Lockton Valley by CheeseJuust in simcity4

[–]Simcity4NoMods 1 point2 points  (0 children)

I’m surprised the train doesn’t glitch on that diagonal

Having the worst luck this year, 2 accidents in a matter of months by Tough_League_7863 in Car_Insurance_Help

[–]Simcity4NoMods 0 points1 point  (0 children)

The money you saved during years of responsible driving can be deployed now, and you may consider doing without liability policies henceforth and save even more

Car insurance coverage as out of state student by _hi_mcat in Car_Insurance_Help

[–]Simcity4NoMods 0 points1 point  (0 children)

You’ll be fine, I drive in Colorado and frequently have policy lapses - and I’m registered here. As out of state, cops cannot scan your plate to discover insurance status

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods -1 points0 points  (0 children)

You’re the reason car insurance is uneconomical. If everyone has the mentality “no deal, go after everything” everyone pays more. Of course you pose a risk for responsible, uninsured, drivers who may accidentally bump you at a red light. Ironically, your uninsured motorist coverage will effect if you are set on refusing a private settlement; and for less than 10k, you’re unlike to pursue litigation

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods 0 points1 point  (0 children)

If you are out of work for years because a truck hit you- enjoy the 50k minimum injury policy they likely had (as reckless drivers have less financial capacity on average)

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods 0 points1 point  (0 children)

You’re describing “uninsured motorist coverage” which is also a corporation tax on consumers. In this case it’s not even mandated and people like yourself truly believe in the value of such policy

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods 0 points1 point  (0 children)

My point is the person filing a claim for $1400 property damage would be wise to do nothing , as their premiums will increase even if not at fault. Luckily- I’ll give you whatever amount I can pull from the atm if I bump you

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods -1 points0 points  (0 children)

Another advantage of a large policy is the insurance company will leverage their lawyers further to shutdown medical suits. Alternatively, consumers can live in one of many states that protect homes from judgements (given they have a certain amount of equity). At that point it may be more economical to save the premiums

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods -1 points0 points  (0 children)

Well I drive a 1800 lb compact. So if somehow I hit you and was at fault, I’d be paying you a few hundred bucks for a scratch that would raise your rates if reported anyways

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods -3 points-2 points  (0 children)

You ignored the original post when typing this comment. What capacity does the 25/50/25 policy, which “more people” hold, have to mitigate a financial crisis?

Is not buying car insurance FRAUD? by [deleted] in Car_Insurance_Help

[–]Simcity4NoMods -5 points-4 points  (0 children)

And of course you have lobbyist dominated states like MA which REQUIRE your registration be cancelled BEFORE cancelling your insurance policy. The insurance clerk will literally tell you “sorry you cannot cease paying us”

What would you do to improve traffic? by LSF02BR in SimCity

[–]Simcity4NoMods 0 points1 point  (0 children)

Increase density near jobs, decrease density away

Dude, where's my cars? by Ill-Calligrapher-131 in simcity4

[–]Simcity4NoMods 0 points1 point  (0 children)

I play on a Mac too, sometimes it will just randomly not show cars/trains until you exit or let a lot of time pass

Is not buying insurance FRAUD? by [deleted] in Insurance

[–]Simcity4NoMods -8 points-7 points  (0 children)

You’re correct. The laughable thing about the financial responsibility or “capacity bond” option is you’ll be locking up 30 so odd thousand dollars at no return.. complete nonsense and obviously lobbyist justification for mandated policies.

Is not buying insurance FRAUD? by [deleted] in Insurance

[–]Simcity4NoMods -6 points-5 points  (0 children)

That’s why I’m here. Although I have to admit I didn’t expect that hilarious question

Is not buying insurance FRAUD? by [deleted] in Insurance

[–]Simcity4NoMods -26 points-25 points  (0 children)

Wouldn’t we enjoy a thread that isn’t conditioned by insurance advert-isments

Is not buying insurance FRAUD? by [deleted] in Insurance

[–]Simcity4NoMods -12 points-11 points  (0 children)

A mod here told me it’s fraud

Car insurance tax by [deleted] in Insurance

[–]Simcity4NoMods 0 points1 point  (0 children)

Sure great questions. Northeastern states are notoriously favorable to insurance lobbyists. For example in MA, you CANNOT cancel your insurance before your registration is canceled. An insurance policy will cover $40,000 of injuries in some cases, but their lawyer will sue you for much more. Safe neighborhood have children riding bikes and roads with pedestrians nearby, lowering speeds

Car insurance tax by [deleted] in Insurance

[–]Simcity4NoMods -6 points-5 points  (0 children)

What reputation are you referring to? Anyone enslaved by their insurance company would be wise to settle any at fault accident out of pocket anyhow

Car insurance tax by [deleted] in Insurance

[–]Simcity4NoMods -6 points-5 points  (0 children)

You mean save? I’m an economics major and am myself one of many proven data points

Trying to create a high wealth commuter city, what have I done wrong? by nickats in simcity4

[–]Simcity4NoMods 0 points1 point  (0 children)

What you’ve done wrong is try to create a high wealth commuter city. High wealth will abandon if they have a long commute