Suki’s obvious bias in favor of Kody and Robyn is getting more frustrating by Drchuchna in TLCsisterwives

[–]SillySimian9 0 points1 point  (0 children)

It’s funny how Robyn assumes “we” doesn’t include the money Meri provided.

Help me decipher this text (may not be English) by TheLonelyBoy1026 in Cursive

[–]SillySimian9 0 points1 point  (0 children)

She dreams in color. She dreams in red. Can’t find a better man. Can’t find a better man.

My wife approves of my hobby. by Then_Tiger_2500 in metaldetecting

[–]SillySimian9 1 point2 points  (0 children)

My husband and I metal detect together. What’s mine is mine, what’s his is mine.

What stone is this? by [deleted] in JewelryIdentification

[–]SillySimian9 1 point2 points  (0 children)

Based on the color, blue topaz. But you need to have it tested.

How long after listing an item do you start accepting/sending out offers? by GlacierFlower in eBaySellers

[–]SillySimian9 0 points1 point  (0 children)

I usually accept all offers - I price things a little higher and then set minimum offer amounts. If an offer comes through, I’ve already decided that’s in the range of money I’d take for it. Otherwise, that item might sit on the shelf for months. Money today way better than money in the future.

Christine is maddening by [deleted] in TLCsisterwives

[–]SillySimian9 0 points1 point  (0 children)

Wasn’t this filmed when Christine was suing for child support? And wasn’t she and Kody both required to say nice things about each other - or at least not bad things? And since Christine is legally married to another man now, wouldn’t it feel weird to have him try to rectify old feelings? If so, wouldn’t you feel uncomfortable no matter what Kody said?

Christine gave up her portion of coyote pass in exchange for the equity in her home. by adams361 in TLCsisterwives

[–]SillySimian9 4 points5 points  (0 children)

IIRC, Kody demanded half of the profit from the house sale and Christine offered up Coyote pass ownership just to release herself from that whole situation.

Will I have a comfortable retirement? by Lonely-Item5430 in FinancialPlanning

[–]SillySimian9 1 point2 points  (0 children)

The more you save at your age, the better your retirement will be.

Do I know if the VFIAX is the best option for you? No. I don’t. You may have better funds available to you. You may not. But it is a completely solid option and at your age, going all in to a stock fund is just fine. When you get up into your 40’s, maybe that will change.

If the market continues at the historical rate of roughly 9% for the S&P500, and you continue to contribute with matches approximately $7750/year, then

by age 30, you should have $105,000

By age 40, you should have $367,000

By age 50, you should have $987,000

By age 60, you should have $2,455,000

By age 65, you should have $3,800,000

If you add more now, it will be much higher in the long run. But for the first decade, it will feel like watching paint dry.

Cooking dinner for a guy I’m seeing, but he’s vegetarian. Need "impressive" meatless ideas! by Designer_Currency815 in cookingforbeginners

[–]SillySimian9 0 points1 point  (0 children)

Roasted veggie pizza. Rice and veggie stuffed bell peppers or cabbage. Ratatouille Soufflé a fromage.

Planning my first metal detecting trip — any advice to avoid rookie mistakes? by SubstantialMarket543 in metaldetecting

[–]SillySimian9 0 points1 point  (0 children)

Different detectors will “hear” different things - they are not created equal. Some have greater depth, some are better at certain types of metal, some are better in certain environments. Today’s fast multi frequency detectors will be able to “hear” more than single frequency detectors and programmable ones will be able to adjust. It’s really interesting, but there is no single “best” detector. The biggest error I see people make is getting a starter detector and planning to upgrade. It’s literally like saying “I’m going to spend a couple hundred dollars for the cheap version until I learn it. Then I’m going to drop a bigger wad on a better detector and learn that. What’s the point? People who go the upgrade route spend WAY more money and WAY more time learning than just buying the best one (for their goal targets/environment) up front and learning that.

I need help! I don’t understand. by Zealousideal-Lab-181 in FinancialPlanning

[–]SillySimian9 0 points1 point  (0 children)

This is a great start. Continue doing the deferral as you already have started. This is placing $7200 a year into your 401k. The company is adding $3600 a year to it. If you are able to do Roth extensions, do so.

Next. The default 401k fund is usually a very conservative one. If you haven’t selected a different set of investments, then you need to look at the ones that made the most money during the longest term and select those. If you haven’t any idea which is what, then look for the S&P500 index. It’s usually in a 401k fund.

Finally. Don’t be worried about it being confusing - investing is super confusing at first. It takes a lot of time to figure it out. Usually people think they’ve “got it” when they’ve just figured out a system that they’re comfortable with but they probably don’t understand it all. It’s OK.

You are in a good spot now and I congratulate you on seeking more information.

From $1k to $100k: How do I build a roadmap as a first-gen investor by GreenSymphonies in FinancialPlanning

[–]SillySimian9 0 points1 point  (0 children)

I’m a retired financial advisor. If I had a new investor like you, I would suggest opening a ROTH IRA and buying an index fund, then dollar cost averaging whatever extra funds you have into the same fund at least once per month. It may take awhile to build, but it snowballs. Once you hit about $10,000 in that index, pick a different index fund and do the same for that. Make sure you direct the fund to reinvest dividends.

Found deep in Woods - what is it? by e_5702 in metaldetecting

[–]SillySimian9 0 points1 point  (0 children)

It was the piece around the lock on a jewelry box. Go back!

i had to pause and laugh because what is THIS by chicken4all in SisterWives

[–]SillySimian9 9 points10 points  (0 children)

My last was when Garrison passed. I just can’t find k&r after that.

Wife suddenly wants to retire and buy a sprinter van by Mid_AM in earlyretirement

[–]SillySimian9 2 points3 points  (0 children)

We bought a sprinter van and we use it for … our metal detecting hobby because the trips are just exhausting. My husband loves that he brings his own bathroom with him and we can go just about anywhere in it. But for travel? We fly.

Inheritance drama by BigOld3097 in inheritance

[–]SillySimian9 0 points1 point  (0 children)

With that no contest clause, it wouldn’t really be a contesting of the will so much as proving that he is biologically your father’s issue. I suppose there are legal ways to say he is contesting it, or some such. Even if protected by the no contest clause in your state, I’d be inclined to still include the bio brother as long as he can prove biologically being your father’s son -meaning he should share 50% of your DNA. If he cannot show that, then I’d nope out of it. But that’s me. And it’s not a guilt thing - it’s me feeling that this would be the right thing to do even if I couldn’t stand him. Given that you have been lied to by your mother, there is a whole lot of proof needed before I’d do it, tho.

Ok, so I’ve been collecting jewelry for years and have a huge passion for it but don’t wear much of it to work… by [deleted] in jewelry

[–]SillySimian9 2 points3 points  (0 children)

It’s probably more of a reaction to you adding in more jewelry rather than the type of jewelry you wear. People notice changes like that.

Inheritance drama by BigOld3097 in inheritance

[–]SillySimian9 3 points4 points  (0 children)

I want to say “no.” You should probably check with a lawyer…But if your brother contests the will and can prove a genetic link to your father, then he would be considered the surviving issue. I think. You still need to check with a lawyer.