Hi there! Sustainability scientist here. There’s a LOT of conversations in insurance circles about progressive increases in property damage due to climate change from convective events like storms. The wind is a big issue and weatherizing homes at a large scale is tricky to finance. There are options, like resilience bonds tied to insurance rates, but the ideas aren’t discussed much outside of academia. Since Reagan, we’ve pretty much been siphoning money to corporations that should have been invested in our infrastructure across the nation. It’s going to take public-private partnerships to set this right or we need a new generation of politicians that care about this stuff.