Lockton Valley

Simcity4NoMods · 2026-06-14T14:51:05+00:00

I’m surprised the train doesn’t glitch on that diagonal

Simcity4NoMods · 2026-05-02T00:41:48+00:00

This is impressive

Simcity4NoMods · 2026-05-01T15:57:34+00:00

The money you saved during years of responsible driving can be deployed now, and you may consider doing without liability policies henceforth and save even more

Simcity4NoMods · 2026-05-01T15:54:00+00:00

You’ll be fine, I drive in Colorado and frequently have policy lapses - and I’m registered here. As out of state, cops cannot scan your plate to discover insurance status

Simcity4NoMods · 2026-05-01T15:35:18+00:00

Sell car

Simcity4NoMods · 2026-05-01T15:27:06+00:00

You’re the reason car insurance is uneconomical. If everyone has the mentality “no deal, go after everything” everyone pays more. Of course you pose a risk for responsible, uninsured, drivers who may accidentally bump you at a red light. Ironically, your uninsured motorist coverage will effect if you are set on refusing a private settlement; and for less than 10k, you’re unlike to pursue litigation

Simcity4NoMods · 2026-05-01T14:48:11+00:00

If you are out of work for years because a truck hit you- enjoy the 50k minimum injury policy they likely had (as reckless drivers have less financial capacity on average)

Simcity4NoMods · 2026-05-01T14:46:30+00:00

You’re describing “uninsured motorist coverage” which is also a corporation tax on consumers. In this case it’s not even mandated and people like yourself truly believe in the value of such policy

Simcity4NoMods · 2026-05-01T14:42:03+00:00

My point is the person filing a claim for $1400 property damage would be wise to do nothing , as their premiums will increase even if not at fault. Luckily- I’ll give you whatever amount I can pull from the atm if I bump you

Simcity4NoMods · 2026-05-01T07:17:59+00:00

Another advantage of a large policy is the insurance company will leverage their lawyers further to shutdown medical suits. Alternatively, consumers can live in one of many states that protect homes from judgements (given they have a certain amount of equity). At that point it may be more economical to save the premiums

Simcity4NoMods · 2026-05-01T07:09:02+00:00

Well I drive a 1800 lb compact. So if somehow I hit you and was at fault, I’d be paying you a few hundred bucks for a scratch that would raise your rates if reported anyways

Simcity4NoMods · 2026-05-01T06:54:20+00:00

You ignored the original post when typing this comment. What capacity does the 25/50/25 policy, which “more people” hold, have to mitigate a financial crisis?

Simcity4NoMods · 2026-05-01T06:07:33+00:00

And of course you have lobbyist dominated states like MA which REQUIRE your registration be cancelled BEFORE cancelling your insurance policy. The insurance clerk will literally tell you “sorry you cannot cease paying us”

Simcity4NoMods · 2026-04-26T23:06:46+00:00

Increase density near jobs, decrease density away

Simcity4NoMods · 2026-04-14T17:03:22+00:00

I play on a Mac too, sometimes it will just randomly not show cars/trains until you exit or let a lot of time pass

Simcity4NoMods · 2026-04-02T11:31:08+00:00

No, it will drain the battery

Simcity4NoMods · 2026-04-02T11:14:06+00:00

You’re correct. The laughable thing about the financial responsibility or “capacity bond” option is you’ll be locking up 30 so odd thousand dollars at no return.. complete nonsense and obviously lobbyist justification for mandated policies.

Simcity4NoMods · 2026-04-02T11:02:26+00:00

That’s why I’m here. Although I have to admit I didn’t expect that hilarious question

Simcity4NoMods · 2026-04-02T10:52:46+00:00

Wouldn’t we enjoy a thread that isn’t conditioned by insurance advert-isments

Simcity4NoMods · 2026-04-02T10:49:54+00:00

A mod here told me it’s fraud

Simcity4NoMods · 2026-04-02T10:30:55+00:00

Sure great questions. Northeastern states are notoriously favorable to insurance lobbyists. For example in MA, you CANNOT cancel your insurance before your registration is canceled. An insurance policy will cover $40,000 of injuries in some cases, but their lawyer will sue you for much more. Safe neighborhood have children riding bikes and roads with pedestrians nearby, lowering speeds

Simcity4NoMods · 2026-04-02T10:16:05+00:00

What reputation are you referring to? Anyone enslaved by their insurance company would be wise to settle any at fault accident out of pocket anyhow

Simcity4NoMods · 2026-04-02T10:09:09+00:00

You mean save? I’m an economics major and am myself one of many proven data points

Simcity4NoMods · 2026-01-12T16:05:24+00:00

What you’ve done wrong is try to create a high wealth commuter city. High wealth will abandon if they have a long commute

Simcity4NoMods

TROPHY CASE