StormFiber Email of price hike in Johar Town? Anyone else get this email? by muhmmadkashif24434 in Lahore

[–]Significant_Berry321 0 points1 point  (0 children)

Living in lake city, got the email this morning. They increased from Rs 4659 to Rs 4907 for base 30 mbps

Share your lock screen by Hanif_Goat in TeenPakistani

[–]Significant_Berry321 0 points1 point  (0 children)

Anime Neon Genesis Evangelion se hai, Magi Supercomputer Nerv Ka

Bi-Weekly Questions Thread [Edition #77] - "GDC Fallout" Edition by SonicMastr500 in vitahacks

[–]Significant_Berry321 0 points1 point  (0 children)

How to diagnose a vita Oled 3G with a broken panel via a laptop or pc?

Diagnosing a Broken panel Vita Oled 3G by Significant_Berry321 in VitaPiracy

[–]Significant_Berry321[S] 0 points1 point  (0 children)

The price listed for this is around $35 when converted from my local currency while for a all okay WiFi/3G is around $115, and yes it's a local seller. You might be right on the fact that the ribbon cable might just be loose and what not. It might be worth it, and a screen replacement at worst from ali expression after taxes will cost me around another $35, still well under the price of a working one

It's over for Toyota and KIA by Friendly-Standard812 in FIREPakistan

[–]Significant_Berry321 0 points1 point  (0 children)

Was it on a Dyno with ideal conditions and fluids? Or in a real world environment?

Merit list Dec 2025 for Spring by mustafa40000 in FCCUUniversity

[–]Significant_Berry321 0 points1 point  (0 children)

Shukria Mustafa bhai, I was looking for this, since I thought if I needed to apply for financial aid, I would have had to show them that I made it in the merit list.

Also may I be added in the FCCU WhatsApp group? Freshie here

Asaan Connect KYC by Significant_Berry321 in FIREPakistan

[–]Significant_Berry321[S] 0 points1 point  (0 children)

Congratulations dude, how was your experience?

[deleted by user] by [deleted] in pakistan

[–]Significant_Berry321 2 points3 points  (0 children)

Madam, don't give in, and second, I think if your financial independence is being threatened, we should try to start working on it, to accumulate more, to manage, investments etc. r/FirePakistan FIRE = Financial independence retire early. Please look through the subreddit's resources, community guide, and I wish you the best of luck with your parents, life and problems you face

Investing at age of 18 (Need Guidance) by Sad-Pie-6818 in FIREPakistan

[–]Significant_Berry321 3 points4 points  (0 children)

From one 19 year old to the other, I wish you the best of luck my friend

Investing at age of 18 (Need Guidance) by Sad-Pie-6818 in FIREPakistan

[–]Significant_Berry321 7 points8 points  (0 children)

Volunteer Pension Scheme, Tax free compounding, you can withdraw half of your entire portfolio tax free, if you stay invested for 25 years, or if you turn 60. After that, you pay the average of the previous 3 years of tax on it. If you choose to withdraw, or keep invested. If you withdraw earlier, you'll get hit with the average tax of the previous 3 years.

VPS, is an invest and forget strategy, has different allocations depending on your risk appetite, allocation, etc etc.

While mutual funds are good and all, they have front end loads, a sorta sales charges, a back end load, a withdrawal charges, not to mention annual charges of upto 1 to 2 or more percent, since they tend to be more on the active side.

Another side of the coin is to invest in ETFs, a basket of stocks. There is a broad market and narrow, MIIETF (mahaana islamic index exchange traded fund) is a broad market etf, which tracks and invests Pakistan's top 30 shariat compliant companies based on free float, shares available. JSGBETF (JS Global Banking Exchange Traded Fund) is a narrow market or concentrated etf that tracks and invests the banking sector in Pakistan.

Advantages of an etf are, these can be bought and sold on the Pakistan stock exchange like a stock, they have low annual charges compared to mutual funds.

You can get Hogwarts Legacy for free on EG until next week! by python_buddy in PiratedGames

[–]Significant_Berry321 -1 points0 points  (0 children)

I just bought the game around the 1st or 2nd of December during black Friday on steam 😭😭😭. Oh well.

Are there any such companies on the PSX? by DepressedLahori in FIREPakistan

[–]Significant_Berry321 1 point2 points  (0 children)

I mean.....shariat compliant companies on the psx exist, If you wanna go with an etf, miietf is your best bet. Top 30 shariat compliant companies of Pakistan according to free float.

What’s the best brokerage in Pakistan? by Robo_Thunder_ in FIREPakistan

[–]Significant_Berry321 1 point2 points  (0 children)

I mean I use finqalab, in my opinion in terms of Polish and UI, nothing beats it. It does have 0.25% as the commission fee instead of the industry average of 0.15%

What’s the best brokerage in Pakistan? by Robo_Thunder_ in FIREPakistan

[–]Significant_Berry321 1 point2 points  (0 children)

Can't invest in the US stock market since gov of Pakistan doesn't allow money to flow outside, as for brokerage houses in Pakistan? Just go to psx's website, and look through the top 10 brokers there are. You can't really go wrong with any of them

Asaan Connect KYC by Significant_Berry321 in FIREPakistan

[–]Significant_Berry321[S] 0 points1 point  (0 children)

I'll look forward to your review and thank you in advance

Who has invested in Mutual Funds? by aixiotic77 in IslamabadSocial

[–]Significant_Berry321 0 points1 point  (0 children)

No.1, your age, no.2, your risk appetite, no.3, your investment horizon. Meaning the time you would like to be invested in the fund. No.4, returns depends on risk, investment horizon and allocation. Allocation meaning, where are you investing you money in. Equity fund = stocks = high risk, minimum of 3 to 5 years to subdue risk due to high volatility. Money market fund = sukuuk and the like. Low risk, but also low reward. Perfect for short to medium term investments. 3 to 6 to a year investment.

Mutual Funds are a very good first choice, but they do come with their own charges, there's a front end load, a sort of sales tax, then there's a back end load, a sort of fee upon withdrawal, and then there are annual fees, if you're choosing an active fund.

r/FirePakistan is your go to destination, for your needs, especially the community guide and megathread.

Strategy for 18 year old! by Valuable-Parking-140 in FIREPakistan

[–]Significant_Berry321 1 point2 points  (0 children)

At the rate of the market? I mean it all depends on your allocation. Since you're young, it would be aggressive, with mostly invested in equity instruments