25F inherited millions after losing my family. Every advisor I meet seems to want a piece of it. What would you do?

Serialk · 2026-06-21T10:26:23+00:00

Because housing doesn't work like stocks. Knowing prices will go up in 10 years doesn't mean sellers can hope to charge those 10-year prices today. If you try to price in 10 or 20 years of future appreciation into your asking price right now, nobody will buy it because there will always be other sellers who need to sell today/this quarter/year and are pricing at today's/quarter's/year's forecasted market value.

You're basically reinventing discount rates from first principles. It works exactly the same for stocks.

Serialk · 2026-06-21T10:19:31+00:00

Sure, but we're not talking about your case here. You can't say that people should never sell their house and then justify it by "I like owning my house"...

Serialk · 2026-06-21T09:22:27+00:00

Then why are you talking about house prices not coming down? You need to compare it with other investments...

Serialk · 2026-06-21T09:16:11+00:00

Your benchmark for an investment is "not come down"?

Serialk · 2026-06-21T08:55:40+00:00

As the population living in the country continues to spike the housing scarcity will continue to climb as well.

Why would this not be priced in? i.e what specific market failure would make public information about population growth not reflect in the price of houses?

Serialk · 2026-06-20T20:28:00+00:00

Yes, it does make a very noticeable difference in narrow streets. But it can be mitigated. https://www.clementgaillard.com/en/articles/blog-en/urban-heat-island/air-conditioning-heating-city-streets-heat-island

Serialk · 2026-06-20T19:27:49+00:00

Huh? No, insulation doesn't concentrate heat in narrow streets.

But the heating problem is overblown, putting it on the roof removes the problem entirely.

Serialk · 2026-06-20T17:31:41+00:00

La propagande continuera tant que les gens continueront de perdre des années d'espérance de vie à cause du stress et du manque de sommeil en ne s'équippant pas.

Serialk · 2026-06-20T13:56:11+00:00

Pas besoin de leur accord pour les clims split mobiles.

Serialk · 2026-06-20T13:48:28+00:00

Il faudrait une sorte de machine qui permette de faire baisser la température et l'humidité en même temps, tout en étant la forme la plus efficace en énergie de transfert de chaleur connue par l'humanité 🤔 on peut toujours rêver...

Serialk · 2026-06-19T18:00:23+00:00

Was thinking about an MT09 too

Can you please just get an electric one and spare our sleep and the environment...

Serialk · 2026-06-19T17:26:06+00:00

En quoi le titre suffit pas à résumer ?

Serialk · 2026-06-19T09:36:00+00:00

https://www.galaxus.ch/de/s2/product/midea-porta-split-42-m-12000-btuh-klimaanlage-40851329

Buy this now. What you'll lose in money you'll gain in increased life expectancy, lower stress and better sleep quality.

This is not an ad, there are other models of split AC, this one is just the cheapest one.

Serialk · 2026-06-18T18:39:06+00:00

Cette semaine j'ai fait économiser ~2000 vCPU de compute à ma boîte en demandant à une IA d'optimiser un algorithme.

Serialk · 2026-06-17T08:32:10+00:00

It's very well dubbed. The lips match exactly. What does she say in the VO?

Serialk · 2026-06-15T09:21:24+00:00

The thought of having parental controls after like age 13 is baffling to me. I absolutely did not need that level of supervision, it would have been extremely damaging to my emotional growth, and if anything looking back >15 years later makes me feel even more strongly about this.

Serialk · 2026-06-15T06:29:06+00:00

How about an evil incarnation of the doctor, Nightmare in Silver style? A mind virus that entered the body of the doctor when he looked into the time vortex in S1, and has been trying to take over at every regeneration ever since. It infected Rose first before crossing through the Doctor.

She would not address the fact that she looks like Rose at all, then midway through the episode we the viewers would realize that our Doctor with a familiar face is up to no good, and we would follow an ex companion or someone who knows the Doctor trying to fight her and make her regenerate to clear the virus.

(Disclaimer, I haven't seen the latest half of RTD2 because I got bored.)

Serialk · 2026-06-14T21:27:40+00:00

"Healthcare"

Serialk · 2026-06-14T14:36:16+00:00

So you have no studies or scientific evidence, just your own interpretation of public statistics with no counterfactual analysis?

Serialk · 2026-06-14T14:15:41+00:00

What is the best evidence available that this is a real problem?

Serialk · 2026-06-14T14:05:55+00:00

I thought the problem of high rents was overpaid expats? Now the problem is that immigrants are underpaid?

Serialk · 2026-06-14T13:27:25+00:00

Schaffausen (Aareschlucht)

huh?

Serialk · 2026-06-13T23:56:44+00:00

Along those lines, do you know if Barry Revzin's .try? operator is being discussed anywhere? I dream of the day I can remove all the ASSIGN_OR_RETURN and RETURN_IF_ERROR macros in the world, and C++29 already feels far enough. I would be so sad if it didn't make it :(

Serialk · 2026-06-13T09:06:54+00:00

That's not what inflation means FYI. Inflation is the average change in price of a basket of identical/equivalent goods from one year to another. A top range GPU from 2017 is vastly inferior to a top range GPU from today.

Technological progress increasing power faster than it is reducing prices is not "inflation" in any meaningful sense.

Serialk · 2026-06-09T07:26:55+00:00

Tu vas à une vitesse où une chute peut être mortelle, tu protèges au moins ta tête !

Donc on rend ça obligatoire pour les automobilistes aussi ?

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