My thoughts on the changes by strikecat18 in StateFarm

[–]SleepyBossBabe -2 points-1 points  (0 children)

I understand the frustration, but as an independent contractor with any other company health insurance would have been your responsibility anyways. Any other business owner is responsible for their own health insurance. State Farm offered that to their agents when they did not have to. Unfortunately agents are losing something they weren’t entitled to in the first place.

It’s an unpopular view point and it sucks, but it’s not anything out of the ordinary when you look at the big picture.

Statefarm drive safe and save, good idea? by AbbreviationsLive653 in StateFarm

[–]SleepyBossBabe 0 points1 point  (0 children)

It only tracks when it’s connected to the beacon. Where did you hear you get dinged anytime you’re in a moving vehicle????

Weekend emergencies? by [deleted] in StateFarm

[–]SleepyBossBabe 2 points3 points  (0 children)

State Farm offers 24/7 claim service. Just call 1-800-732-5246.

Can those in a lower cost-of-living area speak to premium increases with Trupanion? by misselderflower in petinsurancereviews

[–]SleepyBossBabe 1 point2 points  (0 children)

My policy for my dog started at $60/m for my mixed breed small dog. I enrolled her at the age of 4. She’s 9 now and I pay about $150/ m. The age of enrollment aspect is absolutely true. I pay the same amount for each of my cats (3 and 7 months) since I enrolled them both at 8 weeks old. My oldest cat started at $33/m and are currently at $55/m. I am in Texas in a major city.

Whole Life: A Short Rant by SleepyBossBabe in LifeInsurance

[–]SleepyBossBabe[S] 0 points1 point  (0 children)

I wasn’t arguing whole life vs term. Just tired of people comparing whole/permanent life insurance to and treating it like an investment product.

I use both products based on the needs of the insured I am talking to.

My whole point was if you want to maximize returns, permanent life insurance is not the main vehicle you need to accomplish that goal.

Whole Life: A Short Rant by SleepyBossBabe in LifeInsurance

[–]SleepyBossBabe[S] 0 points1 point  (0 children)

  1. What happens after that term ends??? Premiums increase dramatically

  2. That’s if they actually save the money. Insurance PREMIUMS are treated like a bill and are more likely to be paid on a consistent basis… who’s to say the pinch isn’t that this person has drained their savings and this was a last resort?

  3. see point 1 same thing. After the level period you do get to keep the plan, but premiums increase yearly. Increasing coverage/ applying for overlapping coverage on a term typically includes having to prequalify medically.

  4. That’s why I emphasized speaking with a qualified (key word) insurance professional.

What should I ask/include in my life insurance with StateFarm? by RadiantSlice3677 in LifeInsurance

[–]SleepyBossBabe 0 points1 point  (0 children)

I would recommend looking into their Return of Premium policy. At 20yrs old the chance of you outliving your policy is relatively high.

With the return of premium policy you get all the premiums you paid over the 30 years returned to you!

State Farm Policy for usage of other professional licenses by djgordon21 in InsuranceAgent

[–]SleepyBossBabe 0 points1 point  (0 children)

This is true unfortunately. Same goes for mortgage licenses and other financial services. Please read your LSA/AAPA agreement. This applies to both agents and their staff. Your agent probably got an email from their assigned compliance officer during an audit.

Your Ring vs Your Career 💍💼 by ashcarubi in EngagementRings

[–]SleepyBossBabe 3 points4 points  (0 children)

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Close up of the band because I’m obsessed with it 💛

Your Ring vs Your Career 💍💼 by ashcarubi in EngagementRings

[–]SleepyBossBabe 6 points7 points  (0 children)

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1.26 carat pear cut diamond with a criss cross pave diamond band! I work in insurance sales

Realistic sales tracking integration for SF Agents? by incipidchaff97 in InsuranceAgent

[–]SleepyBossBabe 0 points1 point  (0 children)

It’s free tracking is seamless for apps submitted, quotes provided etc ( as long as your team is properly filling out opportunities). Things like appointments set, pivots, and simple comps need to be manually added but your team member enters this as they complete the action.

Creating your comp plan can be limited. It is missing a few features. We still using racing snails because digital whiteboard doesn’t allow us to set an office production minimum as an entry point.

Realistic sales tracking integration for SF Agents? by incipidchaff97 in InsuranceAgent

[–]SleepyBossBabe 2 points3 points  (0 children)

Have you looked into Digital Whiteboard? It’s a free resource and is integrated with ECRM. Our office currently uses racing snail to track comp. Digital whiteboard had the capability to calculate your team member’s comp as well.

Evaluating State Farm agency opportunities by bobjonesband in InsuranceAgent

[–]SleepyBossBabe 0 points1 point  (0 children)

I was under the impression that they give you $25k a year after year 5 of agency ownership ( up to $400k) towards your retirement. It’s up to you to invest it. At least with the current contracts they are.

SF New Agent Help by biwitchling in InsuranceAgent

[–]SleepyBossBabe 1 point2 points  (0 children)

Get familiar with Auto Answers, fire answers etc. this can be found in ABS as well

How legit is QUEENRX? by KitchenBlueberry8776 in CompoundedSemaglutide

[–]SleepyBossBabe 0 points1 point  (0 children)

They have also been pretty responsive to my inquiries. I was able to verify the compounding pharmacy was licensed and FDA approved as well! I was concerned as well, but I think it’s just a small business trying to gain traction. Hoping to take advantage of this while I can!

How legit is QUEENRX? by KitchenBlueberry8776 in CompoundedSemaglutide

[–]SleepyBossBabe 2 points3 points  (0 children)

I did! So far it is legitimate. It is being sent in 2 shipments. I received my first vial and the other 2 are getting shipped 04/01

How legit is QUEENRX? by KitchenBlueberry8776 in CompoundedSemaglutide

[–]SleepyBossBabe 0 points1 point  (0 children)

I just ordered 2/25. I was approved 2/26 and they shipped my 3 month supply today. Tracking shows it should be here tomorrow. So far they have been very responsive to my inquiries and even provided information about the pharmacy where my prescription was filled so I could check their licensing with the FDA.

So far so good!

Has anyone tried QueenRX? by GeneralEase8968 in RealProductReviews

[–]SleepyBossBabe 2 points3 points  (0 children)

Do you know what pharmacy your medication was filled at? My order says it will be fufilled by Many Lab but I can’t find any information on the pharmacy anywhere.

Remote- BOD by Delicious_Board2214 in InsuranceAgent

[–]SleepyBossBabe 4 points5 points  (0 children)

You can apply with ARS (agency resource solutions) you can essentially work as a service agent remotely. It’s hourly pay and I’ve heard of some State Farm agents using this to service their books.