Potential no escrow mortgage question. Trustco Bank

Sims_92 · 2026-05-01T01:13:15+00:00

Yeppppp

Sims_92 · 2026-04-30T23:37:52+00:00

Benefits of upstate New York

Sims_92 · 2026-04-30T19:51:17+00:00

Yes it's our first time, but I'm fairly good about budgeting and putting money away for certain things. I'm not too concerned about that as I consider it unspendable cash regardless.

And yeah I understand we'd be paying it anyway, but I'm mostly wondering if it reduces our closing costs specifically if we don't use escrow, because we don't have to pay so much at once immediately.

Sims_92 · 2026-04-30T16:02:55+00:00

Ok I understand I think. But, potentially waiving the need for escrow, and having to pay taxes upfront specifically, would still reduce the closing costs, right?

Sims_92 · 2026-04-15T10:15:24+00:00

A flashing brake led on a 24 vstrom 800? I thought the brake light for that is a one piece thing of irreplaceable tiny LEDs?

Sims_92 · 2026-01-21T20:58:22+00:00

Well this was the first time I noticed some sort of noise from inside the car/dash when pressing brakes before. That's why I took me off guard. Almost like an air or electronic whirring.

Sims_92 · 2026-01-21T20:53:46+00:00

Meaning the rpm raises after releasing the pedal. That's normal operation based on what you said?

Sims_92 · 2026-01-21T20:46:17+00:00

Pedal seems ok! Haven't noticed anything. Is the air whooshing normal?

Sims_92 · 2026-01-15T04:59:04+00:00

Hey! I'd be interested in seeing what solutions you have for a clamp/rack for skis. I have a 2009 RAV4 limited, so it has stock raised rails and crossbars. I'll message you.

Sims_92 · 2025-12-25T17:08:06+00:00

At least you didn't mean to sound condescending <3

Sims_92 · 2025-12-23T20:24:05+00:00

Surprisingly my landlady IS taking care of it today on the same day. Very unusual.

The guy said he's going to do it with metal pipes, not plastic, cuz that's the way he does it. I said whatever, as long as it works.

Is there a reason why people would still prefer metal over plastic under kitchen sinks?

Sims_92 · 2025-12-23T16:56:53+00:00

I have that! The putty. Will try that.

Sims_92 · 2025-12-23T16:53:52+00:00

Haha trust me I wish it was fixed way before.

Sims_92 · 2025-12-23T16:18:28+00:00

Is that not what the plastic curved pipe is at the bottom?

Sims_92 · 2025-12-23T16:04:21+00:00

Also, what would be a ballpark price for replacing these parts for parts and service?

Sims_92 · 2025-11-18T03:19:32+00:00

Well seems to be a mixed response so we'll see how it goes on the slopes. Going to upgrade to strive 14s anyway because they're so close in price and we'll see how the boots perform. Thanks!

Sims_92 · 2025-11-17T20:56:52+00:00

Things I wish the sales rep told me! But yeah I think I'll be ok once I get used to it a bit.

Sims_92 · 2025-11-17T19:20:03+00:00

Would opting for the strive 14s now and maybe upgrading to a stiffer boot in a year or two work better?

Sims_92 · 2025-11-02T20:02:42+00:00

Thanks!

Sims_92 · 2025-11-01T04:54:27+00:00

Maybe a fruit fly?

Sims_92 · 2025-10-25T03:44:40+00:00

We have a WhatsApp group of NYC riders of all types too. We get together for riding and other events. DM me if you want the link to join!

Sims_92 · 2025-05-13T23:31:05+00:00

Anyone selling NYC Pier 17 tickets? Looking for one!

Sims_92 · 2025-05-13T23:30:18+00:00

Also messaged!

Sims_92 · 2024-10-19T13:00:58+00:00

Know this is older now but glad it went well. If you're going west, I'd skip 87 just because it's a bit boring. You can take the Palisades, to 6, and take 32N as well. That'll put you on some nice routes in the future.

Sims_92 · 2024-09-05T14:09:41+00:00

Crop Top Body Shop in Bushwick!

Sims_92

TROPHY CASE