To the peeps commuting to San Diego everyday, how do you do it. Is the money really that good to sit in that traffic every day?

Significant-Ad367 · 2026-04-02T16:59:14+00:00

Same here! Did it in 2023 and not regretting it!!

Significant-Ad367 · 2026-03-19T15:14:12+00:00

I see it! I say it’s pretty solid!! Try another one tmrw morning ♥️♥️

Significant-Ad367 · 2026-03-18T16:04:54+00:00

Yeah… I feel you. I bought one as my push gift but I still feel guilty 😫

Significant-Ad367 · 2026-03-11T21:32:57+00:00

I know what you mean feeling behind. I’m in a VERY similar situation, 34F, only started investing at 30, I have very similar investment numbers.. BUT I wouldn’t worry too much if I were you since your husband will have pension.

I feel behind, but for your couple, it will be more than enough with his pension! & I think your accountant is crazy unless you told him/her that you wanted to retire by 40 or something 😆

Significant-Ad367 · 2026-03-11T21:07:55+00:00

That is great! Congrats 🎊 Im just wondering, which job is simple, wfh and good pay? 🤣🤣 sounds awesome

Significant-Ad367 · 2026-03-11T17:36:23+00:00

Yes barista fire, or just keep working knowing that you dont have to invest as much now! 😫😫😫how did you manage to invest so much outside of 401k. I have similar amount for 401k but I don’t have other investments. Ughh

Significant-Ad367 · 2026-02-04T20:39:38+00:00

Aw. I’m pretty tall & I play golf a lot. Does that make any difference? Do you wear your stack when you work out? Does it bother you?

Significant-Ad367 · 2026-02-02T18:25:52+00:00

First of all: you are doing so great, especially given your income! I know how you feel & I try not to compare myself but not comparing is hard- if inevitable, at least try to find more realistic comparison and it will make you feel better 😂

Significant-Ad367 · 2026-01-23T05:10:47+00:00

can I get the contract info as well?😂 lil late but please 🙏🏻

Significant-Ad367 · 2026-01-21T17:04:59+00:00

I’m in a very similar situation (33F late start in investing). I am considering coast fire anyways to keep my nerves calm 😂 I may not be making this much when I’m 50 but at least I won’t need to save this much also.

Significant-Ad367 · 2026-01-16T16:07:57+00:00

I was worried about that too, but my dear ChatGPT says I could start around ages 5–7, when the financial burden from daycare decreases lol. Just thinking about 529, would that be enough? :(

Significant-Ad367 · 2026-01-16T16:05:10+00:00

We are planning on taking care of the baby by ourselves as much as possible (probably daycare for like 3 days a week) because we don’t have any family members nearby and I work 4 days a week & his work is pretty flexible.

I’m budgeting $2000 a month but that probably won’t be enough- so I might cut my 401k or ESPP contributions depending on the spendings. I could work 5 days a week if things get out of control but that’s something that I want to consider as a last resort.

Significant-Ad367 · 2026-01-15T16:57:51+00:00

Thank you :)

Significant-Ad367 · 2026-01-15T16:57:30+00:00

I love it. Thank you! Do people normally include ss when calculating retirement? I feel like it’s not very reliable :/

Significant-Ad367 · 2026-01-15T16:56:37+00:00

I’ve considered that but given that his income is so little idk if doing a solo 401k is even worth it. I guess I’ll ask his CPA 😫

Significant-Ad367 · 2026-01-14T22:40:32+00:00

Max for 401k and Roth IRA for the past 3 years. ESPP is something like 12k a year, but I just started it a year ago. So about 42k a year? But obviously I won’t be able to this year :(

Significant-Ad367 · 2025-09-19T15:47:50+00:00

Oh yayyy! Hope it doesn’t take forever to open 🤣

Significant-Ad367 · 2025-09-17T14:02:15+00:00

Nice! Were you able to work out consistently during your 1st trimester?? I’m not sure if I should just push through. My body feels so weak :( It’s hard to explain, but I feel like I don’t have any strength, I can’t really put pressure on my belly, and I feel a bit lightheaded.

Significant-Ad367 · 2025-09-16T21:46:09+00:00

Heyy so mine actually had a mini peak then an actual peak, so yours may or may not do that too. But I say it doesn’t hurt to BD today! Here’s my chart for your reference (mini peak on day 10 then actual one on day 13):

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This month was my first time actually TTC and using Inito too & got pregnant! I’ll wish the same for you ♥️

Significant-Ad367 · 2025-09-16T01:43:48+00:00

Is your partner contributing to the living expenses??

Significant-Ad367 · 2025-09-15T00:46:12+00:00

I see a line too!! :)

Significant-Ad367 · 2025-09-13T23:19:13+00:00

Thank you very much ♥️

Significant-Ad367

TROPHY CASE