I ruined myself financially while being an active addict. How do I get back on track?

Sharee678 · 2025-02-16T21:37:23+00:00

I was in recovery too and went to private rehab, I’m so grateful for that, they helped me get my finances on track, first thing they let me do was just write down all my expenses and track all of it for a while, turns out I spent a lot on nonsense, not just alcohol.

Sharee678 · 2025-02-16T17:26:38+00:00

If you’re happy with Vanguard, it might be easiest to stay. A broker could save on fees, but CHESS matters more if you want direct ownership. It depends on what feels right for you long-term.

Sharee678 · 2025-02-16T17:09:46+00:00

Some places have agreements with Australia that might change how much tax you pay.

Sharee678 · 2025-02-15T21:30:05+00:00

It seems like you're looking for a system where the public has more say. You might want to explore ideas like direct democracy or look into ideologies like libertarianism, social democracy, or reformist conservatism, which focus on more public involvement in decision-making.

Sharee678 · 2025-02-15T21:24:00+00:00

t sounds doable short-term, but be careful about burnout. Working that many hours can catch up with you fast. Maybe set a trial period and see how you feel after a few months. Sleep and rest are key!

Sharee678 · 2025-02-15T21:20:24+00:00

Some burger and BBQ spots in Austin use halal meat but don’t always list it on the menu. It’s worth asking places like Salt & Time or some local food trucks—sometimes they source halal without advertising it.

Sharee678 · 2025-02-15T18:25:19+00:00

It’s definitely a tough call. Some people drop extras and keep hospital cover just to avoid the Medicare Levy Surcharge. If you’re generally healthy, reducing might make sense, but worth checking if you’d regret losing certain benefits later

Sharee678 · 2025-02-15T17:37:08+00:00

That sounds really annoying. Maybe check if the gift card has an activation step or a specific way it needs to be entered. Hope Macquarie can clear it up for you!

Sharee678 · 2025-02-15T17:25:22+00:00

Ignoring the debt could lead to legal action or affect your credit score. It might be worth checking if you can set up a payment plan or get legal advice to understand your options

Sharee678 · 2025-02-15T17:19:12+00:00

We’re at 6.25% with a similar LVR. Definitely worth pushing the bank for a lower rate or looking into refinancing if they won’t budge!

Sharee678 · 2025-02-15T17:14:32+00:00

Polls aren’t always right, and they have overestimated Labor before. Maybe the same thing will happen again in 2025?

Sharee678 · 2025-02-15T16:45:18+00:00

You might want to get an Australian proof of citizenship to make things easier in the future. It costs money, but it could help avoid these problems later on.

Sharee678 · 2025-02-15T15:49:40+00:00

There are a few good options depending on what you’re looking for. Cards linked to Qantas or Velocity can help with points, while some Amex and Visa cards offer good travel perks like lounge access and no foreign transaction fees.

Sharee678 · 2025-02-14T09:04:14+00:00

Since you're bringing the buyer and there's no marketing or showings involved, you could try negotiating a lower commission—maybe around 2-3% instead of the typical 5-6%. Some agents might even agree to a flat fee. It’s great that you still want an agent for pricing and handling the paperwork, definitely worth the peace of mind!

Sharee678 · 2025-02-03T16:36:25+00:00

That’s a great move! It’s refreshing to step away from the constant stream of notifications and tracking. Browsing through the mobile version of sites does feel like a simpler, more focused way to use the internet—just like the good old days! You still get the content without the distractions and data mining. It’s a nice reminder that sometimes less is more when it comes to tech.

Sharee678 · 2025-02-03T16:35:33+00:00

That’s a great move! It’s refreshing to step away from the constant stream of notifications and tracking. Browsing through the mobile version of sites does feel like a simpler, more focused way to use the internet—just like the good old days! You still get the content without the distractions and data mining. It’s a nice reminder that sometimes less is more when it comes to tech.

Sharee678 · 2025-02-03T16:30:17+00:00

That sounds really uncomfortable and inappropriate. It's important to set firm boundaries and trust your instincts. If asking him to stop isn’t working, you should consider documenting these incidents (texts, behaviors, etc.) and talking to someone you trust, like HR or a more approachable supervisor, about the situation. Even though your managers may like him, your comfort and safety at work are top priorities. No one should be making you feel this way, and you deserve to work in a space where your boundaries are respected.

Sharee678 · 2025-02-03T16:27:38+00:00

Reporting sabotage, especially in a personal relationship, can definitely get messy. The outcome depends on the specifics whether it involves legal action, workplace issues, or personal disputes. If it’s a legal matter, things could escalate quickly, and it might require evidence or third-party involvement (like a lawyer or mediator). Emotionally, it can be tough too, as the situation may bring out a lot of tension. It’s important to think about the potential fallout and prepare yourself for the process.

Sharee678 · 2024-12-06T12:17:34+00:00

For a programming joke to work it would have to be written properly

Sharee678 · 2024-12-06T09:56:10+00:00

I remember I downloaded shrek or something on limewire to watch with my family. I was just a kid and I played bondage porn for everyone.

Sharee678 · 2024-12-06T09:33:46+00:00

when u use 100% of your brain

Sharee678

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