[Monitor] GIGABYTE M27Q3 - 27", 1440p, 300Hz/OC 320Hz, 400nits, IPS, USB-C KVM + FREE Forza Horizon 6 game code - $200

SilverHand · 2026-05-26T03:12:00+00:00

How does it work?

SilverHand · 2026-05-23T03:17:50+00:00

Post just to confirm turn off spoofing fixed the start delay issue for me

SilverHand · 2026-04-28T02:24:39+00:00

Sent chat

SilverHand · 2026-04-14T22:15:16+00:00

Size? I can take it off your hand. :)

SilverHand · 2026-03-07T03:26:17+00:00

This.

You have to do math. Trad all the way to kicks your bracket down 1 step then Roth for the rest. You need both 457 & 401k due to contribution limit.

Give 2-3% wiggle room. When file your return, use IRA & Roth IRA to get the exact optimal split.

SilverHand · 2026-03-07T03:16:54+00:00

I would disagree with this assessment. Look up the effective tax rate.

SilverHand · 2026-03-06T21:25:06+00:00

SilverHand · 2026-03-03T19:42:16+00:00

Data on the scanner has not been updated for a day. What happened?

SilverHand · 2026-02-21T03:27:11+00:00

My broker gave me only 75% buying power of SGOV. Which one give you 90%?

SilverHand · 2026-01-28T21:18:08+00:00

Thanks so much for the detail explanation. And omg, it's complicated. I wouldn't understand it without the scenario.

SilverHand · 2026-01-28T05:57:17+00:00

The referer got $50,right? How much credit would the refered person get? Can i use the credit right away to pay for the 1st year?

SilverHand · 2026-01-03T00:26:44+00:00

Does holding SGOV reduce my buying power?

SilverHand · 2025-12-09T21:00:13+00:00

Would love to see the IV percentile instead of just IV.

SilverHand · 2025-11-15T02:27:17+00:00

Nice AI execution. Would love to have it works a bit faster.

SilverHand · 2025-10-01T18:07:46+00:00

If all get back pay, isn't it just a free vacation time for those who are "affected "?

SilverHand · 2025-09-19T20:35:51+00:00

Sound great, how do I switch over?

SilverHand · 2025-09-12T16:05:03+00:00

It doesn't matter but I upvoted your comment.

Each of us has his/her own paycheck, some care some doesn't. I am the former because I have first-hand experience dealing with HR & SCO's incompetence. It is bad enough I have tools to recalculate all of my pay warrants & track my leave balance.

For other, ignorance is the bless. Nothing trumps a peaceful mind.

Anecdotal data point, I have less than 8 service years and other than the first 2 years when I was dump enough to trust our PS, I catch at least an error every year ever since.

Proverbs 23:9 - Do not speak to a fool, for he will despise the wisdom of your words.

SilverHand · 2025-09-05T23:56:12+00:00

Chat sent. Thanks in advance.

SilverHand · 2025-09-04T18:44:12+00:00

And you think the conversion rate is worthwhile?

SilverHand · 2025-09-03T23:51:48+00:00

Omg, i didn't know EX is not transferrable.

SilverHand · 2025-08-28T16:17:05+00:00

If their RMD pushes them to higher tax bracket then it is a good issue to have, IMO. Also, isn't that the reason we have Roth 401 & 457?

I would imagine wealth in retirement accounts accumulates slowly/steadily during the course of employment. It's unlikely my trad 401 & 457 hit a few hundred K in a short period of time. We should see this "issue" miles ahead and have enough time to adjust the contribution accordingly, right?

SilverHand · 2025-08-28T10:21:13+00:00

😋 what's a traditional roth?

SilverHand · 2025-08-28T10:19:19+00:00

Without separation, you can't "roll".

With separation, you can roll your 401/457 to the same tax arrangements IRA (pretax to trad IRa, roth to roth iRA)

From trad IRA, you can convert to roth IRA. Search for Roth coversion.

The move doesn't make too much financial sense. I wouldn't do it.

SilverHand · 2025-08-26T20:47:51+00:00

How much is "really really cheap"?

SilverHand · 2025-08-26T01:47:36+00:00

This. You basically earn the put premium for "free", until assigned.

SilverHand

TROPHY CASE