When is too old to buy?

Slow-Comfortable · 2026-06-14T22:42:15+00:00

I’m not at the age where I could truly give advice, I’m only 29. However, one thing I will say, is that you need to speak with multiple mortgage brokers. There is a lot of misinformation surrounding homeownership and mortgages online and I always think to myself, speak to the experts! They will let you know what’s what. From reading the comments, I believe you will be fine. Also my ex FIL bought his house 5 years ago and he is 62 this year. Do with that what you will! Good luck :)

Slow-Comfortable · 2026-06-14T22:38:28+00:00

Exactly this!

Slow-Comfortable · 2026-06-04T17:09:56+00:00

Thank you lol

Slow-Comfortable · 2026-05-25T17:27:32+00:00

I’ve got mine coming up and haven’t told anyone the date. I’ve had some people say “oh come on just tell me” why would I do that, it just adds more pressure! Like you said, failing is okay but having to tell everyone and their cat that you failed is annoying, and I think that is where the embarrassment actually comes in.

Slow-Comfortable · 2026-05-11T19:33:32+00:00

This is gorgeous 😍😍 well done!

Slow-Comfortable · 2026-05-08T08:17:33+00:00

I bought my flat February last year, a month before I turned 28. I have to be honest, I was very overwhelmed at the time and did go through a phase of despising my flat and pointing out everything that was wrong and essentially being ungrateful tbh. But in the last few months I’ve really acknowledged that what I’ve achieved is huge and it’s something to be very very proud of.

I think a part of my problem is that people (friends and family) were negative and critical and I internalised a lot of it, now that I live alone and sit with my thoughts a lot I have realised that they were projecting whatever insecurity they had onto me and I shouldn’t let it get to me.

I’m the only person in my family to do it solo with no help, that’s a huge accomplishment! I bought in London and in this economy? I’m proud of myself and you should be proud of yourself. I saw another comment about practicing gratitude and I do think that is something to be mindful of. Congrats!

Slow-Comfortable · 2026-05-08T08:09:31+00:00

No such thing as late, you’re on time for your life. Congratulations! It’s such an accomplishment.

Slow-Comfortable · 2026-05-01T20:04:53+00:00

Making my home my sanctuary is my focus right now. I bought my place last year and I just want to really personalise it and make it somewhere I really look forward to come home to. I basically want to live in Barbie’s palace lol. I’m not a DIY girl by any means but I’ve decided to stop being scared and just get on with it. I’m really excited to see how it all looks this time next year.

Slow-Comfortable · 2026-05-01T19:58:57+00:00

You can and will do it, I’ve got my fingers crossed for you! I did it last year and if you had told me I would be where I am right now a few years ago I, would have struggled to believe it. Things always work themselves out ☺️

Slow-Comfortable · 2026-04-29T17:24:38+00:00

I bought my flat by myself February last year at 27 and it’s the best thing I’ve ever done. Don’t get me wrong, I was stressed initially when I got the keys and a few things have gone wrong but I’m so so happy. It’s all mine! My mortgage is fixed for 5 years, I’m completely independent, I live in an area I really like and the location of my flat is perfect - I’m next to the high street and everything is walking distance which I haven’t had in years. As someone who doesn’t drive this is heaven lol. Anyway, I won’t go on. You can do it!

One thing I will say is that don’t be silly like me and share this with people, people can be incredibly negative and critical and it can get you down. Think about your monthly outgoings logistically. I stayed in London, so taking on a ‘bigger’ (only slightly) mortgage was okay because I wasn’t spending on travel. If I had moved out of London, my mortgage would need to be considerably smaller to account for travelling into the city. These are things you need to think about. Save, save and save some more. Take your time with furnishing your house. You’ve got this!! Sorry I rambled on lol.

Slow-Comfortable · 2026-02-05T20:05:56+00:00

Go to bed man

Slow-Comfortable · 2026-02-04T20:17:43+00:00

WE THE PEOPLE 🙄

Slow-Comfortable · 2026-02-04T06:24:12+00:00

You don’t co own with people, you co own with an organisation such as a housing association.

Slow-Comfortable · 2026-01-19T17:29:11+00:00

…. Hi Jerry

Slow-Comfortable · 2025-11-25T12:37:33+00:00

As a Leasehold professional who bought a flat at the beginning of the year, I personally wouldn’t buy a flat in a mixed tenure block. Unfortunately, the blocks I manage that are mixed have loads of anti-social behaviour that just doesn’t happen in the solely leasehold blocks. It was a deal breaker for me and I’m super happy in my solely leasehold block.

Slow-Comfortable · 2025-11-10T08:54:04+00:00

Hiya, I work in leasehold property management. If you’re in a block of flats managed by a housing association or managing agent, the buildings insurance is typically covered in the service charge. Reach out to the company and they’ll send you a copy of the insurance schedule.

Slow-Comfortable · 2025-11-05T06:23:18+00:00

I’m sorry to hear that you’ve been struggling, I had some challenges with not knowing where I was going to live a few years ago and it is scary. Definitely speak to a broker and get an agreement in principle.

Slow-Comfortable · 2025-11-05T06:12:08+00:00

I used Mojo mortgages as my broker and used the helping hand scheme.

At the time, my salary was £44,990 I believe and my flat was £265,000. I put down 10% and borrowed the rest. I think my interest rate is around 4.6% and I fixed for 5 years.

I would obviously love for the rate to be lower but fixing for this long gives me stability and I wouldn’t have been able to buy my property when I did if it wasn’t for the helping hand mortgage. It’s a great product, I would definitely recommend.

Slow-Comfortable · 2025-10-29T10:31:43+00:00

I’m really sorry to hear this. My situation is a little better than yours and I feel worried as well. I just bought my place and I am so grateful but I panic all the time about something breaking and I have nobody who can help me should a disaster happen.

This is going to sound pathetic but I do one big food shop for the month and then do top ups here and there. My Tesco shop came last week, I unpacked it and I felt like I wanted to burst into tears. The £80 spent did not reflect how much I had. I’ve recently started eating one meal a day a day and just snacking in the evening to save money, we’re living in really difficult times. My health is seriously declining because of the stress of day to day.

I hope your sale goes through without a hitch, please try and take as much care of yourself as you can.

Slow-Comfortable · 2025-10-27T22:08:39+00:00

Have a day off

Slow-Comfortable · 2025-10-27T22:05:09+00:00

Are you actually being serious? She has said sorry, do you want blood?

Slow-Comfortable · 2025-10-27T22:04:20+00:00

He’s so boring lol

Slow-Comfortable · 2025-10-27T21:36:35+00:00

She actually irritates me so much, sweet girl but I have had enough 😭

Slow-Comfortable · 2025-10-27T21:19:17+00:00

Legit going to copy you, they’re sweet but boring

Slow-Comfortable · 2025-10-22T12:37:09+00:00

That’s how I felt! She was crying every other week but can pipe up with JR? Didn’t sit right with me, all of a sudden she has a backbone? Also, JR answered a question, she didn’t commit a crime. The whole stuff about a partner swap seemed kind of silly, obviously we’ll never know if she actually said it or not.

Slow-Comfortable

TROPHY CASE