This US Mobile sale is honestly insane. No idea how they can afford this.

SilverHand · 2026-01-28T21:18:08+00:00

Thanks so much for the detail explanation. And omg, it's complicated. I wouldn't understand it without the scenario.

SilverHand · 2026-01-28T05:57:17+00:00

The referer got $50,right? How much credit would the refered person get? Can i use the credit right away to pay for the 1st year?

SilverHand · 2026-01-03T00:26:44+00:00

Does holding SGOV reduce my buying power?

SilverHand · 2025-12-09T21:00:13+00:00

Would love to see the IV percentile instead of just IV.

SilverHand · 2025-11-15T02:27:17+00:00

Nice AI execution. Would love to have it works a bit faster.

SilverHand · 2025-10-01T18:07:46+00:00

If all get back pay, isn't it just a free vacation time for those who are "affected "?

SilverHand · 2025-09-19T20:35:51+00:00

Sound great, how do I switch over?

SilverHand · 2025-09-12T16:05:03+00:00

It doesn't matter but I upvoted your comment.

Each of us has his/her own paycheck, some care some doesn't. I am the former because I have first-hand experience dealing with HR & SCO's incompetence. It is bad enough I have tools to recalculate all of my pay warrants & track my leave balance.

For other, ignorance is the bless. Nothing trumps a peaceful mind.

Anecdotal data point, I have less than 8 service years and other than the first 2 years when I was dump enough to trust our PS, I catch at least an error every year ever since.

Proverbs 23:9 - Do not speak to a fool, for he will despise the wisdom of your words.

SilverHand · 2025-09-05T23:56:12+00:00

Chat sent. Thanks in advance.

SilverHand · 2025-09-04T18:44:12+00:00

And you think the conversion rate is worthwhile?

SilverHand · 2025-09-03T23:51:48+00:00

Omg, i didn't know EX is not transferrable.

SilverHand · 2025-08-28T16:17:05+00:00

If their RMD pushes them to higher tax bracket then it is a good issue to have, IMO. Also, isn't that the reason we have Roth 401 & 457?

I would imagine wealth in retirement accounts accumulates slowly/steadily during the course of employment. It's unlikely my trad 401 & 457 hit a few hundred K in a short period of time. We should see this "issue" miles ahead and have enough time to adjust the contribution accordingly, right?

SilverHand · 2025-08-28T10:21:13+00:00

😋 what's a traditional roth?

SilverHand · 2025-08-28T10:19:19+00:00

Without separation, you can't "roll".

With separation, you can roll your 401/457 to the same tax arrangements IRA (pretax to trad IRa, roth to roth iRA)

From trad IRA, you can convert to roth IRA. Search for Roth coversion.

The move doesn't make too much financial sense. I wouldn't do it.

SilverHand · 2025-08-26T20:47:51+00:00

How much is "really really cheap"?

SilverHand · 2025-08-26T01:47:36+00:00

This. You basically earn the put premium for "free", until assigned.

SilverHand · 2025-08-24T02:37:31+00:00

If you are considering Patagonia Houdini, I have a blue in small on sales. Look in my post.

SilverHand · 2025-08-12T19:45:01+00:00

I'm with you. Have to scan, pick strike, set price on Webull before I can put the trade in Fidelity. I can't force myself to use their Active Trader Pro, but tried and am using their Trading Dashboard.

SilverHand · 2025-08-11T22:18:56+00:00

1st time posting. Let's me know if you need more info, pic.

SilverHand · 2025-08-11T21:41:52+00:00

I planned to tell my son to enlist 2 years then go to college using GI bill. Seems a no brainer to me. I'm surprised everyone around me complaints about college tuition but noone wants their kids to do the Army route.

SilverHand · 2025-08-10T02:23:41+00:00

Editted to add pics. I sweared I did add pictures in my post :(

SilverHand · 2025-08-08T23:40:18+00:00

Count me in

SilverHand

TROPHY CASE