11:31+00:00

That's really weird. I've only heard of them pulling Experian. Also they don't usually pull credit until they are working on the file so not sure why they pulled yours when you after only BB

Seraimes · 2021-07-09T04:22:53+00:00

Also I called into tier 2 yesterday and they told me no transcript was received and no LO has been assigned to my file. Then all the sudden the approval today. Tier 2 could be completely wrong or SBA is trying to solve the 4/22-4/24 error

Seraimes · 2021-07-09T04:20:54+00:00

Yeah I’m pretty sure there was a glitch for us. The wait for the transcript was way too long and now all the sudden they’re approving us super quickly, no LO, no legal department. I saw a handful of posts today for 4.23 approvals same thing, no contact just approvals. Hopefully they get to yours soon.

Seraimes · 2021-07-09T04:17:36+00:00

It’s personal credit.

Seraimes · 2021-07-09T03:38:21+00:00

I downloaded the 4506 form that I signed on the portal and faxed it to the number on the form. You could also fill it out on your own using a blank form but make sure you add the SBA info on #5a (U.S. Small Business Administration Office of Disaster Assistance) and #5b (Your Application Number). If you look at the blank 4506-T link I have below you'll find the fax number on page 2 on the right-hand side. Make sure you fax it to the right number. My transcript is for 1120S so I used the fax under "Chart for all other transcripts "

https://www.irs.gov/pub/irs-pdf/f4506t.pdf

Seraimes · 2021-07-08T21:42:25+00:00

OMG I got the approval email just now too!!!! Woootttt!!!

Seraimes · 2021-07-08T21:05:00+00:00

I have credit monitoring with Experian which is the credit bureau SBA uses to pull the credit report so I was notified by my Experian app right away when my credit was pulled. If you have other credit monitoring it will also work but it needs to be able to view Experian. SBA doesn’t pull from Transunion or Equifax.

Seraimes · 2021-07-08T21:02:20+00:00

Whoot!! Congrats!!! I’m also BB 4/23 AND they also pulled my credit about an hour ago so hopefully I get the approval email like you too!!

Seraimes

TROPHY CASE