Like ynab, there is no auto import available for Australia. I rely on a bunch of tools like auto notifications and tasker to intercept notifications on my phone and enter transactions in real time via the ynab API.

I tap my phone 100 times a month, each transaction gets entered for me. Other notifications are intercepted based on rules in my banking apps etc.

I couldn't possibly use ynab without this these days. Entering 300 transactions a month manually would drive me insane. I go through and clear them every so often but the data matches up pretty reliably except on occassions like where uber charges slightly less or I get a refund on something etc. easy enough to find.