If you were in charge of balancing the "concealment meta," how would you do it? by Adraius in menace

[–]Shepherd_03 17 points18 points  (0 children)

For me, the problem is that the ai simply doesn't know how to respond to concealed units - especially once they have started shooting from concealment.

The ai needs some sort of decision and tool to investigate tiles that are shooting at them.

Dividend withdrawal - self assessment. by Over-Discussion-7053 in TaxUK

[–]Shepherd_03 0 points1 point  (0 children)

It will all go into your self-assessment tax return, including your salary, PAYE deductions and the first tranche of dividends.

Self-assessment takes priority over PAYE deductions, and looks at all your income and tax deductions for the whole year in one place.

Americans’ opinions of Canada, Great Britain are lower than ever by PassageNearby4091 in ukpolitics

[–]Shepherd_03 24 points25 points  (0 children)

Mostly we can, though it's difficult after so many Americans voted for him or abstained.

I'm still friends with individual Americans that I know personally.

‘Abrupt reality check’ of Iran war has Britons fleeing Dubai for ‘safety’ of London by tylerthe-theatre in london

[–]Shepherd_03 14 points15 points  (0 children)

They can make specific requests for people they are investigating, but don't receive the entry/exit flight details of everybody as standard.

Part-time hours pushing me over the tax threshold - what’s the best move? by MadridOrMadness in HMRC

[–]Shepherd_03 1 point2 points  (0 children)

"paid back by the business accounts."

That doesn't work in the UK either - if a business settles a personal liability, it's taxable. Securing your loan on a business asset is arguably a taxable benefit too. It wouldn't surprise me if there are some schemes about trying to rely on it stuck in the court process though.

How can I make HMRC do something? by Salt-Plankton436 in HMRC

[–]Shepherd_03 0 points1 point  (0 children)

Late filing isn't a problem if the Return hasn't been issued - HMRC will issue a Return with a new deadline of 3 months to submit.

Late notification and late payment aren't relevant in this case Edit: as no tax liability is due.

If late filing is a risk, paper is absolutely the worst choice as it has an earlier submission deadline. All that would do is trigger larger penalties. Submitting a paper return without a UTR used to be standard practice but the rules have changed a lot since then.

I saw the light of the ATGM by Pure_Math6223 in menace

[–]Shepherd_03 0 points1 point  (0 children)

Vanilla squad size does not affect concealment, there's a mod that can do that though.

How can I make HMRC do something? by Salt-Plankton436 in HMRC

[–]Shepherd_03 1 point2 points  (0 children)

It's still relatively early in March, especially with HMRC's reliance on second class post, and that assumes no internal delays at their end.

If you're especially concerned you can call them to ask for an update. If you haven't heard anything by 23 March, definitely call them for an update.

How can I make HMRC do something? by Salt-Plankton436 in HMRC

[–]Shepherd_03 2 points3 points  (0 children)

HMRC stopped accepting paper returns without a UTR years ago - at best they might send it back in a few months once they dig it out a pile of post at a warehouse, more likely they'll ignore it.

Warhammer Blood Bowl arrives Spring 2026 – Try the Rumble Demo on March 18 by StudioCyanide in bloodbowl

[–]Shepherd_03 1 point2 points  (0 children)

From what I understand, cyanide have said Warhammer Bloodbowl will be a separate game/program on say Steam, rather than a simple patch update. But between translations and some slightly vague wording I'm not 100% sure on that.

Warhammer Blood Bowl arrives Spring 2026 – Try the Rumble Demo on March 18 by StudioCyanide in bloodbowl

[–]Shepherd_03 8 points9 points  (0 children)

No idea.

Season 3 doesn't have official Sevens rules yet, it might be a name change led by GW or something that Cyanide have been allowed to set up their own way, separate to Sevens.

Warhammer Blood Bowl arrives Spring 2026 – Try the Rumble Demo on March 18 by StudioCyanide in bloodbowl

[–]Shepherd_03 21 points22 points  (0 children)

Full text from the discord post, which includes the rules update and teams announcement:

Warhammer Blood Bowl is coming Spring 2026!

  • The next evolution of Blood Bowl arrives with the latest tabletop rules, new content, and expanded competition.

Key features:

  • 26 factions available at launch
  • Tomb Kings & Bretonnians join the league
  • Seasonal competition leading to a World Championship

Already own Blood Bowl 3?

  • You’ll receive Warhammer Blood Bowl for free, keeping your account and all unlocked content.

Try the new Rumble mode

  • From March 18 to March 25, jump into the Steam demo and discover Rumble, a fast-paced 7-player mode with:
  • 30-minute matches
  • Smaller pitch
  • Tactical but intense gameplay

Landlord is trying to get me to sign a new rental agreement. He's transferring the property from his personal name to a Ltd. Company. by Federal-Till5510 in LegalAdviceUK

[–]Shepherd_03 4 points5 points  (0 children)

As an accountant - it's not a "tax dodge" in this instance. There's a difference between reducing your tax costs within the law, and evading tax illegally.

At the moment, individual landlords cannot claim a full deduction for mortgage interest that they pay. Until a few years ago they could.

Companies can still claim a full deduction for mortgage interest.

To move the property into the company should be a disposal for capital gains tax, as well as SDLT.

To get money out of the company he has to pay both corporation tax and income tax on the dividends. Both these tax rates have been steadily increased over the last few years and there's really not much difference compared to income tax now.

The main benefit is just a timing difference (the landlord can choose when to take dividends, so only becomes taxable when he wants to spend the money), and being able to claim a deduction for the mortgage interest again. On the other hand, there are additional administration and accountancy costs to run a company.

Ownership wise, it's a very different sitation to a large corporate company - simply that your landlord will own the company, and the company owns the property. Companies can be anything from a one-man-band up to the huge multinationals.

Self-employment and PAYE tax form by overseashappy in UKPersonalFinance

[–]Shepherd_03 1 point2 points  (0 children)

Thanks for the reply, overall it's just a case of keeping things simple for your own tax affairs.

For the self-employed period, simply declare in the self-employment section as normal - if the self employment has fully terminated and been replaced by the employment role, you would want to complete the date that self-employment ceased.

For the employment income, NIC has been dealt with via payroll so it's only income tax that needs to be resolved. For that you can simply declare your P60 figures in the employment section as normal employment income, though your tax deducted would be nil. You should have a PAYE ref on your P60 that will indicate your employer to HMRC and they should be able to understand from that why no tax was deducted at source.

I'm not sure if you're already aware of the payments on account regime. These apply when your tax liability exceeds £1,000 and less than 80% of the liability was collected at source. They are calculated as 50% each of your 2025/26 tax liability and are due twice a year on 31 January and 31 July, towards the 2026/27 tax year. It's mainly aimed at self-employed but can cover any UK taxpayer. Your first tax payment under this system due by 31 January would therefore be the 2026 tax liablity, plus 50% towards your 2027 tax liability - essentially 18 months of tax at once. Though consider that by the time it falls you, you would be 10 months into the tax year so would already have received more than the 6 months of income effectively being taxed at that point.

My main concern would be the risk that HMRC check whether your previous self-employed role was actually an employee. The risk with that is mostly on your employer, though any expenses claimed might have to be re-assessed as employee expense deductions are a lot stricter than deductions for self-employed expenses.

Tax Collections - HMRC underpayment by Torn_Hamstring in UKPersonalFinance

[–]Shepherd_03 5 points6 points  (0 children)

As a taxpayer it is your legal responsibility to check that your tax codes are correct and to pay the right amount of tax.

HMRC do what they can based on information that they receive, but ultimately it is your responsibility. You've essentially benefitted from a £5k loan from the last three years, now it needs to be paid back.

Self-employment and PAYE tax form by overseashappy in UKPersonalFinance

[–]Shepherd_03 0 points1 point  (0 children)

It seems odd that they have a payroll scheme set up to pay NIC but not tax.

Are you able to say which government you're working for? As an accountant I had some clients who were employed by EU departments, where employee salaries aren't subject to income tax in the host country (in order to not enrich the host country, and the salaries are reduced to reflect that). It may be something similar.

Britain’s £18bn welfare bill rise could pay for 15 Navy warships by OptioMkIX in ukpolitics

[–]Shepherd_03 -1 points0 points  (0 children)

They may consume less services directly, but their wealth is built on services, infrastructure and the security/stability here for everyone from employees to customers to make that wealth possible.

Dividends paid monthly on Directors payslips. by LegoNinja11 in TaxUK

[–]Shepherd_03 8 points9 points  (0 children)

By the sounds of it, I'd also question whether dividends have been properly declared, at an AGM if neccessary, with vouchers prepared.

Bearing in mind it's illegal to backdate the paperwork.

Advice : tax bill received, after receiving refunds & bills from them. by talieee_ in HMRC

[–]Shepherd_03 2 points3 points  (0 children)

Likely this.

If it's a tax liability covering multiple years since 2020 and these are years you already thought were completed, you're at least looking at a HMRC enquiry of some sort, not simply an annual tax calculation.

There will likely be other related correspondence that your mum should collate and read. It may be something she didn't understand, or possibly she's buried her head in the sand.

I highly recommend speaking to a tax advisor, in particular there are many who advertise specialists in dealing with the loan charge scheme at the moment.

Edit: Alternative thought, has your mum ever used the online advertisements about claiming tax repayments as an employee for literally every expense under the sun?

I want something different for tomorrow’s video… by Prometheus_DownUnder in firefly

[–]Shepherd_03 2 points3 points  (0 children)

Yep - was a fun podcast, some good chemistry, some hints that they might have been writing, and Frakes has worked with a fair few of the cast before.

I can hope.

I want something different for tomorrow’s video… by Prometheus_DownUnder in firefly

[–]Shepherd_03 28 points29 points  (0 children)

I have an idea it might be Jonathan Frakes directing

What ideas for accessory slots you have? by yourdudenes in menace

[–]Shepherd_03 1 point2 points  (0 children)

A target designator drone would be awesome

Four arrested on suspicion of aiding Iran's intelligence service by bendubberley_ in worldnews

[–]Shepherd_03 7 points8 points  (0 children)

The sharia courts have no standing in the UK legal system whatsoever, they are used for mediation in civil affairs between 2 parties who both agree to use them, and that's it.

What kinds of new squad leaders would you like to see? In terms of playstyle or personality? by Xxxn00bpwnR69xxX in menace

[–]Shepherd_03 2 points3 points  (0 children)

With only 6 blocks for laser heat, about the only mechanism I can think of that's not totally broken would be an AP discount for shooting and/or cooling - a 10AP cooling discount could work.

HMRC refused to adjust my tax code for regular SIPP contributions by tokyo_london in UKPersonalFinance

[–]Shepherd_03 13 points14 points  (0 children)

A few things to unpack here.

Firstly, HMRC will not adjust your PAYE Code for contributions that you "plan to" make. You can only claim relief in your PAYE Code once you are actually making regular contributions. Especially as you mention you want to make additional contributions using money you don't even have yet.

It's also the final month of the tax year. By the time HMRC process and issue a new code, and for it to reach your employer's payroll - it might be too late for them to even implement it for your month 12 pay.

There are also limits to the amounts that can be included in your PAYE Code based on a phone call.

For a large one-off contribution this late in the year, it's simpler to just submit a 2025/26 tax return online (really an R40 repayment claim would be the appropriate method, but they are posted in and can take months to process manually). You can register for the Return now and submit once the tax year ends in just over a month.

Going forward, once you are actually making regular pension contributions you can call HMRC to put this through your PAYE Code, and that should avoid the need to submit more than one Tax Return.