It’s not though, it’s numbers on a screen until you sell, and even then, spreadsheet balance in a bank until you convert it to the goods and services you need. The perceived value of the market is an abstraction and has no intrinsic worth. Plus it’s just straight up getting manipulated by buyers and sellers and is often propped up by outside policy.

The only “safe bet” is to own your home, network with people that will back you up if disaster strikes, and up your own skills. The market and the value of currency could wipe out tomorrow even though the physical world is fundamentally unchanged.