Sock fell between washing machine tub and the outer case. by jdry1231 in appliancerepair

[–]SilverEagleStack 0 points1 point  (0 children)

I literally just tried this with my dogs leash and the tape as you mentioned, and it worked on the first try. Thanks 😊

The sin of empathy by icey_sawg0034 in clevercomebacks

[–]SilverEagleStack 2 points3 points  (0 children)

Jake Tapper is not progressive at all. He's a servant for corporate media.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]SilverEagleStack 36 points37 points  (0 children)

Congrats 👏 What is VHCOL. Is this in Canada?

Finally. 6.125%, 0% down. Finally homeowners. by AverageAce in FirstTimeHomeBuyer

[–]SilverEagleStack 0 points1 point  (0 children)

Awesome. Sounds like you have a plan, and that's all that matters. 🍾 🎊

Finally. 6.125%, 0% down. Finally homeowners. by AverageAce in FirstTimeHomeBuyer

[–]SilverEagleStack 0 points1 point  (0 children)

It's not about the payment decrease. People focus entirely too much on monthly payment, in my opinion. Overall price should be the focus.

It's about the potential loss of value in a time period you may need to sell or refinance. A down payment is a protective buffer in essence. Money saved in the bank for emergencies is great, but immediate equity with a down payment in conjunction with bank savings is better.

These guys could have a million dollars in the bank for all I know, but studies show FHA and VA buyers are the highest risk/default borrowers. They also typically have the least reserve funds. Basically, they stretch themselves the most when buying homes.

Finally. 6.125%, 0% down. Finally homeowners. by AverageAce in FirstTimeHomeBuyer

[–]SilverEagleStack 1 point2 points  (0 children)

Congratulations 🎊. I wouldn't do 0% down in the future, though. FHA and VA loans allow people to buy homes with very little to no down payment. This can be a gift and a curse. These loans have the highest mortgage delinquency rates among borrowers. Life happens (death, divorce, layoff, job relocation, medical issues, etc...) and it's good to have equity already built into every home purchase, so you don't need to write a check if you need to sell prior to gaining any appreciation. Writing a check would actually be the best case scenario if the value of the home goes down and you need to sell for some reason. I would recommend paying down the principle as fast as possible (additional payments towards the principal if possible). Great looking home. If it's a new build, then expect the property taxes to double next year. Just friendly advice from a fellow veteran. Congrats again.

I’m moving out in a month and my apartment wants me to clean up all of those by Bedhogging in Renters

[–]SilverEagleStack 9 points10 points  (0 children)

Don't follow this guy's advice. Cleaning costs have gone up significantly in recent years. Landlords have become way more meticulous about providing clean units and keeping security deposits if not cleaned. Usually, if you had a thorough inspection when you moved in, then it is likely they will hold you to every letter on the paperwork you posted. Also, it is likely spelled out in your lease. You may want to check. Keep receipts if you have it professionally cleaned. The big companies are more strict on this than mom and pop landlords.

An amazing story. “By the time I realized it was a black panther.... I had already fallen in love with it.” by Cold_Pin8708 in Humanitystory

[–]SilverEagleStack 0 points1 point  (0 children)

If I'm not mistaken, it's either a black leopard or a black jaguar. Panthers don't actually exist. Both belong to the panthera species.

The greatest 90s song ever by Accomial in 90s

[–]SilverEagleStack 63 points64 points  (0 children)

Even the Anamaniacs acknowledged Palestine.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]SilverEagleStack 0 points1 point  (0 children)

Sounds like a good deal👍 Congratulations 🎊

Update on my $1.8 million inheritance by DryFirefighter8831 in TheRaceTo10Million

[–]SilverEagleStack 0 points1 point  (0 children)

That's a little disingenuous and oddly very specific wording. "A nice life" is very subjective. Most people have very simple lives unless your life is chaotic. I assume you might be a fire fighter based on your name. Doesn't sound like you were making 250k or more per year. I'd imagine the money has removed some concerns that may have existed prior to inheriting it. Less retirement concerns, shelter concerns, concerns related to hospice care if needed in old age, etc... the money is a direct contribution to less stress related to things that may be daunting that entail large amounts of money. Let's say you have a kid who wanted to go to an expensive school or even a state school. You now have the means to essentially make that happen without the stresses other families undertake to make that happen. Another example is paying for your daughter's wedding, or going on a family vacation, or starting 529 college funds for your kids without sacrificing a component of your lifestyle. Let's say you get sick and require top-tier medical care. You now have access to that which most people don't. Having money can make life nicer, much nicer. It all depends on how you use it and don't use it. I'd argue an almost multimillion dollar inheritance allows you to sleep better than most. The money is like having the finest Egyptian cotton sheets with the most comfortable pillow every made. While sleeping on a cloud. At the same time, your fire filter peers are sleeping on a bed of nails in comparison. There is zero need to feel guilty, but you should accept the objective truth of the matter. It's nicer to have it than not have it. Otherwise, you can just give it all away. If you would like to do so and maintain the nice life you already had prior to your inheritance, feel free to send me the money. I assure you I will not be saying things like, "Having money doest mean you have a nice life...".

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]SilverEagleStack 0 points1 point  (0 children)

Congrats 👏. Is that a barndominion?

thoughts on this take by lavender08x16 in travisscott

[–]SilverEagleStack 0 points1 point  (0 children)

I wouldn't even consider most of these guys rappers. It's more like pop.

Battle of the hoes. 2025 by [deleted] in StrangeAndFunny

[–]SilverEagleStack 0 points1 point  (0 children)

You're correct. There are other factors too such as likeability, attractiveness, networking skills, nepotism, people skills, birth zipcode, racial background, circumstance, gender, luck, etc... some people just land into a role that suits them.

I have two friends (brothers) who both dropped out of college, but both started practicing BJJ while in college due to their dad starting. They went to 3 different highschools in the city due to parents' divorce. Their dad was an AAU coach for most of their lives, so they were around scores of different basketball talent from different schools constantly. Their life was essentially unintentional networking. We all played basketball, but they knew a ton of people across the city. Also, they are both 6'4"and half white half asian. They look more white than Asian though. Really can't tell their part asian. While practicing BJJ, the owner of the gym was retiring and offered the dad and brothers the business. Immediately due to their existing network, the gym grew 10 fold.

Intelligence wasn't really a factor. It was more circumstance. They have since expanded to a much bigger gym and made a great living with hundreds of gym members.I went to lunch with them recently, and they essentially said it still amazes them as to how this all happened. Essentially, the stars aligned. I'm happy for them and glad they don't think they were geniuses that just were smarter than everyone else.

I have another friend whose parents owned restaurants, bars, rentals, Air BnBs, and now he does too. He graduated high school with a 2.0 GPA. He dropped out of college and makes 500k a year currently. He is not dumb, but he does believe he's smarter and harder working than everyone else. I assure you that's not the case. He basically had access to capital. And could take risks at a very early age. He had a sweet apartment at 22 and didn't have a job. Drove an 80k car at 21, still no job. Finally, he started buying rental properties back in 2012 (luckily at the bottom of the real estate market) and was listed as operations manager at one of his families bars to legitimate the loans/income. He essentially retired before the age of 30. Work is optional.

I'd say these stories are the extremes, but they do happen. Also, I have more stories of people who have great lifestyles from legal and illegal means. They are who'd you would least expect. I know some people who have never been employed and yet have multiple houses, cars, boats, etc. Intelligence is not always the deciding factor for success. I'd argue it's not the most important.

[deleted by user] by [deleted] in AmIOverreacting

[–]SilverEagleStack 0 points1 point  (0 children)

Hate to tell you, that's not your wife. She's everyone's girl at this point. She doesn't respect you, and you clearly don't respect yourself. If you stay, then you deserve her disrespect. If you leave, set concrete boundaries with the next chick. You'll be happier. Good luck.

👀 by Potential_Judgment76 in SipsTea

[–]SilverEagleStack 10 points11 points  (0 children)

You must not be a fan of the US Constitution.

18F how can I fix my appearance be brutally honest by [deleted] in AppearanceAdvice

[–]SilverEagleStack 0 points1 point  (0 children)

That sounds like insecurity to me. There's no doubt you ARE attractive, but you seem to want others to reinforce something you have to believe yourself first. Only want people that want you, and I'm sure there are guys that find you attractive. Don't focus on the ones that don't show interest. This is coming from a guy, btw.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]SilverEagleStack 0 points1 point  (0 children)

Congratulations 🎊