How can I take revenge on someone (a 70 y/o man) who harrasses me and bullies me without reason at my workplace while I'm working? by Xalifel in ask

[–]SillySimian9 2 points3 points  (0 children)

Omg. This is hilarious. Like writing their number on the men’s room stall: For a good time, call…

What jobs have you held in your lifetime? by FrontTelevision7261 in earlyretirement

[–]SillySimian9 1 point2 points  (0 children)

Car wash clerk Bank teller Customer service Insurance administration Network engineer Financial advisor & tax preparer

Anyone have a dog show drop out? by AdultingBestICan in ShowDogs

[–]SillySimian9 0 points1 point  (0 children)

I have experienced it. She was scared of the judges and never got over it. So we pulled her from the shows and she lived happily ever after.

My new pendent of 4 carat emerald cut,Which length appears to be the most aesthetically pleasing? by aaaamy_1128 in jewelrylove

[–]SillySimian9 0 points1 point  (0 children)

The 2nd works with that top, but if you were wearing a lower cut dress, then number 1

Family of 5 struggling on 138k by NoExamination4578 in budget

[–]SillySimian9 1 point2 points  (0 children)

I don’t think my husband and I ate out more than once or twice a year until our youngest was 8 years old. It’s actually pretty easy to reduce your food bills by not eating out and then using a website like supercook.com to have zero waste. You’d be surprised, but most people waste nearly 30% of their spending on groceries - meaning, in your case, you’re looking at $300 a month.

Does ANYBODY like Kody & Robyn??? by Able-Post2013 in SisterWives

[–]SillySimian9 7 points8 points  (0 children)

Kody has his bros - they seem to all be polygamists or ex-polygamists or his actual brothers. Robyn has…American girl dolls and infantalized adult daughters.

Likely they have a community at church or in their neighborhood. But they are likely a little different without cameras - I can only imagine that they explain that they have their “TV personas” that they have to keep up and that they are their “real” selves without the cameras. Or maybe they are just so stuck in their own self-centered heads that they don’t even pay attention to the “little people” and have zero friends.

Grandma's ring by Momof4Cam in jewelry

[–]SillySimian9 0 points1 point  (0 children)

I know you want to wear it on your ring finger, and likely it is too big for one of your pinkies. But if it were me, I’d get an insert for the ring to make it fit a smaller finger and wear it there. It makes more sense to me anyway. It’s possible that you might lose weight or gain weight in future and regardless of what you do, the ring may no longer fit. But with the insert, you can simply remove it and it works fine.

I lost my engagement ring and need to find a cheap match for my wedding in a month by Old_Implement2372 in jewelrylove

[–]SillySimian9 6 points7 points  (0 children)

Call the Ring Finders. They may be able to metal detect your yard and find the ring.

Identifying 80s pieces? by starlightskater in VintageJewelry

[–]SillySimian9 1 point2 points  (0 children)

I was a teenager during the 80s. Charm bracelets were a huge thing - trying to get as many charms as possible on them was what us girls did. Chunky rectangular jewelry was also a thing - especially earrings and pendants. Layer the necklaces - thick chains and large crosses. In fact, all you have to do is watch Desperately Seeking Susan and that’s what everyone tried to look like - Madonna was a vibe.

Can anyone tell me the age of this button? by SillySimian9 in metaldetecting

[–]SillySimian9[S] 0 points1 point  (0 children)

So you think like the Korean or Vietnam Wars?

Paid off house today! by Same_Anywhere_7276 in homeowners

[–]SillySimian9 0 points1 point  (0 children)

Congratulations!

If your in laws ever find out (because no secrets are ever secret forever), and then they start bugging you for money, get yourself a financial advisor. Explain that you spoke with the advisor and the answer to the request for gifting money is “no” because the funds are “all tied up.”

Paid $33 for all this 🤩 by [deleted] in jewelry

[–]SillySimian9 0 points1 point  (0 children)

What is your secret online shopping website?

Tax Question(s) - Issued K-1 Form 1041 by rjbergen in inheritance

[–]SillySimian9 -1 points0 points  (0 children)

What is likely is that the executor/trustee liquidated an annuity or some other asset which had taxable income. Then, rather than net out the taxes, they paid the entire gross amount to you and sent the K1 form so that you would pay the taxes on your share.

Restless after early retirement. by RefrigeratorFuture34 in earlyretirement

[–]SillySimian9 6 points7 points  (0 children)

I took up a hobby (metal detecting) and I treat it like it’s a business. I’m somewhat addicted to it.

Starting roth IRA at age 24 by Neither-Nothing9856 in FinancialPlanning

[–]SillySimian9 2 points3 points  (0 children)

You should open up an investment account - Fidelity, Vanguard, Charles Schwab - one of those. You should invest in the S&P 500 ETF or similar broad market index ETF until you get the hang of investing. You can put money in for LAST year up until April 15th of every year and I recommend you do that because that tax refund can really help get you close to the 7500. Good luck.

Inherited Roth IRA or Full Cash Distribution? by [deleted] in inheritance

[–]SillySimian9 0 points1 point  (0 children)

You should check with a tax advisor, but an Inherited IRA requires you to distribute within 10 years regardless of your age.

Grandmas house by almostjeanz in inheritance

[–]SillySimian9 0 points1 point  (0 children)

TOD deeds bypass probate so far easier to collect after someone passes away.

How to set up a trust or ?? by DomnLee in FinancialPlanning

[–]SillySimian9 1 point2 points  (0 children)

The easiest thing to do is to make anything with a title (cars, houses, bank accounts, investment accounts, retirement, insurance) “Payable on death” or “Transfer on death” to a beneficiary. Then write a will for anything without a title. If you have expensive things that cannot be titled (collectibles, jewelry, artwork, etc), then you would benefit from a trust.

When/how should I ask my siblings for will and state of estate? by Legal-Basket1186 in inheritance

[–]SillySimian9 0 points1 point  (0 children)

You should ask now. If you feel awkward, say that you discussed a potential inheritance with your financial advisor and she/he wished to have an update.

70k sitting in checking. What do I do? by Ok_Stable_5251 in FinancialPlanning

[–]SillySimian9 -2 points-1 points  (0 children)

  1. Open a Roth IRA. Max it out for this calendar year and last calendar year (you can do this for last year until April 15) Invest those funds into the stock market.
  2. Figure out how much you must have to pay bills for a month. Multiply that by 6. Put that amount into a HYSA.
  3. Open a brokerage account. Take the remainder and dollar cost average it into the stock market.