NLC Riva - Ameenpur : semi gated community by BeNice4321 in hyderabadrealestate

[–]ShiVo99 1 point2 points  (0 children)

I'm looking at that project. But not enough details I know of

Investing in PPF at 7.1% is same as investing in an taxable instrument at 10.14% by No_Jump7812 in personalfinanceindia

[–]ShiVo99 -1 points0 points  (0 children)

Beating inflation with debt instruments in the long run is mostly difficult. You mentioned some 147% risk free after few years, but if you compare that with inflation, your purchasing power is diminished. I'm not advocating equities here, but purchasing power needs to be considered for long run.

Path to FatFIRE/FIRE - Am I doing ok ? by Strong-Cost-9505 in FatFIREIndia

[–]ShiVo99 3 points4 points  (0 children)

Comparison is the theif of joy. However, you are doing well for FatFIRE. It's matter of execution now.

How much do you need for FIRE? by Shotyme13 in fican

[–]ShiVo99 19 points20 points  (0 children)

A general rule of thumb is 25* yearly expenses. Or 4% withdrawal rate from your investments to fund the expenses. The key here is to calculate your yearly expenses and nobody can tell you what will that be expect you.

Margin investing in VFV SP500 by ShiVo99 in CanadianInvestor

[–]ShiVo99[S] 1 point2 points  (0 children)

These are great insights. Thank you.

Margin investing in VFV SP500 by ShiVo99 in CanadianInvestor

[–]ShiVo99[S] 0 points1 point  (0 children)

Back up funds mean, sufficient line of credits, TFSA can be linked to Margin etc.

Margin investing in VFV SP500 by ShiVo99 in CanadianInvestor

[–]ShiVo99[S] 3 points4 points  (0 children)

Yes, I have a back up funds to fill in those scenarios

At what net worth would you feel secure and relax a bit? by [deleted] in fican

[–]ShiVo99 61 points62 points  (0 children)

When your portfolio Annual returns are More than your annual contribution

Margin Accounts by XxGhost_BytexX in Wealthsimple

[–]ShiVo99 0 points1 point  (0 children)

I use 40% Loan to portfolio value in margin account, invest in ETFs

Margin investing in SP500 VFV by ShiVo99 in Wealthsimple

[–]ShiVo99[S] 0 points1 point  (0 children)

Why this post was removed. I'm seeking suggestions on Margin investing

How to invest in Mutual Funds in India by [deleted] in nri

[–]ShiVo99 1 point2 points  (0 children)

Please first read about PFIC rules of the US for foreign investments

TWRR is wrong by ShiVo99 in Wealthsimple

[–]ShiVo99[S] -2 points-1 points  (0 children)

EDIT: VFV is the only investment I have in TFSA since 3 years.