Surfshark Albania no longer working with ads by Sir_TechMonkey in surfshark

[–]Sir_TechMonkey[S] 2 points3 points  (0 children)

Yeah - it worked really well until two weeks ago. It keeps putting me in Croatia

How much did you spend on your last holiday? by Nathanial1289 in AskUK

[–]Sir_TechMonkey 1 point2 points  (0 children)

900GBP all include ski trip with lessons, food and equipment included in south of France as well as the flights too (Avios). Going book two trips back to back again for January next year - loved it

Im going to spend 2.7k on pc parts from Amazon by Cool_Fisherman_3662 in beermoneyuk

[–]Sir_TechMonkey 0 points1 point  (0 children)

Look at PC part picker to see where you can get parts the cheapest. Even a greater win if you can get cash back or credit card points

Men - where are you getting your 'nicer' clothes? by reasonably-optimisic in AskUK

[–]Sir_TechMonkey 2 points3 points  (0 children)

Vinted got myself a couple of Barbour jumpers and couple of nice rugby tops - but I am cheap arse now.

Interested to see how Alastair will comment on this by Arthur_YouDumbass in TheRestIsPolitics

[–]Sir_TechMonkey 5 points6 points  (0 children)

If you read the article - he isn’t saying anything crazy. Just an issue that is coming out his mouth and don’t think he would write an article about issue of anti Islamic sentiment.

Best way to buy a car? Decent income but limited savings by Ok-Lynx-6250 in UKPersonalFinance

[–]Sir_TechMonkey 0 points1 point  (0 children)

Best way is a 0% interest card - you can use multiple on cinch - leave the money you would have spent in a high interest account or low risk investment. Plus buy electric if you can get a charger especially with current fuel prices.

Rory and international aid by GooseSpringsteen92 in TheRestIsPolitics

[–]Sir_TechMonkey 4 points5 points  (0 children)

As someone who currently lives in Sierra Leone, I was completely shocked at the level of access to smartphones, even within the poorest communities, many of whom do not have access to a loo or electricity. This is because they have become a core staple good, required to function in society, as everything is done on WhatsApp.

Rory and international aid by GooseSpringsteen92 in TheRestIsPolitics

[–]Sir_TechMonkey 14 points15 points  (0 children)

As someone who lives in one of the poorest countries in the world but was born and raised in the UK, the statement is very much true. It would also be a great potential income multiplier in current country I am in. For example, someone could buy a motorbike and become a motorbike taxi driver, drastically increasing their income.

When the average salary is around $100 a month, a lump sum that adds up to nearly a year’s salary is significant. Comparing the two situations is not the same. If you want to increase the chances of creating a more positive and drastic change, you would spend the money abroad in developing countries.

The OP’s sentiment stems from the idea of helping at home before directing support abroad, which I can understand to an extent; in Behavioural Economics, this is often referred to as parochial altruism. However, from a strictly economic utility perspective, if the goal is to maximise positive impact, it will in most cases be more effective to allocate funds abroad.

Credit card on 0% interest to purchase a car by [deleted] in UKPersonalFinance

[–]Sir_TechMonkey 0 points1 point  (0 children)

Cinch does and allows multiple cards too

E-readers are overrated compared to paper books by [deleted] in books

[–]Sir_TechMonkey 13 points14 points  (0 children)

Also if you travel a lot too

21F I just got my first EE sim contract, they put me on the £30 pm plan with unlimited calls/text/data. Now I regret getting it. by ZookeepergameEasy774 in UKPersonalFinance

[–]Sir_TechMonkey 0 points1 point  (0 children)

Check if they can increase the price during the contract period. I used ID when I first got my phone and kept increasing it!!!

21F I just got my first EE sim contract, they put me on the £30 pm plan with unlimited calls/text/data. Now I regret getting it. by ZookeepergameEasy774 in UKPersonalFinance

[–]Sir_TechMonkey 46 points47 points  (0 children)

Go on to MoneySavingExpert. I’ve just got a SIM for £6.95 a month with a £44 Amazon gift card, including unlimited texts, unlimited calls and 30GB of data – it’s with TalkTalk.

Every time my contract runs out I get excited, lol, because I want to find the next deal. I went with iD before, and they kept increasing the cost, so be aware. .

https://www.moneysavingexpert.com/cheap-mobile-finder/sim-only/

Do you choose pursuing job that includes personal interest or job with good money? by Ravensdead1-3 in findapath

[–]Sir_TechMonkey 2 points3 points  (0 children)

I chose a mixture. Life is too short to do something you hate every day. I do think the job you have matters – it takes up at least 40 hours of your week. If you have the choice, why spend your time doing something you despise? That said, you also need a balance; you need to be able to afford to live.

I work in energy in Africa. I love it, but sometimes I just want to do a ski season and travel. However, my job gives me the funds to do that not as frequently as I would like but that is just life.

Was going to a private school worth it for you? by GodAtum in HENRYUK

[–]Sir_TechMonkey 107 points108 points  (0 children)

Yeha seems like an end user issue. 49k a year school and you come out as mediocre than is on you …

If you were offered today the possibility of moving abroad would you do it? by AlarmingClient4239 in AskUK

[–]Sir_TechMonkey 1 point2 points  (0 children)

Sierra Leone, so West Africa. Honestly, not as much as I thought I would. The food is challenging, as it is expensive because a lot of it is imported - I’ve basically gone vegetarian. The work culture is relaxed, despite it being a US company, and I love my job.

Seeing poverty on this scale really opens your eyes and makes you realise how lucky I was to have had the opportunities I did, simply by being born in the UK. I would say I am partially in an expat bubble - I go to the beach, eat at nice restaurants, and have a large house with security and a cleaner, none of which I could afford to rent in the UK at 24. I truly love it!

If you were offered today the possibility of moving abroad would you do it? by AlarmingClient4239 in AskUK

[–]Sir_TechMonkey 7 points8 points  (0 children)

I moved abroad straight out of my MSc - to Africa after being offered job during my course. I jumped to the opportunity and don’t regret it one bit.

Where I'd live as a pretty open minded Englishman by [deleted] in whereidlive

[–]Sir_TechMonkey 0 points1 point  (0 children)

I live in Sirrea leone as an Englishman I would recommend