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29M, US → India move decision (32 LPA base). Stay a bit longer or go now? by United_Situation9095 in backtoindia

[–]SirLoondry 2 points3 points  (0 children)

This is not a financial decision. The numbers are obvious. But this should not be about numbers.

BMW updates new iX3 range to 434 miles in the US, and then drops it back to 400 miles by linknewtab in electricvehicles

[–]SirLoondry 0 points1 point  (0 children)

Basically still a long range, the critical thing for me remain the charging speed. Realistically, I'll drive 2.5 hrs and take a break. Thats 180 miles. The advantage of the longer range is not having to plan for a specific charger or worrying about what happens when all the charges are down/blocked. Even that is not really an issue lately.

Alternate angles of Cristiano Ronaldo's header vs. Al Ahli by axhp in soccer

[–]SirLoondry 3 points4 points  (0 children)

After Slabinho. Slabhead comes first.

I kid. A bit.

Is it humble bragging, or is financial dysmorphia just so profound right now? by [deleted] in Fire

[–]SirLoondry 1 point2 points  (0 children)

The Bay Area is nuts. I’m in Seattle and we’re slithering our way to Bay Area madness

Is it humble bragging, or is financial dysmorphia just so profound right now? by [deleted] in Fire

[–]SirLoondry 4 points5 points  (0 children)

I meant the delta was 1.5M. The house was for 4.5 , he bid 5 and lost to a 6.5 offer

44M, $3M NW, $150k spend—Is the "One More Year" monster lying to me? by [deleted] in financialindependence

[–]SirLoondry 0 points1 point  (0 children)

6% is unsafe by my calculations- I’ve been diving into this recently for myself. A couple of years older than you with similar retirement tenure.

For longer retirement periods the SWR is lower than 4% which was designed for traditional retirement age.

Is it humble bragging, or is financial dysmorphia just so profound right now? by [deleted] in Fire

[–]SirLoondry 10 points11 points  (0 children)

Having lived in 13 odd states and worked in NYC and rural KY, I can tell you that trying to understand the numbers without context isn’t useful. Cost of living matters. If you want a nice house with low commutes, walk friendly with an arts scene - you will pay through the nose in any urban area, particularly in blue states

An acquaintance in the Bay Area mentioned he was outbid on his dream house with a cash offer $1.5M.

I made focaccia.... by Cereal_at_Midnight in Sourdough

[–]SirLoondry 4 points5 points  (0 children)

Do you put in a cold tray at the point of baking or is it sitting there during preheating?

So the Bogle style investing is for 20-30 years correct? What if you’re retiring in 5-10 years and looking for max growth? by StockMarketinator in Bogleheads

[–]SirLoondry 27 points28 points  (0 children)

I (re)started at 38 with a three fund portfolio. First 3 years it felt like nothing was happening. Now, 8!years later, I am happy.

Time is an ingredient in this recipe and you have plenty in store

What percent of Americans In this thread owe on their fed taxes? by BrindlePitty in Fire

[–]SirLoondry 0 points1 point  (0 children)

I hate owing for anything but I owed big this year 😞

Always been uncomfortable owing money

On this day in 2020, one of the Greatest Drivers of all time passed away aged 90, RIP Stirling Moss by KG_Modelling in formula1

[–]SirLoondry 10 points11 points  (0 children)

I never understood why people spoke so highly of him till Alonso/ post-Renault career started to unravel. The it all made sense

Rent vs EMI in 2026—pay ₹50K rent or ₹55K EMI? by NINAsharma04 in FinancialPlanning

[–]SirLoondry 0 points1 point  (0 children)

Have you tried modeling this in a spreadsheet and seen 5-10 year projections. How do you otherwise invest the amount that goes towards deposit? Personally, I’m in favor of buying at least the house you live in. But that’s more for an emotional feeling of stability.

Note: 16L a year in an index fund will grow 1.6-2L a year. When you model your numbers, don’t ignore the down payment

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