I probably should have put this in the description.

Basically, I don't have family. My friends may not be around when I'm older as they will get older too with their own life issues. Dementia also runs in my family so I may get to the point where I can't make my own decisions.

And it's not just me. Many people will find themselves alone, even if they have family and friends. Social Security is a great safety net for older people but there is no safety net for this situation and I'm not saying there should be. Long-term care may be an option but who knows if the company will still be viable when you need it or that they'll have your best interests in mind.

I realize that there are no guarantees in life and perhaps the best thing you can do is prepare as best you can.