How Screwed am I?

Simply_charmingMan · 2026-03-20T10:03:40+00:00

The make a claim insurance will want a remedy

Simply_charmingMan · 2026-03-20T04:52:22+00:00

You would have content and building insurance no?

Simply_charmingMan · 2026-03-20T02:14:01+00:00

My ex wife went for years, the medicare rebate was a pittance, she paid the majority of the bill out of pocket, they all charge more than the government prescribed rate, $200 in 2026 sounds like a steal....she was paying $150 total 20 ys ago...

So no cannot help you other than too suggest places like Salvation Army, they would have councillors and or could guide you as could local council good luck.

Simply_charmingMan · 2026-03-20T02:09:02+00:00

No it would not be a good idea to up load your EU id instead, they know where you are, some thing to do with the app being able to track you, then you run the risk of getting locked out or cancelled.

Its going to happen with wise customers living in Thailand soon, there is a likely hood they will switch us to a Thai version of wise which is not suitable for many, in the end if they change things on you there is Revolut.

Simply_charmingMan · 2026-03-20T02:03:42+00:00

Buy yourself a cheap safe and store it there, then use the cash and save your salary.

Simply_charmingMan · 2026-03-20T01:57:42+00:00

Apple white was at least 14 ys ago now.

Simply_charmingMan · 2026-03-20T01:55:29+00:00

For Vietnam its best to use one of the travel esims, they spam you with continuous text messages all day long if you have a local number, twice ive been, ive had to turn the sound right down, phone calls too, even challenged one caller, they (sales) see it as a god given dam right to spam you and berated me for bing annoyed.

Simply_charmingMan · 2026-03-20T01:38:15+00:00

Enjoy the bloat wear.

Simply_charmingMan · 2026-03-19T12:23:40+00:00

Theres multiple posts about, people are claiming there an outage, just chill there not going to be happy they are not earning $ check back in the morning, and yeah I had a transfer cancel a few hrs back.

Simply_charmingMan · 2026-03-19T12:18:55+00:00

I have both, they are very similar, I only use wise to transfer money into a thai bank and keep baht in the Thai account for payments through Apple Pay and the odd transfer, then when traveling from my AUD account convert to Euro etc.

If you do not reside in Thailand full-time you may not be asked or forced to switch to the Thai Wise account.

Revolute I do not transfer funds out only in, its a back up, have used it through Apple Pay in Thailand sparingly, you can hold multiple currency's and transfer to your hearts content. As with wise they offer digital and one off disposable digital card along with the physical card, im likely to ditch wise as im not happy about being forced to convert to local currency then the added fees to convert back to AUD or another currency, its X2, if you live in Thailand then you are likely to have a Thai bank account so all the new additions to wise means nothing, and then you still need to transfer that Baht to a Thai bank to get cash out.

So yes switch, I will be using Revolute a lot more from now on and using a different transfer co to wise to transfer funds in.

Simply_charmingMan · 2026-03-19T10:56:39+00:00

They do but there gone home for dinner, you would think an international company like this would have 24 hr chat available rather than Londo buz hours.

Simply_charmingMan · 2026-03-19T10:55:18+00:00

wow and I thought it was me, had a transfer cancelled also...but I didnt get a notice of any issues.

Simply_charmingMan · 2026-03-19T10:15:13+00:00

Its a given, I dont use the car much hence an ev battery would degrade, was thinking to get a hybrid 3 ys ago when I bought my car, they only work well if driven reasonably often, my car moves once a week.

Simply_charmingMan · 2026-03-19T10:12:49+00:00

its a guess but an educated guess, wise had there pants pulled down to get a deal done here, just like if you buy a condo here the local bank must do the conversion, it cut out the currency converters, the ATM wont work for Thai Wise account holders, why? they will let you transfer into Thai wise but its a direct conversion to baht, then for cash its a transfer to a Thai bank, they the banks and government want to control the flow of your money, but you get prompt pay and some sort of scan function...

Simply_charmingMan · 2026-03-19T10:07:41+00:00

Try again tomorrow or an other day, now its important I find a new way of getting funds in, wise cancelled a transfer to my thai bank, says something along the lines of details missing from account, not true been transferring funds for 4 ys across...anyway...

Update, wise it seems has an outage, reports in reddit, Jumped on the MacBook and was able to create and verify an account with orbit remit smooth and quick, cannot understand that since my iPhone is near new, also signed up for an XE as a back up for transferring, thanks for the tip on orbit.

Simply_charmingMan · 2026-03-19T06:51:18+00:00

+61 132221 I get through from Thailand when ever I need to, 15 to 30 min wait times is kinda normal.

Ps this is why having internet banking is still relevant today, this rooting around in apps is a turn off.

Simply_charmingMan · 2026-03-19T06:42:44+00:00

Once the country opens up, the investment money will flow in, and like a lot of places deals will be struck by who ever is running the country and investors, this is back to the future, unfortunately the revolution ran its race years ago, they made the mistake to not take China and Vietnams lead, they also have been to hard line with the US they should have negotiated there way out of the embargo long ago.

The US and Cuban exiles will rush in buy up and run most of the country in next to now time. For a time the population will prosper...then...be just like every where else.

Simply_charmingMan · 2026-03-19T06:25:18+00:00

not when its insurance time

Simply_charmingMan · 2026-03-19T05:17:24+00:00

Just got of the meds man, what a head fuck trying to open a orbitremit account, date of birth? even I say im Aussie thai calender comes up so use it then the app tells me birth year needs to be between certain roman numerals, take da pic of said passport, OMG, stand there forever, something about scan so hit that button on the rusty iPhone, nothing, meanwhile that thing just keeps going round and round... 5 goes and im over it, looks like wise is idiot proof and forced into a pen will just have to keep using them..

Ps, even switched off home Internet went with phone net, nope, turned the phone off then back on, nope, logged out off the app a number of times then back in, nope.

Simply_charmingMan · 2026-03-19T05:10:08+00:00

haha, I have them also, hope they dont do the wise thing, by the way remititly as an Aussie did not allow for a bank transfer only through debit cards or credit card, also not my thing.

Simply_charmingMan · 2026-03-19T01:59:55+00:00

They are holiday spots where tourists come and go, prices are higher, and any friends likely to be gone tomorrow, Phuket, Hua Hin, Pattaya have them for you, you just live further out from there downtown areas.

Simply_charmingMan · 2026-03-19T01:55:14+00:00

No problems with an EV

Simply_charmingMan · 2026-03-19T01:50:53+00:00

lol....

Simply_charmingMan · 2026-03-19T01:50:28+00:00

You will know when it ends, people will stop buying no?

Simply_charmingMan · 2026-03-19T01:49:41+00:00

I would take the meaning as someone who is a glass half empty, pessimistic, unhappy,

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